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Jul 18, 2012 at 20:45 comment added user296 Also, with regards to the vehicles of investment: holding multiple mutual funds / ETFs is not as effective at diversification as having diverse holdings within the mutual funds you do have. You can get a pretty diverse portfolio with a single fund (e.g. a target-date fund). You shouldn't add mutual funds just for the sake of having a variety of mutual funds, add them for the sake of having different underlying holdings, like adding bonds to your stock-only holdings.
Jul 17, 2012 at 17:09 vote accept Dan Tao
Jul 17, 2012 at 3:47 history answered Fomite CC BY-SA 3.0