1
vote
1answer
8 views

What'd happen to me if a listed company that I held some of its stocks are acquired?

Say I have some stocks of the company A, and I didn't issue any orders on my trading platform. Some day, company B acquired company A. What would happen to me? Am I totally out of control for the ...
0
votes
2answers
174 views

How do you declare an interest free loan?

In the discussion around this question about gift tax it was said that a loan must be at market rate, or it is not considered a loan. Respecting the wisdom of the people who said that, I'm unclear ...
3
votes
1answer
56 views

What can we conclude/learn from inst. own %?

I just noticed that some stocks are largely held by institutions while some are very less. What can we conclude/learn from this number?
0
votes
1answer
44 views

Tax Calculation Concept in India

Hi I'm a salaried person with an annual income of 4 L/annum. I don't know how do I calculate the income tax that I need to do. In the 4 L/annum what things are need to exclude like 2.5 lac exemption ...
1
vote
0answers
26 views

Is “Vendor credit note” has to be reported in 1099 form

Say I have, $10000 paid to my vendor. Then after which I have raised a Vendor Credit note for $5000. Now in my 1099 form, in the non employee compensation ( Box 7 ), do I need to include the debit ...
-2
votes
0answers
32 views

Which has the greatest lifetime value? Company 401k or State/Federal retirement plan

I want to know which of these has the greatest lifetime value: A typical company 401k, Civil Service Retirement System (CSRS), or Federal Employees Retirement System (FERS). Can somebody help me ...
2
votes
3answers
118 views

Limitations of the 401(k) to Roth IRA conversion escape hatch

I'm currently planning on retiring before the 59 1/2 year old milestone where 401k's and IRA's become accessible penalty free. One workaround I've heard of to access your retirement funds early is to ...
1
vote
2answers
28 views

How does investment into a private company work?

My question is inspired by Dragons' Den, an investment TV show in Britain, where an entrepreneur asks investors for money. The entrepreneur (E) goes on the show and says, "I want 100k for 25% of my ...
2
votes
1answer
96 views

How much more can I contribute to my 401(k) this year after I made some Roth IRA, Roth 401k, and 401k contributions?

I've just started a new job, and would like to max out my pre-tax 401(k) contributions before year end. I have contributed to various other investment accounts earlier this year and am struggling to ...
4
votes
2answers
12k views

Multiple mortgage pre-approvals and effects on credit score

Background Info: My wife and I are looking to purchase our first home/condo. Given our combined gross annual income of ~$100k and lack of any actual debt, we're looking at properties in the $200-250k ...
0
votes
1answer
34 views

Risk involved in buying LEAP put and selling short term puts against it?

Let's say company A is currently trading at 100. I bought to open 10 puts for company A at 100 strike price in Jan 2015. What risk am I exposed to by selling shorter term weekly puts (strike < ...
-1
votes
1answer
44 views

How to know what is my monthly take home

I am on a fixed income of 2500 a month and the total number of allowance I am claiming is 8 please tell me what is my take home monthly.
7
votes
3answers
259 views

How should I be contributing to my 401(k), traditional or Roth?

My company just started offering an 401k plan in place of a Simple IRA. I am able to contribute into my 401k two different ways, traditional or roth. From the way I understand it, traditional ...
0
votes
1answer
38 views

Ticker symbols differences between Yahoo Finance and BestInvest

I expected Yahoo to have all existing tickers, yet when I grab the list of ETF tickers available through BestInvest, I see tickers like "EUN iShares STOXX Europe 50 UCITS ETF" however Yahoo shows ...
0
votes
2answers
92 views

Can after-hours trading affect options pricing?

The question is targeted for symbols trading weekly options. For example, would Friday's AAPL after-hours trading affect the weekly options contract that are slated for expiration on that day? Or do ...
1
vote
2answers
61 views

What's the best time to start holiday shopping this year?

I am planning and making a list of things I need to buy this Christmas. Can you please tell me the best time to start holiday shopping so I can benefit from best deals online for electronics and etc. ...
1
vote
0answers
18 views

Why are quarterly cash flow statements reported on a cumulative basis?

The quarterly income statement is reported on a net quarterly basis, but the quarterly cash flow statement is reported on a cumulative (year-to-date) basis. Does anyone know why this is? I have been ...
1
vote
3answers
123 views

Need a loan to buy property in India. What are my options?

I have seen a property in India, and I am planning to buy it. The total cost is $105k, out of which I have $30k of my own. The remaining $75k needs to be financed somehow. I can get a loan in India, ...
5
votes
3answers
191 views

Do stocks give you more control over your finances than mutual funds?

I am new to investing. I noticed that I can setup rules to auto-sell stocks (I don't know the term for this rule). I cannot auto-sell a mutual fund based on some criteria. So take a simple example. ...
1
vote
1answer
55 views

What are some ways to mitigate the risks of covered calls?

When covered calls work, they seem great. However, there is a chance that the stock will tank, turning the 5% profit into a 50% loss. What are some ways of mitigating the risk of a stock dropping ...
-2
votes
0answers
57 views

Effect of increasing house prices on my economic situation? [on hold]

I read somewhere that increases in property prices will have a negative effect economically , but how ? I don't remember where I read it to provide references. Is there a way that rising property ...
-2
votes
3answers
302 views

How do companies like WhatsApp and Hike earn money?

How does companies like WhatsApp ,Hike earn? As these are free , they only require internet so does our network provider pay them
4
votes
1answer
1k views

How is “Balance Subject To Interest Rate” calculated?

I was approved for a balance transfer of $2,500 to a card, and that month my statement looked like this: INTEREST CHARGES (APR 2013) ...
1
vote
1answer
30 views

Do I have to pay taxes on PPF in USA?

I am going to work on H-1B in US for next 3 years. I am sure that I will return to India after 3 years and do not want to permanently settle in US. In order to invest money in India I am planning to ...
11
votes
5answers
4k views

What if I received a check with two different amounts written on it (words vs. number)?

I received a check personally written to me from a family member. The family member that wrote & sent me the check wrote where you write out the amount of what the check is suppose to be for, in ...
3
votes
3answers
136 views

What are some quick test to check whether a company is in healthy financial status

Usually, before deciding to invest in a company, I prefer to to look at 2 figures in their balance sheet Current asset Current liabilities Very often, I assume the company with Current asset > ...
11
votes
1answer
800 views

Can I make a lump sum contribution to my employer's 401(k) plan?

I recently sold a rental property and have a surplus of cash sitting around. If possible, I'd like to make a lump sum contribution to my employer's 401(k) plan. Is that possible? Or would I need to ...
0
votes
0answers
21 views

Crowdfunding advice for app startup? [on hold]

I am new to business. I am starting an app business. My fort app will require 50-100k to startup with developers and servers and all. Would crowd funding be the best place to look. I like the idea of ...
1
vote
1answer
36 views

what is a good APR when applying for micro loan online?

I found an online loan company offering 7% APR with no credit history.Is it good or bad APR?
6
votes
3answers
2k views

Retirement Funds: Betterment vs Vanguard Life strategy vs Target Retirement

I'm a 20 something grad student and would like to open a hands off retirement account with beta exposure to the market and would make monthly contributions. I'm fairly illiterate when it comes to ...
2
votes
3answers
80 views

About to start being an Independent Contractor - Any advice on estimating taxes?

I am a grad student that is about to pick up 10-15 hours of independent contracting work per week. I work and live in Syracuse. I make $19,000 per year (pre-tax) as a grad student, and will make ...
1
vote
0answers
25 views

How safe are withdrawals made using checking account number and routing number? [USA] [duplicate]

I am new to the US banking system and it makes me wonder how easily third parties like xoom.com can withdraw money from your checking account with only the account number and routing number. I ...
7
votes
1answer
842 views

Why do banks ask if you have accounts with other banks?

Whenever I apply for either savings accounts, debit cards, or credit cards, this seems like a staple question for all banks. Why are they asking if you have accounts in other banks? How do they gain ...
1
vote
2answers
92 views

Using Fibonacci Extensions to set profit targets?

When trading stocks what are the advantages of using Fibonacci Extensions to set profit targets? What Fibonacci Extension level is most appropriate for setting a profit target, or can it be better to ...
35
votes
9answers
8k views

What are the downsides that prevent more people from working in high-income countries, and then retiring in low-income (and cost of living) ones?

Having experienced living in several different countries, the reality of different salary ranges and different costs of living has struck me. You can work at a high salary country and make huge ...
2
votes
1answer
53 views

How to find information about ethical banking? [on hold]

I would like to know how to choose my ethical bank, and which investment or behavior should I avoid to make sure my money is used transparently and ethically. In France (I am french) I have read ...
1
vote
2answers
51 views

I own a vacation rental in the US and a tenant from Austria wants to do a International Bank Transfer.

I trust the tenant, she is known to me, but I would need to email her my bank routing and account #s as well as the "swift" numbers provided to me by my bank. It is the emailing of this information ...
1
vote
2answers
36 views

Unable to understand logic behind why there is no exit load on liquid fund

Was reading about the liquid funds and came across this sentence on one of the sites: Considering that liquid funds are ideally suited for investments that may be required to be redeemed at a ...
0
votes
3answers
113 views

How Should I Start my Finance Life and Invest?

I am currently new to finance, I understand the basics and I'm totally confused about lots of financial issues. I'm mostly interested in building corporations which means investments.However, I am not ...
0
votes
1answer
51 views

Investment Newbie - Options in India - For $10K - for 10 years

What are the investment options in India for a newbie like me. I would like to start with 500,000 INR. (5 lacs / roughly $10K). Its for a long term. I don't need this amount for 10 years. Low to ...
0
votes
0answers
518 views

can I buy moneypak card on someone else's behalf?

What all information is needed when you buy a greendot moneypak prepaid card at Walmart in the US. Can I buy it for a friend using cash (not a credit card or something) and just give her all the card ...
1
vote
1answer
75 views

Can the Fractional Reserve System be used by the Common Man [on hold]

Say... I ask my neighbor for $10 and promise him $11. I then turn around and invest my $100 [post multiplier] into a govt bond. Then I give him his $1 and keep the rest. Is that possible on a ...
0
votes
1answer
88 views

UK Expat with BVI company, can my company bank in the UK

I am about to leave the UK and travel constantly. I am a UK citizen but will become non resident when I leave. My business is run online and I need a business bank account within the EU to receive ...
2
votes
2answers
105 views

Moved to the USA from Canada; what is best to do with RRSP?

I am a Canadian and I moved to US at the end of last year. (I have a green card now.) I have less than CAD 50K in my RRSP from my previous work, and less than CAD 40k at banks. Not sure what the best ...
0
votes
0answers
19 views

How can I buy an OTC stock listed in Nasdaq from India?

I am a citizen of India. I would like to buy some OTC stock which is listed in Nasdaq. What is the procedure? Do I have to find a US broker? Is it mandatory to fill W8 Ben form for Indians? Do I ...
4
votes
2answers
128 views

Am I supposed to pay taxes when living outside of the states?

I am a greencard holder and beyond going there for 2 months every 6 months ( up until last year when I applied for an I-131 form ) so far I have never worked in the states nor have I made any money ...
5
votes
2answers
195 views

How can I get a home loan within 2 years of bankruptcy?

About 1.5 years ago I had my bankruptcy discharged. Now, the lease on my house is up and I have about $7k for a down payment on a small starter house (they asking $55k) However the 2 places I have ...
8
votes
1answer
378 views

Wash Sales and Day Trading

Let's say a Day Trader buys and sells a stock on the same day and makes a loss of $1,000. Then she buys and sells the same stock the next day and makes a profit of $500. On the third day she files her ...
1
vote
2answers
77 views

How to safely pay with VISA online

Usually I can get away with PayPal for online purchases, but sometimes I come across a website that only accepts VISA card. I refuse to use my VISA card, as my account contains all of my money, and ...
0
votes
0answers
16 views

Realization Reports [on hold]

In creating reports to see the revenue or budget, not sure with the terms since I'm new in a project where most terminologies are not very familiar to me. We have these reports where they call them ...

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