I'm in my late twenties and have, thus far placed a keen focus on having a healthy personal finance. I'm reaching a point where I'm starting to question if I'm placing too much emphasis on it.
My pension fund is doing well and I'm contributing 15% of my salary that way. I can afford to do most things I want and still save the best part of €1000 per month.
I have money saved for a deposit on a house, however, I enjoy the flexibility that renting gives me right now.
My savings account is about to hit the point at which any extra will get minimal interest and I'm questioning if there is much point in trying to negotiate an increase to that limit with the bank.
I also stand to inherit quite substantially - some in the near future, the majority probably not for 20+ years.
Would taking it easy for a few years to start my 30s be that bad an idea? (for clarity, I'm not being unnecessarily frugal, I travel a lot but am not materialistic and don't want expensive things).
I'm not clairvoyant, but I'm so far ahead of my "retire at 55" plan that I'm not sure what to do.
Anyone else ever experienced similar?