0
votes
0answers
7 views

Learn investing as a programmer

How much can a software developer learn about individual investing from being employed developing financial software? A few examples of such software would be the Bloomberg Terminal, charting ...
0
votes
0answers
5 views

Why is NASDAQ:GLBL not available to trade through my broker, 4 trading session later?

NASDAQ:GLBL TerraForm Global has recently went through IPO pricing, on 31st of July. Yet today, 5th of August, it doesn't appear to be available for trading through UK brokers (e.g. IG Markets) Is it ...
0
votes
1answer
8 views

How to journal an expenditure that provided no value

Let's say I buy a logo on a service like Fiverr for $5.50. The logo doesn't meet my needs, but I'm still obligated to pay the graphic artist for services rendered. If the logo had met my needs, I'd ...
2
votes
1answer
13 views

How to decide if I should take my money with me or leave it invested in my home country?

I live in Brazil and next week I'm gonna move to Sweden. I'll stay there for the next two years with a scholarship that covers all my living expenses. I have some money here (in BRL) that I won't need ...
0
votes
1answer
7 views

How is SPAN and Exposure Margin Determined on the NSE?

Recently, I have been reading up a lot on writing options as this is something I am interested in. I came across a span margin calculator which asks me to enter the contract and it automatically ...
0
votes
1answer
45 views

How to fund sabbatical to prepare house for sale?

I own a large home in a recently gentrified and revitalized, very, VERY desirable urban neighborhood in the U.S. I purchased it for $400K 8 years ago, while the neighborhood and the house were not in ...
9
votes
2answers
595 views

What percent of the profit do you get from selling a home with a mortgage?

This is a very simple question, but I've had a hard time finding a simple answer. Suppose Bob has a home that's worth $100k, with a mortgage, with $50k of the principal paid off (so he still owes the ...
0
votes
1answer
39 views

How much share do the venture capitalists want if they invest in our website? [on hold]

I want to start a website.For that I am looking for some venture capitalists.But I have no clarity that how much share do they want in my website.Does anyone know this?Do the venture capitalists want ...
2
votes
1answer
233 views

If I mistake credit card security code a few times online, would the card be disabled?

it's my credit card, but i don't have it with me now and forgot the three digit security code ... In order to use it, i would like to see if i can try guessing the security code online till i get the ...
0
votes
0answers
8 views

Indian Pvt Ltd Company receiving money from a UK Client [on hold]

We are private limited company in India and are going to be doing business with a UK based private limited /partnership company. I have a question regarding receiving payments from this UK company. ...
3
votes
0answers
61 views

Italian mother-in-law died but also had UK Bank account - bank wants UK Probate to move money

My mother-in-law was Italian citizen and lived in Italy (with Italian husband), she died last week. The problem is she also had a UK bank account (which was opened years ago and registered to our UK ...
2
votes
1answer
45 views

What is network marketing? [on hold]

Recently, I have been studying Robert Kiyosaki. He states that one of the best methods to prepare yourself in business is Network Marketing. What is this, and how can I learn it?
18
votes
6answers
6k views

Is it a scam if the person only wants to deposit into my account, not make a withdrawal?

A man in west coast Austria wants to deposit money into my account. I'm in Alabama I had to get a online account. I did that but he says his bank manger needs all this information: DOB ...
3
votes
2answers
43 views

What are institutional investors?

I'm new to the world of finance and I'm wondering if someone could give an explanation of what institutional investors are. Also, I am applying for a job at a company that provides services/software ...
1
vote
1answer
56 views

How much will I get from an early withdrawal from a 401k and Roth 401k with employee contributions after taxes and penalties?

I am planning to buy a house and want to maximize my cash available. In my 401k account, I have a distribution like this: (x+x1 gains)+(y+y1 gains)+(z+z1 gains) where x: 401k, y: roth 401k, z: ...
1
vote
1answer
23 views

Cheapest USD to GBP transfer [on hold]

I have recently returned from a year in the US and have my last month's paycheck sitting in my US bank account (which I have yet to close). I'd like to transfer most of it (say, $4500) into my UK bank ...
8
votes
3answers
528 views

Can value from labor provided to oneself be taxed?

I am considering taking time off from work in order to build a new home in which we would live. It would be my full time job for which no income stream would be generated and would be self financed. ...
4
votes
1answer
324 views

What fiscal scrutiny can be expected from IRS in early retirement?

From Tim Ferriss to Mr. Money Mustache, fueled by contemporary prospects of making riches in technology and real estate, to name a few, one of the most popular subjects in the personal finance ...
1
vote
1answer
17 views

Taxes deducted for NRO account

Are there tax deductions while converting an existing SB a/c to a NRO a/c & also when remitting funds from the NRO a/c?
2
votes
2answers
45 views

How do I calculate yield-to-maturity (YTM) with a simple handheld calculator for semiannual payments?

what is the formula for YTM for semiannual payments using handheld calculator ?? how can i able to calculate yield to maturity for semiannual bond payments with handheld calculator
0
votes
2answers
57 views

Getting loans from Foreign banks

The interest on bank loans is 10% in India. Instead, is it possible to get loans from USA banks to India at 3.3-4% for a project ? Is this what is called hedging or hedge funds ?
3
votes
1answer
122 views

What is a dummy buy?

Trying to understand the basics of buying and selling shares by reading online lit, I just came across this in an online forum: "Two identical buys just went through back-to-back. Anyone tried a big ...
4
votes
4answers
556 views

Buying a building with two flats, can I rent one out and still get a residential mortgage?

I'm looking to buy a house (first time buyer) and I've seen an interesting property that is currently a (empty) retail space on the ground floor, and the above space is a self-contained flat (which is ...
1
vote
1answer
21 views

If bank can give less home loan than PAL offered based on my credibility

I have applied PAL (Pre approved home loan ) for a bank. Bank have approved the amount what I needed. When I confirmed with them, they assured they have check my cibil and credibility before approving ...
1
vote
1answer
13 views

Transfer from NRE account to a local Indian account is it taxable

This may sound like a repeated question yet I would like to be sure on the answer. I am currently working in US. I do occasional transfer from my US account to my Indian NRE account (ICICI Bank) ...
0
votes
1answer
35 views

How do investments on projects work

I am a newbie with loans and investments. I really want to know the difference between loans and investments on a project. I have a solar project for which I am looking for investments. I heard that ...
0
votes
1answer
89 views

Saving when saving is really hard

I read the article of saving, and i like the answer but it miss some points.e.g if i earn 1700 and have a baby on way. I am still living with my in laws as i am new in this country. So in my estimate, ...
1
vote
1answer
122 views

Are traditional IRAs worse than taxable brokerage accounts at high incomes?

Brokerage accounts are seen as relatively tax-inefficient, since you invest with post-tax dollars, and growth is taxed upon realizing gains. The traditional IRA allows you to deduct contributions and ...
5
votes
2answers
182 views

Buying my first car: why financing is cheaper than paying cash here and now?

I'm buying my first car and I'm a bit puzzled. Here you can see price for 2015 Toyota Camry Hybrid XLE (archived). You can see that MSRP is $34,435, but the dealer is making discount of $8,609, so ...
24
votes
7answers
6k views

Why would my job recruiter want me to form an LLC?

What are the benefits of forming an LLC when contracting for a high-paying job? My recruiter is asking me to do some tax things that I don't really understand. He's also a bit of a snake so I am ...
0
votes
0answers
14 views

Is Superannuation fund held in Australia, taxed in India for Australian national residing in India?

If a person is an Australian national, residing in India (OCI) for past 3-4 years. Has a Superannuation Fund in Australia (Equivalent of a PF in India). This Super Fund was created when the person ...
0
votes
1answer
44 views

Last trade is bought? or sold?

Does anyone know if lasttradesize(lasttradeAmount) is bought or sold? I'm using yahoo finance API and it has an attribute of lasttradesize, so Im wondering if it means shares were sold or bought? ...
4
votes
2answers
56 views

Recently quit job to start a limited company, registering as self employed?

I recently quit my job to start a limited company. I don't expect to make any money or pay myself anything for probably at least 4-6 months, so do I need to register myself as self-employed and the ...
1
vote
1answer
26 views

CitiBank or HSBC account in India but use funds in America

I have some money in India that I plan to transfer to an international bank such as Citi or HSBC. Once the money is in the account, can I use those funds in America? Are there any tax liabilities in ...
4
votes
3answers
182 views

Questioning my Realtor

I received an offer on my home but it was 30,000.00 under asking price. I countered back with a price that was 6,000.00 under asking price. The people who placed the offer are only financing 1/2 with ...
-7
votes
2answers
56 views

If our economy crashes, and cash is worthless, should i buy gold or silver [on hold]

If cash is worthless, should i have bought gold or silver when cash was worth something?
2
votes
1answer
25 views

Wash sales and year end tax implications

Say I buy stock X on Monday, sell it on Tuesday for a $200 profit, buy it back on Wednesday, then sell it on Thursday for a $100 loss. The next week, I buy it again on Monday and sell it for another ...
5
votes
1answer
164 views

Is bad for a person's 'financial reputation' to have transactions to lottery sites on his/her bank statement?

I want to buy a UK National Lottery ticket using my debit card but I don't want my bank to hold this against me - I don't want to ruin my credit report. Am I right to worry about this?
1
vote
0answers
26 views

If a citizen of UK is sending money from a US bank to an Indian what is the amount that citizen of UK and India has to pay to the government/bank? [on hold]

The banks of both the countries i.e., India and US took some amount from us and still the bank in India has demanded for more money to complete the money transferring process.How much amount is the ...
1
vote
2answers
55 views

Banking Advice for my new Job

I am moving to UAE for my new job soon from India. This is my first job as well. My Employer asked me to send my Banking Details. So what kind of account should I start, where should I start, and what ...
0
votes
0answers
67 views

What is the tax impact of my my parents in England lending me money to pay for my daughters college? [on hold]

My parents want to lend me money to help pay for my daughter college. how does this impact me in regards to taxes
1
vote
2answers
75 views

How can I pay a credit card bill for a company that doesn't provide an automatic payment service?

Credo Credit Cards do not offer an automatic payment feature is there a way I can automatically pay the monthly statement automatically? I checked mint.com's billpay and they only list credo mobile.
3
votes
2answers
85 views

Are tax-free investments still tax free when taking distributions?

If you read the 'Power of Zero', he talks about putting tax free investments into your traditional IRA. That way, you won't incur any taxes when you take distributions. Maybe I misunderstood what he ...
8
votes
3answers
809 views

Missing opportunity cost of mortgage prepayment

What other opportunity costs of paying off a mortgage early might I be missing? I am in year 2 of a 15 year mortgage at 2.875% with no other consumer debt. I have a 8 month emergency fund, maxing out ...
2
votes
1answer
66 views

Growing Annuity - How do I find the growth rate of a growing annuity?

I need help understanding the solution given for this problem. Some alternate ways to do the problem would be helpful as well. I need to find the growth rate of a growing annuity. Problem: Assume ...
1
vote
2answers
67 views

Do Options take Dividend into account?

Suppose I own a contract with a market lot of 100 shares in company A and company A goes ex-dividend during the validity of the contract. That means, that theoretically the price of company A will ...
1
vote
2answers
56 views

Can I register for VAT to claim back VAT without selling VAT applicable goods? (UK)

I do not sell any goods that are chargeable for VAT. I am not currently registered for VAT. I know that you cannot claim VAT refunds without being registered for VAT, and charging it on applicable ...
1
vote
2answers
61 views

What is the the most profitable way of transferring euro to usd in the states? [duplicate]

What is the the most profitable way of transferring euro to usd in the states. First answer it by bank transfer. I guess there would be a lot of fees. Another way i guess is through bitcoin since it ...
2
votes
0answers
18 views

New super account does not show up on Tax office info

I have an old super with a fund which we will call FOO, I was generally dissatisfied with their performance and service, so when I started a new job, I change to their preferred super-annuation ...
3
votes
3answers
33 views

Will moving shortly before applying for an auto loan have an adverse effect?

I am planning to apply for an auto loan to purchase a car in the next couple months, but checking out the process for prequalification, I noticed that a common question asked is length of time at my ...

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