Timeline for Student loan payments and opportunity costs

8 events

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Apr 10, 2015 at 23:36	comment	added	JTP - Apologise to Monica♦		I'm neither agreeing nor disagreeing with your points, just trying to parse out the juxtaposition of student loan vs investing in the market. OP's horizon is not a few years, but 10. I agree, any short term investment is problematic, but funding a 401(k) for 10 year to let it run 40 more seems brilliant, not risky.
Apr 10, 2015 at 23:30	comment	added	Peter		At @JoeTaxpayer suggestion, I edited my answer to clarify some differences between student debt and credit card debt. I also clarified my claim that investing as described in original post is really gambling.
Apr 10, 2015 at 23:27	history	edited	Peter	CC BY-SA 3.0	added 5 characters in body
Apr 10, 2015 at 23:12	history	edited	Peter	CC BY-SA 3.0	Fixed missing word
Apr 10, 2015 at 22:57	history	edited	Peter	CC BY-SA 3.0	Clarified my comments about "gambling" and distinction between credit card debt and student debt at JoeTaxpayer's recommendation.
Apr 10, 2015 at 21:07	comment	added	JTP - Apologise to Monica♦		Can you spell out the difference between stock market investing and gambling? I like MMM, but I think he'd draw a distinction between $20K in debt on a credit card having been spent on whatever, and the same amount having been spent on education resulting in a high aging job.
Apr 10, 2015 at 20:35	review	First posts
Apr 10, 2015 at 23:01
Apr 10, 2015 at 20:29	history	answered	Peter	CC BY-SA 3.0