JustinP8

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359 reputation

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bio	website	linkedin.com/pub/justin-pate/…
	location	Dallas, TX
	age	29
visits	member for	2 years, 9 months
	seen	Aug 24 '12 at 2:19
stats	profile views	2

I'm hoping to get out of debt, buy a house, send my kid to college, and retire healthy. Currently, I'm VERY far away from all of those goals.

Personal Finance Guru of Choice: Dave Ramsey

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5 Answers

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6	How does the envelope budgeting system work?
5	Hearing much about Dave Ramsey. Which of his works is best in describing his “philosophy” about money?
4	Should I finance a new home theater at 0% even though I have the cash for it?
3	I've often heard of the “snowball” method for paying off credit card debt. How does it work?
0	Where can I park my rainy-day / emergency fund? Savings accounts don't generate much interest

359 Reputation

+20	I've often heard of the “snowball” method for paying off credit card debt. How does it work?
+10	Hearing much about Dave Ramsey. Which of his works is best in describing his “philosophy” about money?
+10	How does the envelope budgeting system work?
+5	Is it a good idea to get an unsecured loan to pay off a credit card that won't lower a high rate?

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5 Questions

votes activity newest

7	What are your thoughts on Dave Ramsey's “Drive Free, Retire Rich” idea?
4	Is it a good idea to get an unsecured loan to pay off a credit card that won't lower a high rate?
4	How do credit card balances relate to getting a Mortgage?
4	How often to call Credit Card Customer Service for Rate Reduction
2	Has the likelihood of getting a lower interest rate by calling & asking been reduced by recent credit card regulations?

22 Tags

7 credit-card × 6	5 dave-ramsey
6 budget	4 interest-rate × 2
6 envelope-system	4 financing
6 expense-tracking	4 promotion
5 books	4 cash-flow

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