The tag has no usage guidance.

learn more… | top users | synonyms

0
votes
0answers
16 views

Immigrants sending money back [on hold]

When some part of a family in a poor country migrates to a rich country, the ones who migrated often send money back to those who didn't. I just heard that they on average pay 8.4% of that money just ...
15
votes
7answers
4k views

Why don't banks allow more control over credit/debit card charges?

Why don't most banks have a system where, when you charge something on your credit or debit card, you then have to log into the bank and approve the transfer of funds? Alternatively, why don't they ...
-1
votes
0answers
12 views

How to automatically deduct the BIC from the IBAN? [on hold]

is there an automated way to get the BIC from the IBAN ? Like this page does: http://www.iban.fr/calcul-de-la-cle-rib.html
3
votes
1answer
151 views

What does each of these fee terms mean?

I am thinking about applying for my first credit card, but I do not understand the meanings of the various transaction fees. There are several items listed as transaction fees: Balance Transfer ...
0
votes
0answers
82 views

End of financial year: closing transactions

What book-keeping practice is best to keep each year's transactions balanced within that year? This question seeks specifically an answer that benefits from the consensus of the accumulated wisdom of ...
0
votes
0answers
28 views

Order Book - What happens when Limit Buy Order higher than lowest Ask? [duplicate]

Suppose we have a sample order book like below ASK $100.5 200 ASK $100 100 ASK $99 100 BID $98.5 200 BID $95 500 BID $90 100 Now suppose a Limit order to BUY comes in at $99.5 for 100 ...
1
vote
1answer
35 views

Can I find the duration of a SEPA “Lastschrift” permit I signed?

If you need the background, you can read my other question. But I'm interested in answers to this one independently of the situation described there. I allowed somebody to perform "Lastschrift" ...
1
vote
0answers
19 views

How can I find out the reason for a rejected SEPA “Lastschrift”?

I signed up for a service which is paid monthly, with a contract which went for one year and then auto-updates for another year if not canceled. The payment is done via SEPA Lastschrift (both I and ...
0
votes
1answer
368 views

What are “PIN-less” transactions, when are they possible, and how do I make sure my transaction is PIN-less?

Rewards checking accounts typically require 10-12 monthly transactions to earn decent interest. Often I see that they require these transactions to be "PIN-less". I neither understand exactly what ...
3
votes
1answer
106 views

Is it possible to be subject to cash withdrawal even if you don't use ATM?

Some companies offer using credit card for paying rent for an extra fee, or some other big-charge transactions that you might traditionally be required to pay for through ACH, a personal check and/or ...
-1
votes
1answer
78 views

How can I simplify my interactions with my online brokerage for buy, selling, and rebalancing mutual funds?

Whenever I want to buy or sell mutual funds, it ends up being a multiple day process for me. For example buying mutual funds: Visit my brokerage account and have them transfer the funds in from my ...
1
vote
0answers
53 views

Shares traded and Volume Confusion

I don't understand something about an insider transaction report. According to this report an insider sold 40000 shares on 2003/12/24. But when I look at publicly available volume data for that ...
1
vote
1answer
610 views

What is KIRCHSTRASSE on my statement bill?

I'm from the UK, I've been in Spain for few days and I've checked my bank statement recently, and I'm have the following transaction which I can't recognise: 4 Sep 2014 POS 0158 02SEP14 , ...
0
votes
1answer
109 views

What happens to the share of A company that I own which has been bought by B company?

Will my shares be changed to shares of B company or will I be paid an amount of the share before the transaction with some additional amount based on transaction?
0
votes
1answer
275 views

How do I receive payment from the USA to my current account in India

I am setting up a small time company that renders online marketing solutions to USA clients. In this line of business, most Indian companies project themselves as US companies and they have a US bank ...
2
votes
1answer
200 views

Facebook application income (India)

I am currently working software engineer in India. Except for salary income. I get income from my facebook app which is very basic amount. For that I use paypal to transfer money to my bank account. ...
3
votes
1answer
209 views

What is the value in using the “split transaction” feature present in some personal finance management tools?

Why is the ability to have a split transaction (e.g. one transaction, but categorized into two or more parts) beneficial to personal finance management software? What are the most typical use-cases ...
-1
votes
1answer
417 views

Who is the counterparty when buying shares through a broker

If I buy shares of a company through a broker, who is my counter-party? The company or the broker? i.e Do I face counter-party risk twice over(if company goes bankrupt and also if broker goes ...
4
votes
1answer
158 views

What is the process through which a cash stock transaction clears?

When selling stocks through a "cash" account through a brokerage, it takes about 3-4 days for the amount to clear and be available for reinvestment. I'm assuming the is a process through which the ...
3
votes
2answers
4k views

do/can credit card companies track individual items purchased and their details?

They track categories How do credit card companies track your purchase categories?, and these are well established, but do they also track the item by UPC or some other convention, the quantity, the ...
3
votes
2answers
2k views

What is the average value of a credit card or debit card transaction?

There are a plethora of statistics regarding credit card usage but what I can't seem to find is the the value of the average credit card (or debit card) transaction. Are such statistics provided by ...
1
vote
0answers
47 views

Best software to import finances [duplicate]

Possible Duplicate: What are the best software tools for personal finance? I'm looking for a tool to manage my personal finances with. I've got various loans, credit cards, a few ...
3
votes
2answers
203 views

Bank changes exchange rate of transaction

I will use hypothetical numbers, just for examples. I have account in my bank in euros (EUR). I buy something online and pay for it with dollars (USD). Lets pretend exchange rate is 1 USD = 0.5 EUR. ...
1
vote
3answers
483 views

Canadian personal finance software with ability to export historical credit card transactions?

I am looking for a personal finance software that lists all your credit card transactions. I was looking at mint Canada and it has what I want (lists all your credit card transactions and assigns the ...
6
votes
3answers
926 views

When bookkeeping, which transaction date should I use from my bank statement?

When reconciling my bookkeeping with my bank statement, should I use the date the transaction occurred or the date the bank processed the transaction? Also, which date should I use when transferring ...
1
vote
1answer
817 views

How do you reject (dispute) a credit card debit transaction in India?

Have you ever been able to successfully reject (dispute) a transaction on your Indian credit card on the grounds that you did not authorize it? (results in a charge back to the merchant). How do you ...
8
votes
2answers
2k views

Why does a no-load fund have transaction fees? Isn't that a contradiction?

According to Scottrade's website, the T. Rowe Price Retirement funds are "No-load" but at the same time "Transaction fees apply". I thought the whole idea of No-load funds was not having any ...
9
votes
3answers
7k views

How do people/companies buy/sell very large amounts of stock?

I use Sharebuilder for buying and selling stock. Since I'm still only starting out, I don't have a lot in there (no more than a couple thousand), and my purchases have never been for more than a ...
3
votes
4answers
334 views

I'm 13. Can I buy supplies at a pet store without a parent/adult present?

can i (a 13 yr old) buy SUPPLIES for a cat by myself with no parent there ? or do i have to bring my older sister (an 18 yr old) with me to get them ? or do my parents have to go with me ?