The target-date-fund tag has no wiki summary.
3
votes
1answer
134 views
Do transaction fees for investing in funds offset the benefit of a low expense ratio?
When looking for low expense-ratio funds (specifically Target Date funds), they all seem to be one of two options:
No transaction fees and high expense ratio (Example: AREVX $0 transaction, %.98 ...
7
votes
3answers
185 views
Should I fund retirement with a static asset allocation or an age based glide path?
It seems a lot of people recommend lifecycle funds. They're even an allowed default investment for 401ks now. But given how little I trust Wall Street, I'm curious if there's any quality academic ...
12
votes
3answers
142 views
Do I need to own all the funds my target-date funds owns to mimic it?
I just calculated out that investing my Roth IRA in a Lifecycle fund will cost me about $65k more than investing directly in the underlying funds, effectively doubling the expense ratio. And the funds ...
4
votes
2answers
121 views
How to fully utilize my Fidelity IRA account?
Both my wife and I have Fidelity IRA accounts, but I've never fully utilized it. I'd like to seed this account throughout the year, but I have questions:
How much money can I put in per year? What ...
3
votes
5answers
329 views
Are age-related funds a good idea (Fidelity Freedom, T Rowe Price retirement etc.)
Just curious what the consenus is on just dumping 100% of your 401k into one of the age related mutual funds.
My 401k is through Fidelity and they have "FreedomFunds" which retirement dates.
So I ...
