I got a letter today from "Credit Fraud Detection" in Ohio claiming that they have detected fraudulent activity on my account. They also tried to call my cellphone but I didn't answer. Since this isn't from my bank and my bank isn't showing any alerts when I log in (using the actual app on my phone) I'm pretty sure this is a scam. I would just ignore it but the fact that the scammers know what bank I am using (a small credit union) and my phone number (if it is actually the same scammers) has my mom freaked out and she wants me to get a new debit card. My questions are.
- Should I get a new debit card?
- How did these scammers figure out my address, my phone number, and what bank I use? I don't use social media so I know it wasn't from that.