I am basically early-retired and well under 62 years old, and I do make passive income from investments (probably not relevant to this question). I am considering doing something I like to do and make a little money from it...it would probably amount to ~$15,000 - $20,000 a year. This annual income is well below my current average income, as far as what SSA uses to calculate/estimate my current retirement benefits.
I have not been able to completely understand or calculate if there would be an effect on my SSSA monthly benefit if I were to begin to work again with this level of reportable income. It seems like it would/should, and likely lower the benefit I am currently expecting, but the SSA.gov site is a bit confusing for me. Any thoughts or comments on this would be appreciated.