Unanswered Questions
0
votes
0answers
8 views
why don't employers email you “official” offer immediately?
So a company made an "informal" offer to me, today, and said a formal offer would be forthcoming if I accepted. Which kinda begs the question.. why not just make the "official" offer immediately? ...
7
votes
0answers
108 views
Yield of a municipal bond with a sinking fund?
How do I calculate my expected return if I buy a municipal bond at a premium with a sinking fund feature?
For example, I'm looking at a bond with a coupon of 5.5%, maturing July 2015, with the ...
6
votes
0answers
124 views
Buying an Investment Property in a Self Managed Super Fund (SMSF)
What is the best way to structure the purchase of an investment property in a Self Managed Super Fund (SMSF)?
Now that limited recourse borrowing is allowed in SMSFs to purchase assets such as ...
6
votes
1answer
207 views
Can I apply prior years' capital losses against my employee stock option exercise?
I'm Canadian, and I executed a "same-day-buy-and-sell" on options granted to me by my employer.
My T4 slip has the appropriate taxable benefit called out, but my question is, can I apply my previous ...
6
votes
0answers
132 views
Is it possible to work out my P60 from my pay?
I paid myself from my own company last year but did not issue myself a P60 with we closed the company back in December 2010. It's now time to do my tax return and I am unsure what the exact figures of ...
4
votes
0answers
64 views
How does an income-based repayment plan affect debt-to-income ratio?
If my student loans are on an income-based repayment plan, how does that affect my debt-to-income ratio? Is it reported at the current amount I'm paying, or what I would have been paying if it weren't ...
4
votes
0answers
54 views
Investment Income - Who can claim?
My spouse and I now have a jointly held investment account.
I have received a T5 "Statement of Investment Income" for the account for the tax year, addressed to Mr James Foobar or Mrs Jenny Foobar.
...
4
votes
0answers
774 views
Where can I find historic performance data on Barclays Aggregate Canadian Bond Index?
I'm looking at the Vanguard Canadian Aggregate Bond Index ETF (VAB), and it says it replicates the "Barclays Capital Global Aggregate Canadian Float Adjusted Bond Index". Unfortunately VAB is less ...
4
votes
1answer
188 views
To minimize spread costs in Shopping Online
I get my income in euros. I need to pay stuff in USD because I use shops which base-currency is USD such as Dealextreme. I have Visa Debit card so not the real Visa, since I am a student but have ...
4
votes
0answers
156 views
How to file/calculate a plain Net Operating Loss (NOL)?
Does anyone have a clear set of instructions for filling a plain vanilla NOL? It seems awfully complicated. Is using the actual loss sufficient for the IRS?
4
votes
1answer
56 views
Can I deduct equipment expenses for a job I began overseas?
This year I began teaching English in Japan, but I had several hundred dollars worth of preparatory expenses, including a new computer. Are these eligible for equipment tax deductions?
3
votes
1answer
42 views
Is there a non-US app (Chrome/iPhone/Cloud) where one can set financial goals and keep track of progress?
I'm looking for an applications where I can set individual financial goals such as a house, a car, vacations, etc, set how much money I need for said goal, and log progress towards it. Ideally this ...
3
votes
0answers
72 views
Couch Potato Portfolio for Europeans?
I recently came across the Couch Potato Portfolio concept and was happy to find an investment strategy that made sense to me. Its origin seems to be the Canadian version, and it has been translated ...
3
votes
1answer
339 views
ITIN Application - IRS requesting original passport
I have filed joint tax return for 2012 tax year. My wife is not eligible for SSN (she's on H4 visa) so we included the W7 form (application for ITIN) into the package.
This year the rules became more ...
3
votes
0answers
38 views
Can multiple inquiries with only one mortgage lender over months hurt your credit?
We applied for a home loan in the beginning of January and was told to wait 2 months. I want to know if multiple credit inquiries from only ONE lender will hurt or does it count as one creditor? Over ...
