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Aug 23 '19 at 20:33 comment added Harper - Reinstate Monica Do you mean 30% of the credit score weighting factors are about debt to credit limit ratio, or do you mean the credit scoring system rewards a 30% debt to credit limit ratio? You use these ideas very close together and they are quite different.
Aug 22 '19 at 19:21 comment added BlueRaja - Danny Pflughoeft @jamesqf: That behavior isn't unique to the US, or even to banks. It's extremely common for businesses to give out free or stupidly cheap stuff, in the hope of gaining some long-term customers.
Aug 22 '19 at 16:07 comment added jamesqf In the US, credit card companies will actually give you money to sign up for their cards. E.g. the other day I got an offer that if I signed up for a PenFed Credit Union card, I'd get a $100 statement credit if I spent $1500 in the first 90 days.
Aug 22 '19 at 15:30 review First posts
Aug 22 '19 at 15:35
Aug 22 '19 at 15:29 history answered Sam Souers CC BY-SA 4.0