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Aug 5, 2014 at 5:48 history undeleted MrChrister
Aug 4, 2014 at 22:44 history deleted littleadv via Vote
May 29, 2014 at 13:28 review Low quality posts
May 29, 2014 at 13:41
May 28, 2014 at 16:52 history edited Tony the Pony CC BY-SA 3.0
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May 27, 2014 at 5:28 comment added littleadv @Anaksunaman collection agencies are not creditors, they are debt owners.
May 27, 2014 at 4:14 comment added Anaksunaman "the creditor can reset the clock any time by taking legal action, for example filing a law suite in a court" -- not necessarily. Original creditors may or may not have this option but for genuine debt collection agencies, etc. this scenario relies on state specific statutes that allow any payment to be treated as a reset for debt collectors.
May 27, 2014 at 1:54 comment added Quora Feans +1 for " the creditor can reset the clock any time by taking legal action, for example filing a law suite in a court "
May 26, 2014 at 21:52 history answered littleadv CC BY-SA 3.0