For personal finance questions related to travel. General travel questions with little direct relation to personal finance should be asked on travel.stackexchange.com.

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3
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2answers
58 views

Choosing currencies when using credit card on vacation

I use a Canadian Mastercard to pay at restaurants, etc. while on vacation. As a example, I recently made a transaction in Dubai, where after inserting my card and entering my PIN, I was asked about ...
3
votes
0answers
88 views

Is there a country currency, today, that has no coin variant? [closed]

I just received a wallet from China that I ordered and I noticed that there is no practical way to store coins in it. This made me wonder: Is there a currency in which no coins are actively used (so ...
4
votes
1answer
73 views

Should I convert all my money to local currency when I study abroad?

I'm just turning 21 so I really have no experience with currencies and banking systems. This is the first time I travel outside my mother country. I'm accepted in a postgraduate study program and I ...
2
votes
1answer
70 views

Can I file taxes in the state where I own a home even if I don't live there?

I've owned a home in New Jersey for 20 years. I work remotely, from wherever I am. Last year, my family and I traveled around the country for 7 months, and I worked throughout this time. Then we ...
3
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1answer
1k views

Prepaid credit/debit card for a foreigner visiting the US

I live in the US. A friend from Australia will be visiting the US and she does not have a credit card. She would like to have a prepaid credit/debit card in the US, for obvious reasons. You cannot ...
4
votes
1answer
65 views

How can I observe exchange rates?

I need a lot of Euros because I frequently travel to European countries. Therefore, I always have an amount of Euros at home and from time to time I exchange a large amount of Euro. To save some ...
2
votes
1answer
304 views

Credit card chargeback for a travel booking site?

I booked a hotel on Booking.com but the room was not as described on the website. It's for Caesar's Palace in Las Vegas. The resort has different towers with different names and the booking ...
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vote
3answers
1k views

Merchant dispute with airline over missed flight, and which credit cards offer protection?

Weather issues recently caused a flight issue (8 - 12 inches of snow were expected, even though no one knew when it would happen), where the reps at the major flight company didn't know if the flight ...
2
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0answers
37 views

Nonresident Travel Money (Card or Bank Account) Solution with Emergency Cash Feature in Euros?

I'm from the new EU so my country's banks are not that advanced that they can offer me this feature. So this will be a nonresident account for travel money. The solution I am looking for is like ...
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2answers
1k views

I'm living abroad, can I choose to not pay state taxes for that time?

I have a single US employer. I believe they are already withholding my state taxes at this point as I submitted a w-9 with my address being in the US. I would prefer that not to be the case because my ...
4
votes
1answer
98 views

When should currency be exchanged when traveling, if ever?

I have done several methods - but am not sure which is the best: via ATM in the foreign country via bank before leaving via bank after arriving at the airport just use a credit/debit card everywhere ...
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vote
2answers
91 views

If you work from abroad for a week, does that count as a business expense?

I'll be working from abroad (I'm in the US and going to the UK) for about a week. I'll be spending my days 8+ hours working, and spending the nights out. Can I deduct the plane ticket for this trip ...
3
votes
2answers
97 views

How to deal with VAT when traveling from US to Europe?

I am going to be traveling to Europe (Paris, London, and Rome) for the first time. I have only heard of VAT and I am not sure I truly understand it. What do I need to know about it and how do I keep ...
3
votes
1answer
203 views

Can I claim mileage for traveling to a contract position?

I am employed by a tech. contracting company(A) and travel to another business(B), where I work as a contractor (employed by A). I commute everyday to B. Can I claim my travel to B as an expense?
3
votes
2answers
1k views

When is the right time to convert Canadian dollars to Euros during a sabbatical abroad?

I'm planning a one-year sabbatical in Europe, starting in January 2012. I have a year's worth of expenses saved in Canadian dollars. I'll need euros for day-to-day transactions while abroad. What ...
6
votes
1answer
382 views

What is considered a business expense on a business trip?

Scenario: I own my own business (LLC). There is a business-related conference that I wish to attend that requires travel. I assume airfare, cabs, hotel and conference tickets are all obvious ...
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vote
3answers
2k views

How do we share vacation costs between families for lodging and food?

If you are taking a vacation with several other families, some with kids and some without, how do share the costs for lodging and food? In my situation we are renting a house were we will all stay. ...
8
votes
3answers
568 views

Best / cheapest way to exchange USD for foreign currency cash?

I'm considering taking a trip abroad in a few months, and would like to exchange a moderate amount of money (say less than $2,500) into a couple of currencies (probably 60% Euro, 30% GBP, 10% ...
3
votes
3answers
111 views

Is travel insurance only for when we go to outside country by Air or it can be also in within country?

Is travel insurance only for when we go to outside country by Air or it can be also in within country? What is the benefit of Travel Insurance if I'm already having Life and Health Insurance? Is ...
8
votes
5answers
176 views

Hidden costs I should be aware of when booking cruises?

we're about to book our first cruise. One of the reasons we want to do it, is essentially it's a cheap way to go on a nice, relaxing holiday. Doing my research, I know that generally, things such as ...
12
votes
2answers
409 views

What is the most travel-friendly bank and card?

good internet banking, which works on any browser phone banking accounts in multiple currencies (USD and EUR are a must - others would be nice to have) can convert from one currency to another ...
2
votes
3answers
803 views

Is it appropriate to borrow money for a vacation trip?

I've planned to have a vacation, but for some reasons didn't put much money for that and now I see that the only mean to have a trip is to borrow some money for it. Should I do that or this is ...
2
votes
2answers
60 views

Book airfare online or through agent?

What is the historically proved-cheaper method of booking a long distance international flight? I came to know of http://www.yapta.com and for mid may I booked a return from Toronto to New Delhi with ...
4
votes
2answers
112 views

For somebody that travels the same route over and over again, what are some ways to save on airfare?

I am an Indian immigrant currently living in Canada. My family is in India. As part of this arrangement, I need to travel back and forth between Toronto and new Delhi fairly frequently. (~2 times/yr, ...
8
votes
1answer
157 views

Is there a comparison site for foreign money exchange vendors?

Is there a comparison site for foreign money exchange vendors? When I travel internationally, I find that some of the vendors can charge different types of commissions and the rates vary wildly. ...
6
votes
4answers
1k views

Best bank for withdrawing cash when traveling outside the U.S.?

When I travel abroad (outside the US), it can get pricey to transfer money. I usually withdraw cash using my bank's debit card, but they charge a transaction fee and a percentage fee, I believe. For ...
4
votes
1answer
71 views

How to keep an eye on identity theft while away and out of the country?

Greetings, I have been relocated by my company to the US and lived there for a few years. Now I'm back home. Being away I'm suspecting that I'm more susceptible to identity thefts. I'm looking for a ...
8
votes
7answers
489 views

Are airline reward mile credit cards worth it?

I have excellent credit, and pay off my balances in full every month. I also do a lot of international traveling (5 to 6 times a year) but always fly different airlines (I look for the best value). ...
2
votes
1answer
590 views

Is sales tax charged on checked baggage fees?

When I buy airplane tickets online, I pay for associated taxes at the same time. But if I have luggage to check, that's a separate cost that gets added when I check in. Should I expect to pay ...
19
votes
10answers
400 views

Are there any Credit cards with no foreign transaction fee for international travel?

Are there any Credit cards with no foreign transaction fee for international travel, and a good exchange rate?
5
votes
3answers
3k views

Travelled to New York State & bought something. Can I get sales tax refund back?

I drove to Buffalo, NY over the weekend with some friends, and I bought myself a shiny new Apple iPad. I had to pay New York State sales tax at the Apple Store, as well as declare my iPad purchase at ...
5
votes
3answers
110 views

How can you be sure you're getting the best prices on airfare and hotels from travel websites?

I know people don't use travel agencies anymore as there are so many do it yourself websites available, but with everyone touting themselves as "discount", how can you be sure you're getting the best ...
8
votes
1answer
365 views

Trip Interruption insurance vs. Trip Cancellation insurance: what's the difference?

My credit card says they offer trip interruption insurance as a benefit. But I was only familiar with trip cancellation insurance. Are these the same or different?
6
votes
2answers
258 views

Are travel point / reward credit cards worth the hassle and cost?

Are travel point / reward credit cards worth the hassle and cost? Many such cards have fees, and when you try to book there are often restrictions. What has your experience been with these types of ...