Tagged Questions
3
votes
1answer
34 views
Can I open two cash ISAs in one year, or for new savings and one for transfer?
This is slightly different to my earlier ISA question, and relates to the current market conditions where best-buy ISAs often have 1 year bonuses, and may not accept transfers in.
Consider the ...
5
votes
1answer
44 views
Are you allowed to start paying into an ISA, transfer, and then pay into the new one?
As I understand it, you are only allowed to pay into a single Cash ISA in a given tax year. What I'm wondering is how that fits with transfers part way through the year?
For example, if I open a new ...
4
votes
1answer
37 views
What is the market rate of non-cash ISA fund administration fee in UK?
A friend of mine suggested a plan that takes a 1% administration fee (from the assets deposited) regardless of the type of investment you make (stock, bond etc.). This sounded quite high from my ...
2
votes
1answer
54 views
Cashing in a Self Selected Stocks & Shares ISA
If I wanted to cash in my ISA today, what taxes would I have to pay and what percentages would they be?
I think that if the value of the ISA is about £10,600, only then would I have to pay capital ...
0
votes
1answer
42 views
UK Stocks & Shares ISA - Annual maintenance charge
I've been thinking about starting a UK Stocks & Shares based ISA. I am planning on using my Banking company to start the ISA with. I understand that they have a 2% annual maintenance charge for ...
6
votes
3answers
945 views
What happens if I make an unintentional over payment into a UK Cash ISA?
I have a UK cash ISA, but have lost track of whether I have transferred all the money that I am allowed to for this tax year. What happens if I try to top up a cash ISA, when I have already used my ...
5
votes
1answer
82 views
Stocks and Shares ISA: What are the options for “near cash equivalents”?
What are the options in terms of 'near cash equivalents' that you can hold in a stocks and shares ISA?
3
votes
1answer
83 views
What are the tax implications of liquidizing an ISA holding? (UK)
In other words, what, if anything, stops honest taxpayers from filling up all of their stock&shares, and money ISAs, removing it from being a tax liability, then liquidizing it immediately?
5
votes
1answer
347 views
Starting an investment portfolio
I am looking to start an investment portfolio with around £1000 of my savings going into the stock market and was wondering how I would go about doing this.
I would like to spread this money across a ...
4
votes
3answers
1k views
UK ISA status after moving to USA: Would the IRS charge tax on my ISA?
If I were to move from the UK to the USA and leave my tax-free savings accounts (ISA's) open in the UK, with the intention to returning to the UK after 2 years, what would the status of said ISA's be ...
4
votes
1answer
804 views
US ISA equivalent for tax exempt investment & savings
In the UK you can put up to 10000GBP per year into an Individual Savings Account (ISA). This account allows you to invest in stock, unit trusts, index funds etc. and all income and capital gains are ...
2
votes
1answer
116 views
Can you consolidate ISAs from multiple places?
I have an ISA with company A, and company B, because they offered good rates at the times I opened the ISAs.
I know it's possible to transfer an ISA, but can you transfer ISAs from multiple different ...
5
votes
1answer
167 views
5
votes
1answer
108 views
Year end for ISAs, is it worth squeezing more in quickly?
I opened an ISA about a month back (only have £110 in it at the moment)
Tax year ends on 5th April, I could afford to put £1000 in my ISA, I would be skint until the next payday at the end of April ...
6
votes
4answers
370 views
How can I find a list of self-select stocks & shares ISA providers?
I am looking for a ISA provider where I can invest in the UK and the US stock market, has anyone got a list with charges and links.
(ISA are only of interest to people that live in the UK)
