444 reputation
35
bio website touset.org
location San Francisco, CA
age 30
visits member for 3 years, 5 months
seen Oct 1 at 20:17

Cyclist. Rubyist.


Oct
1
awarded  Necromancer
May
25
awarded  Yearling
Mar
8
comment Where should I store some cash that I need to be somewhat liquid?
Not if you consider that it's still a much higher interest rate than other comparable investments.
May
25
awarded  Yearling
Feb
6
comment Paying bills late accidentally… why do people not use direct debit?
A coworker of mine just today discovered he's been charged $400 by T-Mobile for no discernable reason whatsoever. He had auto-pay enabled, so they just withdrew money from his account at will. Now he's going to have to contest the charges and try to claw back his own money due to their screwup.
Nov
9
awarded  Nice Answer
Nov
9
comment Paying bills late accidentally… why do people not use direct debit?
I actually forgot a few points. One was unannounced rate hikes. The other is that direct debit can also fail when you close out your bank account or credit card and forget to update the information at all your billers. When the biller can't successfully charge your account, you can end up being charged late fees. Worse, sometimes they don't properly notify you, and you wake up one day without gas or electricity.
Oct
28
answered Paying bills late accidentally… why do people not use direct debit?
Oct
25
awarded  Critic
Oct
25
answered What is a good way to save money on car expenses?
Sep
13
awarded  Supporter
May
26
awarded  Teacher
May
26
answered Where should I store some cash that I need to be somewhat liquid?
May
25
awarded  Autobiographer