If you are in a position to max out your IRA, and you can't decide whether to go with Roth vs Traditional, then as a rule of thumb I would lean towards Roth since you are effectively putting more money away. The same logic goes for a 401K too if you have the option and are able to max it out either way.

Another (probably minor) benefit of going with the Roth IRA is to get it on record just in case the 5 year rule would ever apply to you.

That being said, what you would do with the $1000 savings may be relevant too. If you can pay off a high interest debt with it but otherwise couldn't, that might tip the scales towards the traditional IRA. Another exception to the rule would be if you are in a high tax bracket today but have good reason to believe you won't be when you retire.

The normal way of thinking about Traditional vs Roth changes once you are talking about maxing out your contribution.

If you are in a position to max out your IRA, and you can't decide whether to go with Roth vs Traditional, then as a rule of thumb I would lean towards Roth since you are effectively putting more money away. The same logic goes for a 401K too if you have the option and are able to max it out either way.

Another (probably minor) benefit of going with the Roth IRA is to get it on record just in case the 5 year rule would ever apply to you.

That being said, what you would do with the $1000 savings may be relevant too. If you can pay off a high interest debt with it but otherwise couldn't, that might tip the scales towards the traditional IRA. Another exception to the rule would be if you are in a high tax bracket today but have good reason to believe you won't be when you retire.