0
votes
1answer
12 views

How does investment into a private company work?

My question is inspired by Dragons' Den, an investment TV show in Britain, where an entrepreneur asks investors for money. The entrepreneur (E) goes on the show and says, "I want 100k for 25% of my ...
-1
votes
1answer
34 views

How to know what is my monthly take home

I am on a fixed income of 2500 a month and the total number of allowance I am claiming is 8 please tell me what is my take home monthly.
-1
votes
0answers
24 views

Which has the greatest lifetime value? Company 401k or State/Federal retirement plan

I want to know which of these has the greatest lifetime value: A typical company 401k, Civil Service Retirement System (CSRS), or Federal Employees Retirement System (FERS). Can somebody help me ...
1
vote
0answers
14 views

Why are quarterly cash flow statements reported on a cumulative basis?

The quarterly income statement is reported on a net quarterly basis, but the quarterly cash flow statement is reported on a cumulative (year-to-date) basis. Does anyone know why this is? I have been ...
1
vote
2answers
54 views

What's the best time to start holiday shopping this year?

I am planning and making a list of things I need to buy this Christmas. Can you please tell me the best time to start holiday shopping so I can benefit from best deals online for electronics and etc. ...
3
votes
0answers
30 views

What can we conclude/learn from inst. own %?

I just noticed that some stocks are largely held by institutions while some are very less. What can we conclude/learn from this number?
1
vote
0answers
21 views

Is “Vendor credit note” has to be reported in 1099 form

Say I have, $10000 paid to my vendor. Then after which I have raised a Vendor Credit note for $5000. Now in my 1099 form, in the non employee compensation ( Box 7 ), do I need to include the debit ...
0
votes
0answers
18 views

Crowdfunding advice for app startup? [on hold]

I am new to business. I am starting an app business. My fort app will require 50-100k to startup with developers and servers and all. Would crowd funding be the best place to look. I like the idea of ...
11
votes
1answer
747 views

Can I make a lump sum contribution to my employer's 401(k) plan?

I recently sold a rental property and have a surplus of cash sitting around. If possible, I'd like to make a lump sum contribution to my employer's 401(k) plan. Is that possible? Or would I need to ...
2
votes
1answer
88 views

How much more can I contribute to my 401(k) this year after I made some Roth IRA, Roth 401k, and 401k contributions?

I've just started a new job, and would like to max out my pre-tax 401(k) contributions before year end. I have contributed to various other investment accounts earlier this year and am struggling to ...
1
vote
0answers
25 views

How safe are withdrawals made using checking account number and routing number? [USA] [duplicate]

I am new to the US banking system and it makes me wonder how easily third parties like xoom.com can withdraw money from your checking account with only the account number and routing number. I ...
1
vote
1answer
36 views

what is a good APR when applying for micro loan online?

I found an online loan company offering 7% APR with no credit history.Is it good or bad APR?
7
votes
1answer
834 views

Why do banks ask if you have accounts with other banks?

Whenever I apply for either savings accounts, debit cards, or credit cards, this seems like a staple question for all banks. Why are they asking if you have accounts in other banks? How do they gain ...
-2
votes
0answers
55 views

Effect of increasing house prices on my economic situation? [on hold]

I read somewhere that increases in property prices will have a negative effect economically , but how ? I don't remember where I read it to provide references. Is there a way that rising property ...
1
vote
2answers
89 views

Using Fibonacci Extensions to set profit targets?

When trading stocks what are the advantages of using Fibonacci Extensions to set profit targets? What Fibonacci Extension level is most appropriate for setting a profit target, or can it be better to ...
0
votes
0answers
17 views

How can I buy an OTC stock listed in Nasdaq from India?

I am a citizen of India. I would like to buy some OTC stock which is listed in Nasdaq. What is the procedure? Do I have to find a US broker? Is it mandatory to fill W8 Ben form for Indians? Do I ...
2
votes
1answer
51 views

How to find information about ethical banking? [on hold]

I would like to know how to choose my ethical bank, and which investment or behavior should I avoid to make sure my money is used transparently and ethically. In France (I am french) I have read ...
1
vote
1answer
73 views

Can the Fractional Reserve System be used by the Common Man [on hold]

Say... I ask my neighbor for $10 and promise him $11. I then turn around and invest my $100 [post multiplier] into a govt bond. Then I give him his $1 and keep the rest. Is that possible on a ...
0
votes
0answers
15 views

Realization Reports [on hold]

In creating reports to see the revenue or budget, not sure with the terms since I'm new in a project where most terminologies are not very familiar to me. We have these reports where they call them ...
0
votes
0answers
15 views

Rack Rate and Standard Rate [on hold]

I just want to know what is the difference between Rack Rate and Standard Rate, when billing an employee? Rack rate is billed to a contractor, etc. Standard rate is billed to employee of the firm. ...
1
vote
2answers
77 views

How to safely pay with VISA online

Usually I can get away with PayPal for online purchases, but sometimes I come across a website that only accepts VISA card. I refuse to use my VISA card, as my account contains all of my money, and ...
8
votes
1answer
377 views

Wash Sales and Day Trading

Let's say a Day Trader buys and sells a stock on the same day and makes a loss of $1,000. Then she buys and sells the same stock the next day and makes a profit of $500. On the third day she files her ...
2
votes
1answer
27 views

what is shareholders' Equity in balance sheets?

Just stated learning about financial statement it is the tough, lots of calculations and stuff. I came across some balance sheets, read some online resources but I still can't grasp the idea of why ...
6
votes
1answer
59 views

Housewife pension options

We live in the UK. I have a job and pay into a company provided pension (with the company then paying in some extra). My wife left her job a couple of years ago and is now a 'house wife' aka ...
0
votes
1answer
51 views

Investment Newbie - Options in India - For $10K - for 10 years

What are the investment options in India for a newbie like me. I would like to start with 500,000 INR. (5 lacs / roughly $10K). Its for a long term. I don't need this amount for 10 years. Low to ...
6
votes
1answer
702 views

How do I divide equity following separation with cohabiting partner?

I have been in a cohabiting relationship for 20 years - we are living in a property that we have lived in for 12 years - we bought the property for £95,000 and the property is now valued at £190,000 ...
2
votes
2answers
51 views

Working for recruiter on W-2 vs. working for client on 1099?

My husband has been offered a job at a large company on the other side of the country. He told them he would commit to a long-term contract of up to two years, but that we did not want to move ...
2
votes
3answers
79 views

About to start being an Independent Contractor - Any advice on estimating taxes?

I am a grad student that is about to pick up 10-15 hours of independent contracting work per week. I work and live in Syracuse. I make $19,000 per year (pre-tax) as a grad student, and will make ...
7
votes
8answers
700 views

Roth vs Traditional Investing assuming same tax bracket in retirement

I've done a little (simplified) math to determine the difference in investing in a Roth account and a Traditional retirement account. I'm assuming that I will be in the same tax bracket in retirement ...
4
votes
1answer
60 views

Additional credit card with different limit on same account?

Does anyone know of a way to get another credit card for an authorized user but with a much lower credit limit? I'd like to use my existing credit card account but I don't really see a way to do ...
4
votes
2answers
127 views

Am I supposed to pay taxes when living outside of the states?

I am a greencard holder and beyond going there for 2 months every 6 months ( up until last year when I applied for an I-131 form ) so far I have never worked in the states nor have I made any money ...
5
votes
1answer
78 views

Roth 401k rollover into Roth IRA: How are earnings handled?

I have a Roth 401k from a prior employer and I want to roll it into a Roth IRA. For simplicity, let's assume there are no pre-tax employer match funds in the 401k, only my after tax contributions and ...
0
votes
1answer
100 views

what's the best option to save money on everyday expenses? [on hold]

It's difficult to manage everyday expenses in this tight economy. How can I discover changes in daily spending habits that will yield the greatest results?
0
votes
0answers
40 views

183 day rule in conjunction with expatriate

I am a US citizen but have lived and worked n Germany for 4 years. From Jan. 2013 - March 2014, I was working on a Project in the US as an expatriate. I have taken some Business trips back to the US ...
3
votes
0answers
33 views

Is there a fincancial product that allows speculation on the GDP?

is there an financial product linked to the GDP of the US (or other countries)? There are plenty of derivatives and certificates whose underlying equity is the Dow Jones, which makes it possible to ...
3
votes
1answer
63 views

Will the market price be definitely lower than 'after hours' number?

I purchased a stock but sadly forget to sell at a very good timing because its quarterly report indicates its benefit below expectation. But the time that report was released is not in the trading ...
0
votes
1answer
12 views

How to resolve imbalances and orphan transactions in Gnucash?

I am a new Gcash user. I Installed Gcash and imported couple statements from my bank. It is all good except that I now have huge imbalances. And I do not know how to handle this. I looked around the ...
0
votes
2answers
39 views

Can I use a loan from a Roth 401K as a return option?

For the sake of this question presume that my Roth 401K is invested in low-risk bonds paying prime rate. Can I take a loan, put the money into a similarly low-risk investment paying the prime rate, ...
2
votes
2answers
104 views

When borrowing from a 401k, is the 401k the source of the funds, or the collateral?

I understand that borrowing from a 401K is not a good idea. But I still want to be familiar with some of the mechanics. If someone takes out a $5,000 401K loan, is the money taken from the 401K ...
3
votes
3answers
135 views

What are some quick test to check whether a company is in healthy financial status

Usually, before deciding to invest in a company, I prefer to to look at 2 figures in their balance sheet Current asset Current liabilities Very often, I assume the company with Current asset > ...
1
vote
2answers
93 views

Does working in finance firms improve a person's finance knowledge?

I would like to know whether it is possible to gain personal finance knowledge if a person works in a good finance firm where he comes across many financial models.
1
vote
3answers
119 views

Need a loan to buy property in India. What are my options?

I have seen a property in India, and I am planning to buy it. The total cost is $105k, out of which I have $30k of my own. The remaining $75k needs to be financed somehow. I can get a loan in India, ...
1
vote
1answer
31 views

How do I calculate the return on my stock _call_ option, similar to my _put_ example?

I'm trying to figure out the effective percentage return when I write ("sell to open") a stock call option. I think I've figured it out for put options. Consider this put example I think XYZ stock ...
0
votes
1answer
106 views

“No taxes to be paid with owning Berkshire”

Take a look at the last couple of minutes of this video of Mohnish Pabrai speaking. http://vimeo.com/89140080 He seems to say that owning Berkshire is a great choice because there are no taxes to be ...
1
vote
2answers
51 views

I own a vacation rental in the US and a tenant from Austria wants to do a International Bank Transfer.

I trust the tenant, she is known to me, but I would need to email her my bank routing and account #s as well as the "swift" numbers provided to me by my bank. It is the emailing of this information ...
1
vote
2answers
35 views

Unable to understand logic behind why there is no exit load on liquid fund

Was reading about the liquid funds and came across this sentence on one of the sites: Considering that liquid funds are ideally suited for investments that may be required to be redeemed at a ...
1
vote
0answers
23 views

What regulations are in place to protect consumer's investments in UK?

I know about FSCS (Financial Services Compensation Scheme), which will cover you in case your broker defaults, but it will only cover up to 50K GBP for investments; not particularly much. What ...
1
vote
2answers
52 views

How to record (accepting and later returning) other peoples' money? What's the correct terminology for that? // GnuCash

How to record (accepting and later returning) other peoples' money in GnuCash? I assume it would not be recorded as income / expense, respectively. Liabilities also seems unlikely. Equities? ...
1
vote
0answers
19 views

Recommended software to scan and OCR documents and receipts on PC [migrated]

I'm trying to keep my receipts and other important documents in digital form (as searchable PDFs). For many years I've been using an old copy of Acrobat CS2 which came with my iMac many moons ago and ...
1
vote
1answer
38 views

Long term capital gains

I held a agricultural land in Gujarat state for 14 years and sold it on 20 th august. As per the law in Gujarat a non farmer can not hold agricultural land so the land status was changed to non ...

15 30 50 per page