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I'm 22 years old and have some money saved up, sitting in the bank. The idea was to buy a house, but in my country (the Netherlands) the costs of properties have raised significantly.
If I would buy a house now, I might lose money due to the market crashing later. Therefor, my bet is to wait for 1 or 2 years and hope that the prices lower.
During this time I can save more money and hope to invest this in some assets.
What are some assets that I could invest in? Is this only limited to stocks/indexfunds/cryptocurrencies?