17,196 reputation
852128
bio website pragmaticmoney.ca
location Toronto, Canada
age 40
visits member for 4 years, 11 months
seen 44 mins ago

Husband, dad, computer geek, professional software craftsman, Canadian.

Interests: technology, personal finance, personal productivity, books, music. Within personal finance, specific interests include retirement planning, taxes, investing, self-employment.

I founded the Personal Finance & Money Stack Exchange, and continued as a moderator for 4 years. I resigned my role effective October, 2013 in order to focus more on my family and business.

Twitter: @cwrea    LinkedIn: in/chriswrea    Google+: +ChrisWRea


33m
comment Bonus issue - Increasing share capital
There's a right way to quote an external source, and a big-ass link isn't it. ;)
36m
revised CRA made a mistake in our favour
edited tags
41m
comment SIP when markets are good
-1 for "the average return that you can expect from a mutual fund is 12-13%." Unrealistic, unsupported claim. While there are good points in your answer, I can't agree with your average return claim.
21h
revised Can I deduct IRA contributions and take the standard deduction?
edited tags; edited title
21h
revised Employer time requirements to transfer from paycheck to 401(k)
deleted 1 character in body; edited tags
1d
comment Tax consequences of partially selling a stock
All I'm saying is we should be explicit in our assumptions, whether for the benefit of the OP or those who will come across this question later. BTW, similar to my comment at money.stackexchange.com/questions/27295/…
1d
comment Tax consequences of partially selling a stock
I'm presuming your question presumes U.S. taxation (short- vs. long-term gains) but neither the question nor the OP's profile mention anything about the U.S. Your answer doesn't even mention your U.S. assumption, so the OP may have accepted it not knowing your tacit assumption.
1d
comment Tax consequences of partially selling a stock
Tax questions require that you specify a country. Capital gains taxes are not treated the same everywhere. Voting to close until you clarify your jurisdiction.
1d
comment Total Factor Productivity and Steady state Capital
Please refer to the help center. This kind of question is off-topic here. The lack of another Stack Exchange site for such questions does not change that.
2d
comment Total Factor Productivity and Steady state Capital
Off-topic is probably why.
2d
comment What kind of symbol can be shorted?
Provide more detail about the markets and securities you tried to trade on the short side. Regulations vary.
Sep
15
comment Knowing the bad credit (for loans) in Austria (KSV and similar)
What problem are you trying to solve? Is this for business use?
Sep
15
revised How does ISA allowance cumulate over time?
added 5 characters in body; edited tags
Sep
15
revised What ways can I contribute closer to the the IRS employee/employer combined 401k contribution limit?
deleted 8 characters in body; edited tags; edited title
Sep
14
reviewed Approve suggested edit on Ideas on how to invest a relatively small amount of British pounds
Sep
14
comment Find the compound return
"The return" still doesn't specify percentage or currency amount.
Sep
14
comment Should I exchange my Scottish pounds for English ones?
This question appears to be off-topic because it is a request for specific investment buy/sell advice; e.g. "should I sell X?" or "should I buy Y?" or "will X continue to go up?". See What topics can I ask about here?. Also, you are asking an open-ended, hypothetical question: “What if ______ happened?” See What types of questions should I avoid asking?.
Sep
14
reviewed Approve suggested edit on Should I exchange my Scottish pounds for English ones?
Sep
13
revised Do you have to pay New York State Income Tax if you live in New York but work remotely for a Florida based company?
edited tags
Sep
12
comment How much cash on hand should one have?
Related: money.stackexchange.com/questions/83/… ... and browse other questions tagged emergency-fund.