19,857 reputation
963139
bio website pragmaticmoney.ca
location Toronto, Canada
age 40
visits member for 5 years, 9 months
seen 1 hour ago

Husband, dad, computer geek, professional software craftsman, Canadian.

Interests: technology, personal finance, personal productivity, books, music. Within personal finance, specific interests include retirement planning, taxes, investing, self-employment.

I founded the Personal Finance & Money Stack Exchange, and continued as a moderator for 4 years. I resigned my role effective October, 2013 in order to focus more on my family and business.

Twitter: @cwrea    LinkedIn: in/chriswrea    Google+: +ChrisWRea


2h
comment Plan/education for someone desiring to achieve financial independence primarily through investing?
I've tried to focus your question with a new title. Your wall of text has also been passed through quality assurance.
3h
revised Plan/education for someone desiring to achieve financial independence primarily through investing?
added 19 characters in body; edited tags; edited title
3h
revised Pre- & post-tax calculations for comparing contribution amounts for traditional 401k vs. Roth IRA?
edited tags; edited title
3h
comment How would a collapse of the Euro affect an ETF denominated in Euros?
Your question is hypothetical and cannot be reasonably answered here. "What if __?" questions without precedent lead to opinion and speculation, not concrete or verifiable answers. That being said, you can mitigate your investing risks -- both known and unknown -- through adequate diversification. i.e. "Don't put all your eggs in one basket."
1d
revised New to options trading and need help understanding an options spread risk graph. What am I missing?
added 10 characters in body; edited tags; edited title
1d
revised Received federal student loan collection letter, but never had one. What to do?
deleted 41 characters in body; edited tags
1d
comment How do I determine which ETFs yield more than, but are nearly as safe as, high-rate savings accounts?
Specific product/service recommendations are off-topic here. I suggest you remove the request for "which" and just ask the "how do I determine..." part of your question.
1d
revised Are there any tax-beneficial accounts in the Netherlands, like the UK's ISA or US's Roth or 401K?
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1d
reviewed Leave Open Where should I start my LLC?
1d
reviewed Leave Open important considerations when expected monthly returns seem implausible relative to the purchase price of real estate?
1d
reviewed Close Paypal Wire to Bank (not MY bank, A bank) - Possible?
1d
revised Coverdell ESA Tax Consequence For Corporate Contribution
edited tags
1d
comment How to start exporting wheat flour from Ukraine?
I'm voting to close this question as off-topic because it is not about personal finance.
1d
revised 401k Transfer After Business Closure
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1d
revised Residency for Out of State Student Getting Married
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1d
revised Waiving PMI on initial conventional mortgage loan
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Jun
28
comment Reporting US stocks on financial statements in canadian company
Sorry, but questions about accounting are off-topic here unless related to personal finance.
Jun
27
comment How does a public company issue new shares without diluting the value held by existing shareholders?
Your answer presumes that the newly issued shares would be sold at market price. If the shares are priced below market (for instance, if the company is in some distress and needs to make the deal attractive), then the value of the outstanding shares can change.
Jun
25
revised Confused regarding allowances: No taxes being withheld at source
added 5 characters in body; edited tags; edited title
Jun
25
comment S&P 500 - Current Constituent List
How would you determine whether a list you find online is accurate without access to the definitive source of the data? Also unclear why you need accurate data. What are you intending to do with it, and why wouldn't a "close enough" list be good enough for that purpose?