They 2019 HSA contribution limit for a single person is $3,500. If my employer contributes $500, does that mean I can only contribute $3,000, or can I still contribute the full $3,500?
Ben Miller - Reinstate Monica
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asked Feb 2 '19 at 3:29
David says Reinstate MonicaDavid says Reinstate Monica
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Yes, the contribution limit includes anything contributed to your HSA, whether added by you or your employer.
From IRS Publication 969:
Employer contributions. You must reduce the amount you, or any other person, can contribute to your HSA by the amount of any contributions made by your employer that are excludable from your income. This includes amounts contributed to your account by your employer through a cafeteria plan.
If your contribution limit is $3500, and your employer puts in $500, then you can only put in $3000.
answered Feb 2 '19 at 4:06
Ben Miller - Reinstate MonicaBen Miller - Reinstate Monica
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Yes, employer contributions do count.
