Rachel

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Registered User

name	Rachel
member for	6 months
seen	Aug 25 at 15:55
website	elgavibe.com
location	Flint, MI
age	24

I currently work at ELGA Credit Union as a loan processor. In addition, I write an article for the ELGA Vibe about finances.

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Questions

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Answers

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Will our hefty student loans affect our chances of getting a mortgage?

Are there advantages to getting a “secured” credit card, if you have poor credit?

How should I make a budget?

What percent of salary should go towards retirement vs. emergency savings?

Spring cleaning for your finances? Is there any activity that should be done annually, with respect to your money?

What's a Letter of Credit? Are funds held in my bank for the amount in question?

How do credit union “share certificates” work?

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Tags

savings× 3
credit× 2
budget× 2
loans
student-loan
mortgage
down-payment
credit-card
credit-report
banking

small-business
retirement
emergency-fund
financial-health
annual-activity
how-to
credit-unions
share-certificate

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