Unanswered Questions

10
votes
0answers
66 views

How are retirement needs calculated for a couple with disparate ages?

Given typical assumptions about changes in expenditures in retirement versus earning years, retirement advice and calculators do not appear to adequately address retirement planning for couples with ...
5
votes
0answers
72 views

Can I make a final RRSP contribution after moving to the U.S.?

I moved from Canada to the U.S. (California) in August 2013. I am wondering whether I can make one final contribution to my RRSP account for the 2013 tax year (transferring between Canadian accounts) ...
4
votes
1answer
61 views

Additional credit card with different limit on same account?

Does anyone know of a way to get another credit card for an authorized user but with a much lower credit limit? I'd like to use my existing credit card account but I don't really see a way to do ...
4
votes
1answer
57 views

Unable to withdraw money from Paypal in Andorra

I live in Andorra. I have an Andorran Paypal account, with a linked Credit Card. The account is fully verified. Right now Paypal only offers cashout withdraw options to USA bank accounts for Andorra ...
4
votes
0answers
85 views

What to do if I get refunded by my 401k for being considered HCE?

If my employer gives back some of the money I put away on my 401k because I am considered a HCE, can I turn around and put it back into an IRA to avoid paying taxes and penalties that year? I am over ...
4
votes
1answer
85 views

What is the logic behind peak interest rates for 390 days FDs in India?

Currently fixed deposit (FD) rates in India are around 9% p.a with various Indian banks. I have observed that there are tenure brackets which start from 7 days till 5 years. There is always a bracket ...
4
votes
0answers
324 views

Where can I find P/E and CAPE data for different sectors, countries and market capitalizations

I've been searching for high-quality data on CAPEs (cyclically adjusted price to earnings ratios) for different sectors, countries and market capitalizations. Shiller's Irrational Exuberance website ...
3
votes
0answers
36 views

Is there a fincancial product that allows speculation on the GDP?

is there an financial product linked to the GDP of the US (or other countries)? There are plenty of derivatives and certificates whose underlying equity is the Dow Jones, which makes it possible to ...
3
votes
1answer
67 views

Self Employed 401k: contributions vs more available deductions

I'm in a unique situation this year where I worked self-employed 1099 for a few months and am full time W-2 for the rest. My full time job does not offer a 401k, but I can open a self-employed 401k ...
3
votes
1answer
45 views

Can net income attributed to shareholders exceed firmwide net income?

I was looking at a publicly-traded company's annual report and I noticed that there was an instance where the income attributed to their common shareholders exceeded their actual firmwide net income ...
3
votes
0answers
40 views

Good trust account in the UK

We need to open a trust account for our children for some money they inherited in trust. We were warned that quite a few of the banks are quite reluctant to do this. So the main questions are: Once ...
3
votes
0answers
25 views

What is the added advantage of a broker being a member of NFA in addition to IIROC

If my broker is a member of the national futures association, what extra protection does it give me over the fact that it is also a member of IIROC? I am particularly referring to this: ...
3
votes
1answer
262 views

How does a preferred share “Annual Concurrent Retraction Privilege” work?

I just received a Corporate Action Notice from my stock broker, saying that the company is offering an Annual Concurrent Retraction Privilege. It gives me three options: Cash (consent to resale of ...
3
votes
0answers
91 views

In Germany: can i live in a Betriebstaette to circumvent payment of the Rundfrunkbeitrag

While for a flat a person has to pay 17 sth. € per month, while for a Betriebstätte with one person working a company only hast to pay 5.99 €. As the company doesn't hast to pay anything at all if ...
3
votes
0answers
58 views

When to apply for RRQ (Régie des rentes du Québec) benefits: earlier, age 65, or later?

My 60 yr old spouse just retired on RREGOP. Should she wait until she's 65 to take RRQ (Régie des rentes du Québec), or even 70, or should she take it now, early, at 60? I am semi retired myself. I ...

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