0
votes
0answers
4 views

OptionsXpress broker

I want to open a broker account and I'm quite confused since I'm not from U.S nor U.S citizen and a lot of popular brokers (TradeKing,Scottrade,Etrade...) won't accept my application. I was looking ...
1
vote
1answer
84 views

Unusual real estate market with seemingly huge rental returns

Experts, we've lived all over the world for a year or two here and there. Presently I live in a central US urban region which leans to government-technology. Housing is tremendously cheaper here than ...
1
vote
1answer
59 views

Is UK income which is exempted in UK taxable in India

I am a Indian citizen working in UK on a work permit. My salary in Uk is 36000 pounds.I have heard that in UK salary of 10500 pounds is exempted from tax and my company is paying tax on the remaining ...
1
vote
0answers
14 views

Should rideshare drivers log mileage of individual trips, or is a daily entry acceptable?

A rideshare driver (Uber, Lyft) can deduct vehicle expenses for business use of the vehicle. Should the driver log each trip individually, or is a daily entry of beginning odometer, ending odometer, ...
0
votes
1answer
17 views

After Market Price change, how can I get it at that price?

I am new to stock marketing. I have a question about all the price change after market closes. Let's say a share closes at 2.50 and after market is 2.80 and next day open is 2.80 or so. How can I make ...
3
votes
3answers
2k views

Is paid time off (PTO) considered taxable income?

I am a salaried full-time employee at my company in California, USA. I noticed on both my final 2014 paystub and on my W-2 form that the paid time off (PTO) I took for vacation last year was listed ...
2
votes
2answers
29 views

New 1099 employee with Cobra insurance

I've just started my new job as a 1099 employee having worked as a full time employee for 4 months. For health insurance I'd like to do Cobra since my family has already met their deductibles for the ...
-1
votes
2answers
220 views

If I have 10,000 stocks to sell with 23 B market cap

If I have 10,000 shares of a company with 23B market cap, and if i want to sell all the stock can it be sold at one shot? meaning r there enough buyers to buy my stocks? what if there are not enough ...
0
votes
0answers
4 views

How TDS is applied on EPF if I withdraw it after 5 years but before 4.5 years of employement (5 months of un-employment?

I have read following things about EPF: If salaried persons wish to withdraw their EPF accounts, they have to submit form 19 to their ex-employers, who in turn, have to sign and attest it. It ...
0
votes
1answer
53 views

I am Brasilian resident, how to buy shares on NYSE?

I am having my work contract here in Brasil. I have some money (3000$) and I would like to invest it in some specific companies that are listed on NYSE. How can I do this, it seems that most brokerage ...
2
votes
1answer
95 views

Taxes for citizen of EU country #1 living in EU country #2 and working from home for non-EU country #3?

I'm an Italian citizen, looking to move to Czech Republic; I'm going to work from home for a Turkish company. Who do I pay taxes to, and what kind of taxes? Also, when do I start reporting what I ...
32
votes
8answers
7k views

Cash in retirement accounts to buy a house?

My husband and I are looking to buy our first home. He is 39 and I am 37. We live in a major city and house prices are terrible. We are probably looking at a 500K-600K home. We were late bloomers, ...
0
votes
1answer
24 views

Why do I need a credit history to open an account in UK

I'm from somewhere in EU and I've recently landed a job in london. I was trying to open a bank account here, but I found it extremely difficoult as it appear that to have a bank account here in some ...
10
votes
3answers
1k views

Why are the banks and their customers in the United States still using checks? [duplicate]

Some years ago, a friend of mine visited a US city, and went to a supermarket. Upon trying to pay with his credit card, the transaction failed, and the cashier asked if he could write out a check ...
0
votes
1answer
29 views

Which first time Stocks and Shares ISA for UK, frequent trader UK markets? [on hold]

I want to open a stocks and shares ISA. At present I have a sharedealing account with X-O (www.x-o.co.uk) and I’ve been making 1 or 2 deals per month. I’m approaching this as a long game and sticking ...
1
vote
1answer
28 views

Credit score in UK for foreigners

I've been living in the UK for 5 years and I've been working in here for 3 years. Although my credit score is in good condition now as I set some regular debit card payments; according to experian, I ...
0
votes
1answer
88 views

Salary earned in GCC, transferred to India, subject to Indian income tax?

My friend and I have worked in a GCC country for the last year. We are from India. We both send our salary into a friends account in India and then transfer an amount to our own accounts. Is it ...
0
votes
2answers
359 views

Is it possible to borrow money to invest in a foreign country?

Suppose I live in Canada. If I want to borrow money from the banks here and use that money in another country to carry out construction projects and hence make profit. Is it possible to create a legal ...
0
votes
1answer
39 views

Taxes on sale of principal residence in Ontario

Is it correct that in Ontario, if you sell the home which is your primary residence, you pay absolutely no taxes at all on the sale? Are there any terms and conditions to this?
1
vote
1answer
17 views

How to calculate the value of a bond that is priced to yield X%

I am currently practicing for a beginners exam in finance. One of the previous exams had the following question: You own a 2 year, £1000, 7% bond, with semi-annual coupons. If the bond is priced ...
1
vote
1answer
54 views

Historically how do share prices perform after mass selling after an employee reward scheme?

Tesco in the UK are about to award a 5% turn around bonus in shares to their staff with the option of keeping them or selling them straight away. It's likely most of the employees will sell them ...
32
votes
8answers
7k views

Insurance company sent me huge check instead of pharmacy. Now what?

I received a $20,000 check from my insurance company that was supposed to go to my specialty pharmacy. It's made out to me. Since it was obviously a mistake, I called the pharmacy, and they said to ...
1
vote
1answer
136 views

Tax return status for changing from F1-OPT to H1B

I came to US in 2014 on F1 and started F1-OPT in July, 2015. 3 months later, I started my H1B in October and I'm still single. It's pretty complicated and according to my research, I have these two ...
1
vote
1answer
26 views

Can someone explain how to calculate the “The Tax Is” column of the U.S. Federal tax brackets?

I know that for U.S. Federal Personal Income Tax, the schedule is progressive, so for a single person filing for $60,000 (in 2011 for this example), the first $34,500 is taxed at 15% and then the rest ...
1
vote
1answer
24 views

When to change my address on W2

I am employed (W2) by a company based out of AZ and I live in CO. I am purchasing a house in OR as my primary and moving there. I will acquire the house in 30 days, however I won't move in for 90 days ...
0
votes
2answers
113 views

Will a small investment in a company net a worthwhile gain?

If I invest 4-5 shares in a company valued at around 20 dollars each share would I see a profit in my investment or is that too small of an investment to see a gain and therefore a waste of time?
3
votes
1answer
90 views

Can my teenage son claim “exempt” on his W4?

Can my teenage son (soon to turn 17) claim "exempt" on his W4? When looking at the FAQ from the IRS, it seems like the answer to this question is a fairly straightforward "yes" (he didn't work last ...
3
votes
1answer
39 views

How do I go about getting Non Owners Auto Insurance in NJ

I'm currently in the US as a non immigrant worker and a resident of Jersey City, NJ. I've recently got a NJ drivers license, I don't own a vehicle and been renting cars over the weekends to see ...
-2
votes
1answer
101 views

Can I have two winning identical lottery tickets? [on hold]

I always buy two identical lottery tickets, I have a feeling that I will hit the jackpot sooner or later. Can having two identical tickets cause me any problems e.g. fraud?
21
votes
7answers
9k views

Making a big purchase over $2500. I have the money to cover it. Should I get a loan or just place it on credit?

I am planning to make a big purchase. I have the money in savings to cover it, but I don't want to drop $2500 all at once if I can avoid it. I have a credit card with a $9000 limit, but I know that ...
4
votes
1answer
3k views

Personal bank account for non-resident in UK

I have just received a job offer in the UK (for a UK company) and i want to open a personal account with a UK bank to receive my salary and avoid international fees. I've read around the web about UK ...
0
votes
1answer
53 views

Holding Multiple Credit Cards. Does the credit limits add up and work together? [duplicate]

So lets say I have the following credit cards with the following limits: $1,500 $8,500 $9,000 If they all sat at 0 usage, and I was to charge one of them at say $3000 and let that sit on 0% APR ...
1
vote
0answers
5 views

Canadian tax treatment of preferred share income

During the recent turmoil in the oil markets I purchased a number of preferred shares in a few of the pipeline companies (Enbridge, Pembina, and Veresen). I had assumed that preferred share income ...
14
votes
2answers
7k views

Is this reply promising a money order and cashier check a scam?

Lately, I have been tied up with my moving soon, among others. I got a reply from my ad for moving sale at craigslist, the author of which claims to be currently living on the other side of Atlantic ...
0
votes
2answers
28 views

(Why) are all Australian mutual funds REITs or bond funds? [on hold]

I wonder why Australia does not promote the big and global fund houses to introduce mutual fund schemes for people to have an option to invest in, instead of just the property/related choices. The ...
1
vote
6answers
681 views

What should I do with my money?

I'm a final year University student with about 50k (AUD) in the bank earning interest at 2.8%. I have nearly finished my paid full time placement which is why I have a lot of money currently as I ...
13
votes
4answers
3k views

What's the fastest way I can raise my credit score from nothing?

I'm very fortunate to have had no need for a credit card and I don't own one (debit card only), I have no debt and an excellent job. I attempted to open an account with a respected online-only bank ...
9
votes
5answers
1k views

Why are big companies like Apple or Google not included in the Dow Jones Industrial Average (DJIA) index?

I'm taking an investing and personal finance class in school. I was assigned to ask someone who knows about the stock market why big companies like Apple and Google aren't included the Dow Jones ...
0
votes
1answer
20 views

Maryland Part-Year Return

My DC tax return was "re-routed" to MD this year shortly after I received a notice stating that I owed over 5K in taxes. I contacted the Maryland Comptroller's Office who advised that according to ...
1
vote
0answers
23 views

As a UK based tax resident company - employing USA citizens for work in the USA, do I have to register with the IRS and pay USA tax

We are a UK based VAT registered company doing some business in the USA. We employ / Sub-Contract USA citizens for film production work on short term production contracts. We pay sub-contractors / ...
0
votes
1answer
8 views

Are there disadvantages or caveats to be aware of when applying for an ITIN for a non-resident/non-citizen spouse?

As an American residing outside the US with a spouse who is not a US citizen I have always chosen Married Filing Separately for my filing status. The intent was to shield any income and assets she has ...
-1
votes
2answers
65 views

What's the appeal of dividends in investing? [duplicate]

All company shares payout very small amounts in dividends. What is the big interest for an investor to spend tens of thousands of dollars in stocks to possibly earn maybe $1,000 per year or so in ...
1
vote
1answer
14 views

Why does the calculation for IRR use revenue, not profit?

As far as I understand, IRR is calculated by finding the discount rate where the NPV equals zero. What I don't understand is why the revenue (or cash inflows) is used in the calculation instead of ...
0
votes
1answer
47 views

Effective annual interest using excel [duplicate]

I am stuck on this problem and have only basic knowledge of accounting. Can you help me? Trying to find the effective annual interest rate of a car lease situation. The cost of the car originally is ...
2
votes
1answer
43 views

Taxable Amount of Non-Deducted Traditional IRA that was Converted

If I contribute $5500 to a traditional IRA, do not deduct the funds on my tax return, file form 8606, and then convert the contributions plus earnings in the IRA, say $6000 ($500 in earnings), to a ...
2
votes
0answers
54 views

got some money on topcoder, possible tax rate calculation?

I competed in topcoder and got some money around ~500 $ and may get more If I'm really lucky in not yet reviewed submissions. But I found out that 30% of that money will be withheld as tax. I didn't ...
2
votes
1answer
74 views

How to respond to a customer's demand for payment extension?

I have a client who wants to purchase an artwork. After three weeks of questioning about my artwork finally he is convinced to buy it. I have offered him discount after his multiple request and 15 ...
0
votes
1answer
33 views

Why buy a vertical spread if I could instead buy a naked call?

If I believe a stock will go up, say from a price of $100, and I wish to execute an options strategy that would make me money if the stock were to rise, why would I want to setup a vertical spread ...
1
vote
2answers
75 views

If a company has already IPO'ed and sold its shares, what is the incentive to keep making money? [on hold]

If a company has already 'exited' with an IPO and sold its shares, what is the incentive to keep making money?
1
vote
0answers
43 views

Closing business bank account. What records should I download from my bank for record keeping?

We are about to close our small business bank account. I need advice on what information I should download from online-banking before I actually close the old account. I imagine that getting these ...

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