Reputation
2,004
Top tag
Next privilege 2,500 Rep.
Create tag synonyms
Badges
9 31
Newest
 Yearling
Impact
~58k people reached

Feb
5
comment Should I pay off a 0% car loan?
@MatthewSteeples - I've purchased some vehicles on the "partner code" or "employee pricing" discount: and still qualified for the 0% financing. That cost is the lowest a dealer is going to go in selling a new vehicle. Of course, used vehicles are a different story entirely.
Feb
5
comment Is paying off your mortage a #1 personal finance priority?
@Jack Aidley - you just agreed with me by restating what I said. You've paid interest while you've had the mortgage. Which is what I said, and you said, too.
Feb
4
comment Is paying off your mortage a #1 personal finance priority?
@JackAidley - that 25k in increase isn't all yours: some of it is, but you've been paying interest on the mortgage the whole while you've had it, so it's a fraction (possibly large, possibly small) of the 25k improvement
Jan
28
comment In the USA, why is the Free File software only available for people earning less than $62k?
@david - what makes you think that people earning >$62k are likely to owe money to the IRS?
Jan
28
comment Do I need Personal Injury Protection if we have great health insurance?
@Comptonburger - I've gone through this literally dozens of times. Every time I've looked at higher coverages, my premiums quoted have dropped.
Jan
28
comment Do I need Personal Injury Protection if we have great health insurance?
@Comptonburger - I didn't get scammed, but nice try. It has been true at every insurance company I've ever had.
Jan
27
comment Where do i start to become a successful day trader?
at 18 years old, if you think day trading is your "last hope for happiness", you are wrong: you've probably got 50-60 years of life left (~4x as long as you've already been alive) ... the odds that you're not going to find something else to be interested in is remarkably small
Jan
27
answered Do I need Personal Injury Protection if we have great health insurance?
Dec
28
revised I am thinking about cancelling my car insurance. Will there be any hidden costs down the road?
"charge" not "change"; formatting to hit the proper number of characters
Dec
28
suggested approved edit on I am thinking about cancelling my car insurance. Will there be any hidden costs down the road?
Nov
19
answered Are car insurances in some states (in USA) typically sold for 6 months at a time?
Sep
21
comment What is the best way to dispose of old checkbooks?
@MichaelTrausch - not all banks work that way. Happy for you yours does.
Sep
18
comment What is the best way to dispose of old checkbooks?
@MichaelTrausch - that is NOT how billpay works in the US: they write a check and mail it to the target company. If you have automatic paying setup with the biller instead, you are still giving them your account and routing numbers.
Sep
17
comment What is the best way to dispose of old checkbooks?
@MichaelTrausch - your account number is "exposed" to anyone who receives your check it's part and parcel of how checks work: every last one of them has your account number and the bank routing number printed on them.
Aug
27
comment Ethics and investment
dumb question - if charging interest is against Sharia law, how can they provide returns on investments? Isn't that a form of "interest"?
Aug
11
awarded  Yearling
Jul
29
awarded  Tumbleweed
Jul
22
asked What special considerations need to be made for a US citizen who wishes to purchase a house in Canada?
Jul
11
comment Lender refuses to terminate PMI despite my LTV being less than 78%
he would - just saying not all mortgages are based on the time .. ours isn't
Jul
10
comment I plan to buy a car soon and I have the cash. Should I use my credit cards to pay for them?
and some banks, like my credit union, don't charge for cashier checks