The terminology tag has no wiki summary.
8
votes
2answers
69 views
Is there a term that better describes a compound annual growth rate (CAGR) when it is negative?
When calculating rates of return for an investment or portfolio over time, whether to report or compare performance, one frequently calculates the Compound Annual Growth Rate (CAGR).
I've got a ...
1
vote
3answers
67 views
What does the term “match the market” mean?
What's the difference betweeng "matching" the market and "beating" the market?
6
votes
1answer
154 views
“Out of Pocket Maximum” and health insurance plan terminology & calculation?
I'm trying to understand the terminology on my health plan. I've read numerous websites, which have only confused me more, as they fail to use examples (more than one should be required) for people ...
0
votes
3answers
61 views
What is a term for a company bank account that has been set up for non-business related expenses?
I'm looking for a financial term that describes a bank account that's been set up by a company for non-business related expenses; travel, hotels, food, etc. Sort of like petty cash, but it could be ...
1
vote
1answer
44 views
How would I categorise a personal account?
As a hobby project I'm writing a fairly simple open-source accounting package. It's aimed at individuals so you could argue I shouldn't bother with the more full-on accounting principles (like ...
1
vote
1answer
51 views
Debit/Credit confusion
For an asset account, I've learned that debit increases the balance. This makes perfect sense.
So that it's straightforward to calculate net worth, it would make sense that when I buy something on a ...
0
votes
1answer
34 views
Terminology: What are the labels associated with a share called?
When I look up share information, e.g. here, I get at least three pieces of information:
The share price (e.g. $681.79)
The company name associated with the share (e.g. Google Inc)
The shorthand ...
0
votes
1answer
187 views
Account that is debited and account that is credited
As a non-English-native person, I somehow find it difficult to understand the following: When an account is said to be debited, what does this mean? How does this differ from an account that is ...
5
votes
1answer
333 views
What does paying by invoice mean?
I was trying to buy a book from Springer in the Yellow Sale 2012. I chose to pay by invoice, without knowing what it means!?!
Further, if it matters -- I filled in: Billing address, Shipping address ...
0
votes
2answers
48 views
Why is a “long put” called long if you have a higher net position if the price decreases?
From Wikipedia:
to be long in a security, means the holder of the position owns the security and will profit if the price of the security goes up
The Payoff/Profit diagram shows that you earn ...
3
votes
1answer
131 views
How do hedge funds work?
I understand the basic idea of hedging - buying contracts on something today hoping it will help flatten costs over the long run (eg what Southwest did in the late 90s and early 00s when they bought ...
2
votes
1answer
121 views
When Employees are “Granted” Stock Options, is the Company encouraging Long-Term investments from them?
I'm not exactly sure I understand the "why" behind a Company reasoning for offering "options" to their employees to invest in itself.
I've found it is very unlikely of the employees to exercise for a ...
1
vote
1answer
123 views
What does “parity” mean with regards to student loans?
I read in a newspaper that interest on part-time student loans was made the same as a full time student's loan in order to
"achieve parity between part-time and full-time student loan programs"
...
2
votes
1answer
108 views
What does the term “Boardroom poker” mean?
It seems to crop up occasionally, see for example this Wellington Fund blog post that uses the phrase:
It is not time for high-stakes Boardroom poker, but that’s exactly
what happened at ...
2
votes
1answer
66 views
Difference between clearing a check and hold on funds
Quick question on banking terminology:
Can a check deposited in a U.S. bank clear, but still have the funds be subject to a hold?
Or are clearing and not having a hold the same thing?
3
votes
2answers
1k views
What does “this trade was unsolicited” mean on a brokerage confirmation?
I sold some stock in my IRA brokerage account with Vanguard. Everything seems to have gone through fine, but the confirmation states in all caps that "this trade was unsolicited."
I'm just curious ...
5
votes
3answers
212 views
What do these options trading terms mean?
I'm trying to learn about options and when I log into my bank's online trading site I see the following selections in the menu.
Can anyone explain what each of them mean and how they're different ...
4
votes
2answers
2k views
What is the difference between a fund manager and a portfolio manager?
What is the difference between: a fund manager, a portfolio manager and a trader?
7
votes
4answers
229 views
What is a subsidy?
I hear the words 'subsidy' and 'subsidize' sometimes. I've looked around for an answer as to what a subsidy is, but all I can find is convoluted finance jargon that means nothing to me (an average 16 ...
7
votes
2answers
202 views
What is the difference between a 'trader' and a 'stockbroker'?
Are the two terms referring to the same person?
4
votes
3answers
225 views
What is an “International Equity”?
I'm an investment newbie, and I'm trying to understand the terminology.
On the website for a certain investment firm, the main types of assets are:
Large Cap Equity
Small Cap Equity
International ...
2
votes
3answers
338 views
Discussing stock and stock index movement: clarifying percentage vs. points?
I'm trying to understand more about financial terminology used in news reports, but I'm having a hard time understanding what is meant when someone says the following:
"NASDAQ was down X points today ...
4
votes
1answer
106 views
3
votes
2answers
271 views
Interactive Brokers: IOPTS and list of structured products
As below, Interactive Brokers lets me trade "IOPTS". What are these?
They also let me trade "Structured Products". I know what these are,
and even know what an ISIN is ...
3
votes
1answer
474 views
Money owed to credit cards called “positive balances” or “negative balances”?
Q1) If my Visa credit card has a zero balance and then I charge something on the Visa, do I now have a "positive balance" or a "negative balance"?
Q2) Same question for a utility account like a ...
4
votes
3answers
490 views
Is installment the same thing as amortization?
Trying to make sense of the difference between installment and amortization. They seem to be used interchangeably in some places but to me it seems like amortization should be amount that you pay off ...
1
vote
2answers
117 views
What is the name of inverse of synergy? (finance)
I there:
i want to know what is the name / buzzterm (if any) where i have a process and it produce two incomes (monetary or not), for example if i sell a t-shirt with a slogan that say "save the ...
3
votes
2answers
203 views
Understanding details for certificate of deposit: Explain the features of this CD?
Came across a "HARRIS N.A. IL" CD today (you can find the details here), and I'm strugging to understand the details. Here's what's listed:
CUSIP: DSA991209
Pay Frequency: SEMIANNUAL
Coupon: ...
