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seen Mar 8 at 10:07

Mar
18
awarded  Yearling
Nov
4
comment How much should I fund an HSA? Is there a danger in over-funding one?
I gave preference to an IRA, because you can get a current-year deduction for a traditional IRA contribution, then convert it to a Roth IRA later, based on your tax situation. I valued the tax-saving strategies over the HSA's access to funds for medical needs.
Nov
4
revised How much should I fund an HSA? Is there a danger in over-funding one?
changed penalty-free withdrawal age, based on comment
Aug
19
awarded  Popular Question
Jul
20
awarded  Popular Question
Jun
21
comment Yield of a municipal bond with a sinking fund?
Thanks, but my question concerns a different issue. I understand how to calculate yield to maturity, as long as the entire principal is paid back at the maturity date. What I'm unclear about is the effect of a sinking fund on expected yield. If I buy bonds today at a premium and they are redeemed at par far earlier than maturity, this capital loss eats up part of my return -- but how much?
May
26
awarded  Popular Question
May
8
awarded  Promoter
May
7
comment Yield of a municipal bond with a sinking fund?
CUSIP: 226688BB4
May
6
comment Yield of a municipal bond with a sinking fund?
Can't tell for sure, but since the schedule lists a price (par) and the bonds are listed as lacking "sinking fund protection," I'm presuming the issuer is paying off the debt by calling a portion of the bonds each year.
May
6
asked Yield of a municipal bond with a sinking fund?
Mar
22
awarded  Notable Question
Mar
18
awarded  Yearling
Feb
6
comment Calculating capital gain tax on selling rental property I lived in for a while, and renovated?
... and if so, you would also need to look at depreciation recapture
Feb
4
revised How to avoid tax when taking a windfall in small chunks?
added 316 characters in body
Feb
4
comment How to avoid tax when taking a windfall in small chunks?
Good point, not every business is a salable asset, especially if it is centered around a single person. Even then, an acquirer may demand a significant discount. On the other hand, a larger buyer may be able to extract more value from the software due to greater marketing resources or product synergies, and therefore might pay much more than the OP's $3m figure...
Feb
4
revised How to avoid tax when taking a windfall in small chunks?
added 649 characters in body
Feb
4
answered How to avoid tax when taking a windfall in small chunks?
Dec
8
comment Buy index mutual fund or build my own?
Vanguard is great, but if you'd want to track Singapore's Times Straits Index, you'd have to look elsewhere.
Nov
28
accepted Taxation of muni bond bought at a premium