17,895 reputation
857130
bio website pragmaticmoney.ca
location Toronto, Canada
age 40
visits member for 5 years
seen 2 hours ago

Husband, dad, computer geek, professional software craftsman, Canadian.

Interests: technology, personal finance, personal productivity, books, music. Within personal finance, specific interests include retirement planning, taxes, investing, self-employment.

I founded the Personal Finance & Money Stack Exchange, and continued as a moderator for 4 years. I resigned my role effective October, 2013 in order to focus more on my family and business.

Twitter: @cwrea    LinkedIn: in/chriswrea    Google+: +ChrisWRea


2h
revised When is an option a certain number of strikes in the money? e.g. “two strikes in”?
added 11 characters in body; edited tags; edited title
2h
answered When is an option a certain number of strikes in the money? e.g. “two strikes in”?
12h
revised Live in Florida & work remote for a New York company. Do I owe NY state income tax?
added 3 characters in body; edited tags; edited title
13h
revised Withdrawing HSA excess contributions?
added 13 characters in body; edited tags; edited title
13h
revised If I roll over my retirement into an IRA, can I pay off my school loans at the same time without having that sum penalized?
added 4 characters in body; edited tags; edited title
13h
revised Why does shorting a call option have potential for unlimited loss?
added 51 characters in body
13h
answered Why does shorting a call option have potential for unlimited loss?
13h
revised Why does shorting a call option have potential for unlimited loss?
added 24 characters in body; edited tags; edited title
13h
revised What should I do if I have not received my income tax refund 7 months after I filed?
deleted 2 characters in body; edited tags; edited title
1d
comment Investing small amounts at regular intervals while minimizing fees?
Assumes the OP is in the United States.
1d
revised Investing small amounts at regular intervals while minimizing fees?
deleted 10 characters in body; edited tags; edited title
2d
awarded  Good Answer
Oct
18
revised Tax deferred savings limits and early retirement possibilities
edited tags; edited title
Oct
17
comment What kind of credit card transactions generally count as a cash advance?
'cahs' ... sigh. Could you please proofread your questions before you click the "Post Your Question" button? There are often easy-to-spot errors in your questions that are simply the result of careless typing. While this site operates like a wiki and anybody can edit posts (or suggest edits), that doesn't mean we want to be fixing errors due to an OP's carelessness, and you post often enough that you generate a high volume of typos to fix. kthx
Oct
17
revised What kind of credit card transactions generally count as a cash advance?
Better title, and typos fixed
Oct
17
comment USD commission in saving account?
This question appears to be off-topic because it is a business question, not about personal finance.
Oct
17
comment Is it a good idea to invest in CryptoCurrency?
This question appears to be off-topic because it is a request for specific investment buy/sell advice.
Oct
15
revised Can I take money out of my Roth IRA any time?
The "Roth" in "Roth IRA" is a person's name, not an acronym.
Oct
15
revised Withdraw from IRA or regular savings for First Time Home Buyer?
edited tags; edited title
Oct
15
comment Just got a refund in Canada for five years of back taxes and it's less than 25% of what I expected. Help!
You could ask the "they" who filed your taxes if they can explain the discrepancy to you. Perhaps they were not fully informed of your income situation or other pertinent factors etc. and a discrepancy arose in what they filed vs. what the government already had on file.