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I am the joint holder in both the shares as well as the FDs. Assuming you were the joint holder only for convenience and the money actually belongs to you both. Even otherwise it does not change much. For Shares the best way is have your sister open an Demat account. Transfer half the share to her via offline transaction. As the amount is large for an ...


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If you work while in the US then you're most definitely liable for income tax in the US (in addition to your income tax liability in India). If you're working in India - then, unless you are otherwise a US tax resident (i.e.: US citizen, green card holder, spent enough time in the US to qualify under substantial presence test, or married to such a person ...


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In the long run, think of your second house as a simple P&L account. There are no special benefits. In a way it can be a good thing initially since you pay a lot in interest and every rupee can be treated as an expense against any revenue (rental).


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There is no scam. Different companies have different salary break-ups. PF is calculated at 12% of Basic salary of the Employee and a match 12% contribution by Employer This company when the offered you job and mentioned the salary as Rs 16,000/- it was the total cost to the company. Ideally they should have mentioned that your salary will be 15232/- and ...



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