Suppose 1: I am a 25 year old just about to finishing my PhD in pure mathematics, and have saved about $100 K USD so far in my life. I have saved all $100 K USD in an American Bank (actually Bank of America).
- Actually all $100 K USD can be used for investment, because I have additional saving (like extra $50K USD for backup).
Suppose 2: You are senior and more intelligent in finance and investment issue. You wanted to give me some serious advices.
What would you recommend me to do with this $100 K USD in the upcoming years? Say the next 10 or 20 years, and I am staying in USA.
i.e., Best secnario for a 25 yo finshing a PhD, focus a career in Academia but invest her $100 K USD at hand
Suppose 3: I would still focus most of my time doing research as I am applying my postdoc in pure mathematics. But I like to make the best enhancement for this $100 K USD. Are there some good ways to invest this money, while put my minimal attention on this investment, however I can still gain the most of profits/increase-ment out of it? (Much better than putting in a Bank.)
Note: I am currently living in US in the east coast near NYC, but I am not a US citizen (yet). I would be having about a $70K USD salary per year for upcoming years.
Thank you for the precious advices!
Edit: My question is different from Best way to start investing, for a young person just starting their career?, because I am working in Academia, so I wish to focus on my academic research/teaching, and have least distractions while stably investing. Also my starting background is different from the other post.