On Thanksgiving day a woman posted in a Facebook group that her father had just passed away (left her money) and as a good deed, because it was Thanksgiving, she was offering to pay people’s debts. Well I inboxed her and she pretty much wants me to open up a bank account with First Tech Credit Union and give her my login and password info. Of course its sketchy!
So I questioned her and asked why she wanted that instead of her sending me the money directly from her bank to mine. She then responded because she wants to keep records of my debts. (She asked for proof and I sent her screenshots ONLY of my outstanding balances) I heard about the depositing checks scam so I questioned her about how she would deposit the funds and she said cash.
Her facebook page is 100% legit, I screenshotted her pics and family profiles etc. We came to an agreement that I would only accept her help if she sends me a picture of her ID before me sending this info.
She literally just wants to deposit the money to me. She isn’t asking me to send anyone money from that account or anything. Of course the account will be empty when I provide it to her. When she does deposit the money I am planning to immediately change the password and obviously stay watching my account activity while she deposits the funds.
She actually also provided pics of other accounts she funded. My question is, is this a scam? And if so how could she possibly scam me? Specially if I have her information and a pic of her ID. She is a Christian lady and looks like she has a good heart. We talked about my struggles and she actually looked into why I needed to be assisted with the money. By no means was she pushy or anything. I want to believe that she just wants to help me but I am also too skeptical.