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Frame challenge

It’s easy to have multiple accounts with multiple banks without jumping through hoops.

  1. Halifax offer a current account with no monthly fee and no minimum pay in requirements.
  2. Nationwide offer a current account with no monthly fee and no minimum pay in requirements.
  3. Barclays offer a current account with no monthly fee and no minimum pay in requirements.
  4. HSBC offer a current account with no monthly fee and no minimum pay in requirements.
  5. NatWest offer a current account with no monthly fee and no minimum pay in requirements.

Pretty much every major UK bank or building society offers a free, no minimum payment, current account. Here is a fantastic guide to the various accounts available (scroll past the first section about switching to to the section with account that pay decent interest). These accounts are offered for free as a loss leader, in the hope you’ll use the overdraft facility or purchase other products from them. However there are basic bank accounts that are good if you don’t want an overdraft facility or have a poor credit score.

 

I think you may be getting confused with many of the switch incentives offered to encourage you to leave your current bank and switch using the switch guarantee scheme. They often come with conditions like paying in a minimum amount and have at least two direct debits. You’re not tryingSome people try and open multiple accounts and have money moving between all of them to switch your main account so these don’t applyget the new customer benefits from multiple banks. These requirements about direct debits and monthly pay in are purely to youqualify for the rewards, not the account. You’re not trying to switch your main account to get rewards so you don’t need to worry about this.

You simply need any current account that has no monthly fee, such as the ones linked above.

Frame challenge

It’s easy to have multiple accounts with multiple banks without jumping through hoops.

  1. Halifax offer a current account with no monthly fee and no minimum pay in requirements.
  2. Nationwide offer a current account with no monthly fee and no minimum pay in requirements.
  3. Barclays offer a current account with no monthly fee and no minimum pay in requirements.
  4. HSBC offer a current account with no monthly fee and no minimum pay in requirements.
  5. NatWest offer a current account with no monthly fee and no minimum pay in requirements.

Pretty much every major UK bank or building society offers a free, no minimum payment, current account. Here is a fantastic guide to the various accounts available (scroll past the first section about switching to to the section with account that pay decent interest). These accounts are offered for free as a loss leader, in the hope you’ll use the overdraft facility or purchase other products from them. However there are basic bank accounts that are good if you don’t want an overdraft facility or have a poor credit score.

I think you may be getting confused with many of the switch incentives offered to encourage you to leave your current bank and switch using the switch guarantee scheme. They often come with conditions like paying in a minimum amount and have at least two direct debits. You’re not trying to switch your main account so these don’t apply to you.

Frame challenge

It’s easy to have multiple accounts with multiple banks without jumping through hoops.

  1. Halifax offer a current account with no monthly fee and no minimum pay in requirements.
  2. Nationwide offer a current account with no monthly fee and no minimum pay in requirements.
  3. Barclays offer a current account with no monthly fee and no minimum pay in requirements.
  4. HSBC offer a current account with no monthly fee and no minimum pay in requirements.
  5. NatWest offer a current account with no monthly fee and no minimum pay in requirements.

Pretty much every major UK bank or building society offers a free, no minimum payment, current account. Here is a fantastic guide to the various accounts available (scroll past the first section about switching to to the section with account that pay decent interest). These accounts are offered for free as a loss leader, in the hope you’ll use the overdraft facility or purchase other products from them. However there are basic bank accounts that are good if you don’t want an overdraft facility or have a poor credit score.

 

I think you may be getting confused with many of the switch incentives offered to encourage you to leave your current bank and switch using the switch guarantee scheme. They often come with conditions like paying in a minimum amount and have at least two direct debits. Some people try and open multiple accounts and have money moving between all of them to get the new customer benefits from multiple banks. These requirements about direct debits and monthly pay in are purely to qualify for the rewards, not the account. You’re not trying to switch your main account to get rewards so you don’t need to worry about this.

You simply need any current account that has no monthly fee, such as the ones linked above.

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Frame challenge

It’s easy to have multiple accounts with multiple banks without jumping through hoops.

Halifax offer a current account with no monthly fee and no minimum pay in requirements.

Nationwide offer a current account with no monthly fee and no minimum pay in requirements.

Barclays offer a current account with no monthly fee and no minimum pay in requirements.

HSBC offer a current account with no monthly fee and no minimum pay in requirements.

  1. Halifax offer a current account with no monthly fee and no minimum pay in requirements.
  2. Nationwide offer a current account with no monthly fee and no minimum pay in requirements.
  3. Barclays offer a current account with no monthly fee and no minimum pay in requirements.
  4. HSBC offer a current account with no monthly fee and no minimum pay in requirements.
  5. NatWest offer a current account with no monthly fee and no minimum pay in requirements.

Pretty much every major UK bank or building society offeroffers a free, no minimum requirementpayment, current account. Here is a fantastic guide to the various accounts available (scroll past the first section about switching to to the section with account that pay decent interest). These accounts are offered for free as a loss leader, in the hope you’ll use the overdraft facility or purchase other products from them. However there are basic bank accounts that are good if you don’t want an overdraft facility or have a poor credit score.

I think you may be getting confused with many of the switch incentives offered to encourage you to leave your current bank and switch using the switch guarantee scheme. They often come with conditions like paying in a minimum amount and have at least two direct debits. You’re not trying to switch your main account so these don’t apply to you.

Frame challenge

It’s easy to have multiple accounts with multiple banks without jumping through hoops.

Halifax offer a current account with no monthly fee and no minimum pay in requirements.

Nationwide offer a current account with no monthly fee and no minimum pay in requirements.

Barclays offer a current account with no monthly fee and no minimum pay in requirements.

HSBC offer a current account with no monthly fee and no minimum pay in requirements.

Pretty much every major UK bank or building society offer a free, no minimum requirement current account.

I think you may be getting confused with many of the switch incentives offered to encourage you to leave your current bank and switch using the switch guarantee scheme. They often come with conditions like paying in a minimum amount and have at least two direct debits. You’re not trying to switch your main account so these don’t apply to you.

Frame challenge

It’s easy to have multiple accounts with multiple banks without jumping through hoops.

  1. Halifax offer a current account with no monthly fee and no minimum pay in requirements.
  2. Nationwide offer a current account with no monthly fee and no minimum pay in requirements.
  3. Barclays offer a current account with no monthly fee and no minimum pay in requirements.
  4. HSBC offer a current account with no monthly fee and no minimum pay in requirements.
  5. NatWest offer a current account with no monthly fee and no minimum pay in requirements.

Pretty much every major UK bank or building society offers a free, no minimum payment, current account. Here is a fantastic guide to the various accounts available (scroll past the first section about switching to to the section with account that pay decent interest). These accounts are offered for free as a loss leader, in the hope you’ll use the overdraft facility or purchase other products from them. However there are basic bank accounts that are good if you don’t want an overdraft facility or have a poor credit score.

I think you may be getting confused with many of the switch incentives offered to encourage you to leave your current bank and switch using the switch guarantee scheme. They often come with conditions like paying in a minimum amount and have at least two direct debits. You’re not trying to switch your main account so these don’t apply to you.

Source Link

Frame challenge

It’s easy to have multiple accounts with multiple banks without jumping through hoops.

Halifax offer a current account with no monthly fee and no minimum pay in requirements.

Nationwide offer a current account with no monthly fee and no minimum pay in requirements.

Barclays offer a current account with no monthly fee and no minimum pay in requirements.

HSBC offer a current account with no monthly fee and no minimum pay in requirements.

Pretty much every major UK bank or building society offer a free, no minimum requirement current account.

I think you may be getting confused with many of the switch incentives offered to encourage you to leave your current bank and switch using the switch guarantee scheme. They often come with conditions like paying in a minimum amount and have at least two direct debits. You’re not trying to switch your main account so these don’t apply to you.