I live in the UK.
I am currently in the process of making a car insurance claim for a vehicle that has been written off.
I recently purchased this vehicle that has been written off, the vehicle was purchased for approximately £10 thousand pounds it was in immaculate condition.
I was very fortunate to purchase this vehicle at this price, I have looked everywhere and any similar specification vehicle is around 3 thousand pounds (13K total) more than what I paid for my vehicle.
I would like to know if I am entitled to the market value of the vehicle at what appears to be approximately 13K thousand pounds, or if the insurance company are entitled to pay me the price I brought the vehicle at (or less their 'book value').
Any experience would be welcome in this matter. Many thanks