0
votes
0answers
2 views

Why was my Credit Limit Increase Denied?

I applied for a credit line increase from Capital One a few weeks ago. A few days ago I got a letter indicated that the increase request was rejected. The two reasons stated were: Primary ...
0
votes
1answer
6 views

Deducting sole proprietorship expenses

I have a day-job which gets me a salary. I'm about to start some websites on the side with the intention of making money off advertising. For the time being, I plan to remain an unregistered sole ...
0
votes
2answers
23 views

Question about bitcoins

I have small question, where does bitcoin "banks" keep money you pay them for bitcoins? do they keep it in some kinda bank ? and when we sell bitcoins to dollars what fee do we pay?
1
vote
1answer
13 views

Is it possible to transfer money from UK bank account to Egypt bank account?

I am working currently in UK and my HSBC uk bank told me that it is not possible to transfer from/to egypt any money, so is that really true? and what other ways I can do so?
0
votes
1answer
8 views

Concerns about paying mortgage early after cash liquid again

I am considering locking up some cash in investments, even a 1 year CD, in order to get even a small ROI with thought that I might buy a house next summer (June onwards). Or perhaps earlier, if ...
17
votes
9answers
2k views

1.4 million cash. What do I do?

I hit the jackpot by selling my start up for $1.4 million. Then I took a salaried job at $107k. I have no debt and own a fully paid-off house and car. For the rich this may sound like small money, but ...
3
votes
2answers
92 views

How do top investors pull out 20% ROI?

I've been searching the ROI percentage of well known investors. Warren Buffet - (Berkshire Hathaway) 22% annual return from 1964-2005 George Soros - (Soros Fund Management) 30% annual return ...
0
votes
0answers
7 views

How unsold inventory has to be handled in 1099-MISC?

Scenario : Say suppose I have brought 100 inventory items for a Vendor A for $100. Now I sold half of it to my customers say B, C, D. I have half of that with me unsold. Now at the end of the ...
1
vote
2answers
23 views

Transfer from regular savings to NRO account

I have a regular savings account in India and a NRE/NRO account as well with a different bank. I just haven't gotten around converting my regular savings to NRE/NRO. Can I move my funds from regular ...
0
votes
0answers
7 views

Legal restrictions for EU-foreigners to setup bank account in Czech republic

Are there any legal restrictions for setting up a bank account for a EU-foreigner in Czech republic who is not having a seat of residence in Czech republic?
0
votes
0answers
12 views

TickerSpy.com Website No Longer Exists

I used to access www.tickerspy.com to see holdings of various companies like Berkshire Hathaway Does anyone know what happened to www.tickerspy.com and any alternative websites that provide similar ...
0
votes
0answers
15 views

Where can I download all stock symbols of all companies “currently listed” and “delisted” as of today?

I am in process of of downloading historical stock data from few sources I have gathered. However, all of them require me to provide stock symbol. I want to download data for all companies. In ...
0
votes
0answers
28 views

how to fill out W4 when i'm getting $1600 extra income a month [duplicate]

Aug 22 was my last day at a job that paid $76,000 / yr. After that that job is supposed to pay me $400 / wk for consulting for $1,600 / month. At the new job (which I started on Aug 26) I'm making ...
0
votes
0answers
37 views

Which is better: Guaranteed 7% or projected/historical 8%

In deciding between maxing out 7% interest rate student loan repayment on the other hand, and investing in a SPY ETF on the other there are essentially two factors: 1) Is a projected/historical 8% ...
2
votes
2answers
46 views

Bonds vs securities : crash theory

Let's presume a market crash is coming sometime within 6 months to a year. Theoretically speaking, would it be wise to reallocate my index fund, which is presently about 80 % stocks and 20% bonds, to ...
0
votes
0answers
15 views

Why does the price of the floating rate bonds return to par after coupon payment?

Hungary just issued a bond that matures in 2024, pays once a year and has the coupon rate of "1-year treasury bill rate" + 2.5%. I searched for information on the net how does market sets price on ...
0
votes
1answer
40 views

drive 100 miles per month for 3 years: the most affordable way

My wife and I live in Brooklyn, NY. I'm working and she isn't - we are waiting for a baby. We have a car-spot in our garage for free included in the rent (which is approx. 2k). What is the cheapest ...
1
vote
2answers
45 views

Unable to understand logic behind why there is no exit load on liquid fund

Was reading about the liquid funds and came across this sentence on one of the sites: Considering that liquid funds are ideally suited for investments that may be required to be redeemed at a ...
0
votes
1answer
43 views

How to fill out form W4 when I'm earning $1600 extra income per month?

August 22 was my last day at a job that paid $76,000 / yr. Afterward, that job is supposed to pay me $400 / wk for consulting for $1,600 / month. At the new job (which I started on Aug 26) I'm making ...
2
votes
1answer
113 views

Is there an investment vehicle that simplifies the work of setting up a bond or CD ladder?

I am interested in investing a portion of my portfolio in fixed-income investments, as anemic as they are lately. Conventional logic says that it might be smart in such a down market to use a ...
1
vote
3answers
80 views

What's the best time to start holiday shopping this year?

I am planning and making a list of things I need to buy this Christmas. Can you please tell me the best time to start holiday shopping so I can benefit from best deals online for electronics and etc. ...
4
votes
2answers
55 views

I recently moved to the UK. Should I do something to build a credit history?

As the title says, I recently moved to the UK and obviously I don't have any credit history there but I think it would be a good idea to start building one, especially because sometimes in the (not ...
0
votes
1answer
23 views

Will I be taxed in India

I am on a project (1 year duration) in Qatar. I am remitting money thru TT to my HDFC Bank savings account in India. All family maintenance/expenses and Home Loan EMI is deducted from this Saving ...
1
vote
1answer
102 views

Settling small transactions between friends via cash vs bank transfer

Often when out for a movie,etc with friends, we end up with having to pay each other Rs 200-300 (usually < 500) to settle out the differences. Most people are fine with others transferring the ...
2
votes
1answer
2k views

When do I pay taxes if I'm self employed?

This is my first time paying/filing for taxes. Starting April 2013, I started getting paid as a part time independent contractor. When I get paid, nothing is withheld. I have no idea when to pay ...
-2
votes
0answers
10 views

Does foreign currency translation gains impact book value of equity? [on hold]

Can foreign currency translation gains impact book value of Equity?
2
votes
3answers
42 views

How does investment into a private company work?

My question is inspired by Dragons' Den, an investment TV show in Britain, where an entrepreneur asks investors for money. The entrepreneur (E) goes on the show and says, "I want 100k for 25% of my ...
6
votes
5answers
1k views

When's the best time to sell the stock of a company that is being acquired/sold?

My company is considering selling itself, and the stock has has gone up 50% in value in the last couple weeks. How long should I wait to sell my stock? Should I wait for announcement of offers? Hold ...
5
votes
1answer
378 views

What happens to my position if I hold some stocks of a company that gets acquired?

Say I have some stocks of the company A, and I didn't issue any orders on my trading platform. Some day, company B acquired company A. What would happen to me? Am I totally out of control for the ...
1
vote
1answer
12 views

Can I claim the child care tax credit in addition to using a dependent care FSA?

Dependent care FSA is capped at $5000 annually and I use this entirely. The annual child care credit is $3000. If my expenses are over $8000, can I utilize both of these in the same calendar year?
2
votes
1answer
90 views

Is there a rule of thumb to help “Sanity check” insurance costs?

My house insurance is up for renewal. I'm busy and I don't want to spend a lot of time getting quotes, especially since this policy is tied to another one that is hard to get and that we could only ...
4
votes
4answers
4k views

Deductible expenses paid with credit card: In which tax year would they fall?

If I paid my business expenses with a credit card during the month of December, which year can I deduct them from my taxes? 2011 (when the purchase was made) or 2012 (when I paid off the credit card)? ...
0
votes
2answers
72 views

Is there any way to pay online in a country with no international banking system

I live in Ethiopia and based on the National Bank of Ethiopia, it is illegal to get any money out of Ethiopia with out a special permission of the bank, and I personally want to make some online ...
1
vote
2answers
197 views

How do you declare an interest free loan?

In the discussion around this question about gift tax it was said that a loan must be at market rate, or it is not considered a loan. Respecting the wisdom of the people who said that, I'm unclear ...
3
votes
1answer
61 views

What can we conclude/learn from inst. own %?

I just noticed that some stocks are largely held by institutions while some are very less. What can we conclude/learn from this number?
0
votes
1answer
50 views

Tax Calculation Concept in India

Hi I'm a salaried person with an annual income of 4 L/annum. I don't know how do I calculate the income tax that I need to do. In the 4 L/annum what things are need to exclude like 2.5 lac exemption ...
1
vote
0answers
30 views

Is “Vendor credit note” has to be reported in 1099 form

Say I have, $10000 paid to my vendor. Then after which I have raised a Vendor Credit note for $5000. Now in my 1099 form, in the non employee compensation ( Box 7 ), do I need to include the debit ...
-2
votes
0answers
37 views

Which has the greatest lifetime value? Company 401k or State/Federal retirement plan [on hold]

I want to know which of these has the greatest lifetime value: A typical company 401k, Civil Service Retirement System (CSRS), or Federal Employees Retirement System (FERS). Can somebody help me ...
2
votes
3answers
144 views

Limitations of the 401(k) to Roth IRA conversion escape hatch

I'm currently planning on retiring before the 59 1/2 year old milestone where 401k's and IRA's become accessible penalty free. One workaround I've heard of to access your retirement funds early is to ...
2
votes
1answer
98 views

How much more can I contribute to my 401(k) this year after I made some Roth IRA, Roth 401k, and 401k contributions?

I've just started a new job, and would like to max out my pre-tax 401(k) contributions before year end. I have contributed to various other investment accounts earlier this year and am struggling to ...
4
votes
2answers
12k views

Multiple mortgage pre-approvals and effects on credit score

Background Info: My wife and I are looking to purchase our first home/condo. Given our combined gross annual income of ~$100k and lack of any actual debt, we're looking at properties in the $200-250k ...
0
votes
1answer
37 views

Risk involved in buying LEAP put and selling short term puts against it?

Let's say company A is currently trading at 100. I bought to open 10 puts for company A at 100 strike price in Jan 2015. What risk am I exposed to by selling shorter term weekly puts (strike < ...
-2
votes
1answer
53 views

How to know what is my monthly take home

I am on a fixed income of 2500 a month and the total number of allowance I am claiming is 8 please tell me what is my take home monthly.
7
votes
3answers
266 views

How should I be contributing to my 401(k), traditional or Roth?

My company just started offering an 401k plan in place of a Simple IRA. I am able to contribute into my 401k two different ways, traditional or roth. From the way I understand it, traditional ...
0
votes
1answer
39 views

Ticker symbols differences between Yahoo Finance and BestInvest

I expected Yahoo to have all existing tickers, yet when I grab the list of ETF tickers available through BestInvest, I see tickers like "EUN iShares STOXX Europe 50 UCITS ETF" however Yahoo shows ...
0
votes
2answers
98 views

Can after-hours trading affect options pricing?

The question is targeted for symbols trading weekly options. For example, would Friday's AAPL after-hours trading affect the weekly options contract that are slated for expiration on that day? Or do ...
1
vote
0answers
19 views

Why are quarterly cash flow statements reported on a cumulative basis?

The quarterly income statement is reported on a net quarterly basis, but the quarterly cash flow statement is reported on a cumulative (year-to-date) basis. Does anyone know why this is? I have been ...
1
vote
3answers
132 views

Need a loan to buy property in India. What are my options?

I have seen a property in India, and I am planning to buy it. The total cost is $105k, out of which I have $30k of my own. The remaining $75k needs to be financed somehow. I can get a loan in India, ...
5
votes
3answers
200 views

Do stocks give you more control over your finances than mutual funds?

I am new to investing. I noticed that I can setup rules to auto-sell stocks (I don't know the term for this rule). I cannot auto-sell a mutual fund based on some criteria. So take a simple example. ...
1
vote
1answer
59 views

What are some ways to mitigate the risks of covered calls?

When covered calls work, they seem great. However, there is a chance that the stock will tank, turning the 5% profit into a 50% loss. What are some ways of mitigating the risk of a stock dropping ...

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