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3
votes
1answer
75 views

Rural home purchase contingent on Internet access availability?

I'm considering a move to a rural area where there are only two internet service providers. The only information we can get as to the availability and performance is from the home owners who are ...
1
vote
3answers
112 views

Saving money on the electric bill: What are some worthwhile ways to reduce consumption & costs?

What are some worthwhile ways to reduce household electrical power consumption & costs? Here are some of the actions I've taken so far: AC - turned thermostat to uncomfortable level Electric ...
1
vote
2answers
198 views

Are the guaranteed returns of regulated utilities really what they sound like?

In the last few days I've stumbled upon two-year-old editorials like this one and this one stating "as a regulated utility, publicly traded [PG&E] shareholders benefit from a guaranteed 11.35 ...
2
votes
3answers
157 views

What are the pro's and con's of using real time electricity pricing?

I am considering enrolling in the ComEd (Illinois power provider) plan for real time electricity pricing. web site What are the pro's and con's of such plans? I would be really interested in ...
5
votes
4answers
1k views

Better to rent with or without utilities?

By the end of the year, I will be renting a small apartment with one other person and we will be splitting the costs. I am a college student so I've only lived either at home or in dorms. In general, ...
2
votes
2answers
138 views

Hedging against rising oil and gas prices for private households?

Inspired by this article Hedging Against Rising Heating Oil Prices using Heating Oil Futures, I wonder whether hedging against rising oil and gas prices makes sense for private households, too? If so, ...
3
votes
2answers
496 views

I am moving to a new city. How do I plan and prepare - financially - for the move?

I am planning to move to either Maryland, near D.C., or Boston at the end of the school year for work. I have salary quotes for both jobs already, so I can plan around a specific income number and how ...
5
votes
3answers
1k views

How can I get my incompetent utility company to remove late payments on my credit report?

My FICO score dropped 100 points after my incompetent utility company posted false late payments. It had been 780 prior to the late payments. I have a legitimate case but they are so bureaucratic and ...
7
votes
5answers
121 views

How do I budget for heating & cooling?

I'm revisiting my budget and the amount I have slated for electricity was off by roughly 30 dollars or 50 percent. I live in an all electric apartment, no gas or fireplace. Here in Kansas we get cold ...
5
votes
1answer
62 views

Are you better off going with the BIG energy provider in town or a smaller competitor?

I live in Maryland and we have our energy delivered from BGE (Baltimore Gas & Electric). That means they manage and service the power lines and I have no choice in that matter. We do however, ...
5
votes
3answers
836 views

How do “past due” utility bills affect credit rating?

I received a utility bill which is clearly in error. It claims that a previous payment is "past due", when the bill claiming this is dated before the due date on the supposedly past due payment it ...
5
votes
5answers
2k views

Is a fixed-price natural gas or electricity contract likely to save money?

Is a fixed-price natural gas or electricity contract likely to save money? These types of contracts are often marketed to homeowners to save $$ on their utility bills. When would such a contract ...