Our current situation is that we’ve always had our sole family car registered in my wife’s name, and insured in her name with me as an extra driver.
However, we’re planning on buying a new car with finance, and the finance terms require it to be taken out in the name of the registered keeper. My wife is a stay-at-home mum with little income, so I’m concerned we won’t be able to take finance out in her name.
How should we approach this situation with insurance, no claims bonus, etc? Currently our thinking is that we’d have register the new car in my name, cancel our existing insurance half way through its term, take out fresh insurance without any ncb in my name. Is there a better/cheaper way?