I had excellent credit, large amount of savings, and opened a wine bar. As money drained, and debts accrued the landlords got selfish and I didn't have the funds to fight it in court (at the time), so I tried to shoe-string it. Ended up homeless (literally) and lost everything and was steeped in cards, community finance loans, etc., without ability to pay. The landlords sold my assets illegally locked doors and took my computer and files (a different issue), and some creditors took my equipment I believe. I assume my furnishings were sold to help pay some things.
There was a lot of overlap and confusion and I was particularly disadvantaged in not having my information/papers and not having a dime available to even have a phone. Several scraping by years went by starting with minimum-wage and trying to get back into my profession, which I'm happy to finally start getting back on my feet - my professional colleagues do not know that I slept in my car for months and showered at a gym!
I'm pretty sure I know the answer is probably to save up for an attorney or something now that I have a paying job, but I know somewhere there is a myriad of weird debts that I do want to pay back. My question is How can I find out who I owe what still, after several years of not having a phone or address or access to my files and paperwork that I meticulously kept record? Is there a government service that keeps these tabs?