1,305 reputation
415
bio website nickchaves.com
location United States
age 30
visits member for 2 years, 9 months
seen May 18 at 23:12
stats profile views 20

Web software engineer.

Server (Java, PHP) and UI (JS, CSS)

Designer and photographer on the side.

I'm a serial user of the double __ space after a period — even though people tell me it's obsolete in the computer-world, I can't shake the habit from my 7th grade typing class.

profile for NickC on Stack Exchange, a network of free, community-driven Q&A sites


Feb
12
comment What happens to an HSA when I am no longer eligible to contribute?
I can confirm I used one for distributions after changing to a ineligible non-HDHP, and though I'm not a tax expert, no conflicts arose in TurboTax when I filed my taxes this way (I did some basic research, too.).
Jan
6
awarded  Excavator
Jan
6
revised How do “allowances” work on the W-4?
Withholding is what the government takes, not what you take back (that's an allowance)
Dec
11
awarded  Popular Question
Sep
6
comment 2 houses 450k each or one 800k?
Consider selling the first house and buying a $500K house as your base option. Then, consider whether you want to invest in rental property (and all the pros/cons that go with it), or whether you want to spend that money on yourself (bigger house), or some other investment entirely. Those are really your three options.
Aug
17
awarded  Yearling
Jul
18
comment Cash flow implications of converting primary mortgaged residence to rental
"If you're already deducting your mortgage interest and property tax on Schedule A, these two are a wash." -- I don't think so, because if you look at it that way, I'm getting $16800 in new taxable income in the IRS's eyes, when I'm not really - I'm still paying my own rent, and I'm paying a mortgage.
Jul
18
asked Cash flow implications of converting primary mortgaged residence to rental
Apr
19
comment Does it make any sense to directly contribute to reducing the US national debt?
That's yet another red herring. One person's contribution to an enormous system is exactly the same thing.
Apr
17
awarded  Enlightened
Apr
17
awarded  Nice Answer
Apr
16
comment Canada: Girlfriend did not file tax return since 2006. What to do?
If her father did her taxes but "didn't mail them in" is it possible to get those completed forms from him?
Apr
16
comment Does it make any sense to directly contribute to reducing the US national debt?
Maybe you misunderstood. My point is the advice that a single person shouldn't do something because they alone cannot make a dent would apply to voting as well.
Apr
16
comment Does it make any sense to directly contribute to reducing the US national debt?
By your argument, we shouldn't vote either.
Apr
16
comment Does it make any sense to directly contribute to reducing the US national debt?
@msemack You're right, and to be exact, it would take decades of a surplus to become debt free.
Apr
16
comment Does it make any sense to directly contribute to reducing the US national debt?
Voting to close based on this question soliciting opinion and debate.
Apr
16
comment Does it make any sense to directly contribute to reducing the US national debt?
While your view of what is the "best" donation is completely reasonable, I don't think it has a place in this question. I also think that your statement that the wealthy would disproportionately benefit from paying down any debt is unfounded -- that is completely up to the politicians who would decide what to do with any new-found surplus. In any case, don't take it personally -- this question was a honey trap for opinion and I'm voting to close it.
Apr
16
revised Does it make any sense to directly contribute to reducing the US national debt?
Formatting to make the previous edit make more sense
Apr
15
revised Who sets the price and provides the quoted price values for stocks?
added 139 characters in body
Apr
15
answered Who owns NASDAQ? Does it collect fees from stock transactions?