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 Tumbleweed
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Jul
29
awarded  Tumbleweed
Jul
22
asked What special considerations need to be made for a US citizen who wishes to purchase a house in Canada?
Jul
11
comment Lender refuses to terminate PMI despite my LTV being less than 78%
he would - just saying not all mortgages are based on the time .. ours isn't
Jul
10
comment I plan to buy a car soon and I have the cash. Should I use my credit cards to pay for them?
and some banks, like my credit union, don't charge for cashier checks
Jul
10
comment Lender refuses to terminate PMI despite my LTV being less than 78%
that's not how our mortgage was worded - whether the date OR value is hit, the PMI drops
Jun
11
revised Will a credit card issuer cancel an account if it never incurs interest?
fixed spelling
Jun
11
suggested approved edit on Will a credit card issuer cancel an account if it never incurs interest?
May
12
awarded  Popular Question
May
4
awarded  Constituent
Apr
26
comment How long should a mortgage take to appear on my credit report?
so the fact it's already been sold twice (though only servicing once) may make it take longer?
Apr
23
revised Why are Rausch Coleman houses so cheap? Is it because they don't have gas?
added tag for location
Apr
23
suggested approved edit on Why are Rausch Coleman houses so cheap? Is it because they don't have gas?
Apr
23
comment How long does a Postal Check (postal order) take to clear?
thanks, Ganesh - learn something new every day :)
Apr
23
awarded  Custodian
Apr
23
reviewed Reviewed New car vs used: how to compare value?
Apr
23
reviewed Reviewed Is it bad practice to invest in stocks that fluctuate by single points throughout the day?
Apr
23
comment How long does a Postal Check (postal order) take to clear?
what is a "crossed postal order"? Is it a UK-specific term? Haven't run across it in the States :)
Apr
23
asked How long should a mortgage take to appear on my credit report?
Apr
22
comment Should I pay off a 0% car loan?
the cost of dropping full coverage is rarely ever worth it - unless your driving record is atrocious and/or you are in some other extremely high-risk category, the few extra dollars per month to keep full coverage is more than worth the risk of suddenly being out your transportation: that's what insurance is for - you transfer your risk (for a fee) to someone else. If you can afford to suddenly pay, say, $10,000 to replace your car, and it's worth saving $25-50/mo (in my case it's on the very low end of the spectrum) to do it, go for it. If you can't, don't.
Apr
22
comment Mortgage or not?
your spouse only makes $6k per year? That's $500/mo, or $125/wk, or $3.125/hr (presuming a 40hr job)