I live in the UK.

A few months ago, I saw in the tube an add for a app that allowed users to count their rent payments towards their credit scores.

I wasn't interested at that time, but now I want to increase my credit score.

Do you know that app, or other ways I can use my rent payments to build my credit score?


closed as off-topic by Chris W. Rea, Bob Baerker, Pete B., Nathan L, JoeTaxpayer Oct 6 '18 at 0:16

This question appears to be off-topic. The users who voted to close gave this specific reason:

  • "Questions seeking product or service recommendations are off-topic because they tend to become obsolete quickly. Instead, describe your situation and the specific problem you're trying to solve." – Chris W. Rea, Bob Baerker, Pete B., Nathan L, JoeTaxpayer
If this question can be reworded to fit the rules in the help center, please edit the question.


You are looking for the Rental Exchange Scheme and the CreditLadder app. Full details are here, note they are potentially out of date so you might want to do your own research about CreditLadder before continuing.

  • Hmmm, I think it was a different app, but this does what I want as well. Do you know people that use it? Did they have trouble with their landlords? I says on their website CreditLadder reserve the right to perform identification (ID) checks on you and your landlord. Furthermore, CreditLadder reserve the right to perform Land Registry checks to verify property ownership. Can this annoy the landlord and make them unwilling to renew the rent? – mayk93 Sep 30 '18 at 14:24
  • They would only know about the Land Registry check if they have an email alert set up with them, and even then it is an open registry - anybody can pay a small fee to see the ownership record for a property. The ID checks may be another matter! – nsandersen Oct 1 '18 at 15:11
  • I see, yes, that makes sense. – mayk93 Oct 2 '18 at 13:18

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