For questions relating to beginning investing. It should normally be used with other tags to clarify the area that it relates to.

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34
votes
7answers
4k views

Ethics and investment

I am a young man who has recently reached a point of financial stability. I'm starting to think about long-term plans which may one day buy a home, or provide for myself in old age. This raises the ...
-2
votes
0answers
41 views

Get investment basic [duplicate]

What are "classic" tutorial in investment at all and investment in Stock Exchange in detail. I would like to get general understanding of all these things.
5
votes
3answers
826 views

Best way to invest as a 22 year old with not very much money but no debt

Here's my situation. Not sure if this question has been asked, I think my situation is pretty unique. I am a 22 year old college student living in Tennessee, about to graduate soon with my Bachelor ...
3
votes
3answers
598 views

Best starting options to invest for retirement without a 401k

I'm trying to avoid asking a duplicate question, but I feel my situation is more specific than general beginner's saving or investing. I am a university student with a part time job that does not ...
5
votes
3answers
247 views

What happens if my order exceeds the bid or ask sizes?

What will happen if my order exceeds the bid or ask size? For example, if the bid or ask is 100 shares, but I want to buy 100,000 shares, is it possible to do so?
0
votes
1answer
298 views

Learn investing as a programmer

How much can a software developer learn about individual investing from being employed developing financial software? A few examples of such software would be the Bloomberg Terminal, charting ...
3
votes
2answers
152 views

Start Investing - France

I live in France and I am 20. I am in my 3rd year of computer science degree. Not working regularly yet ! I would like to start investing my savings into something profitale. I currently have a LDD, ...
2
votes
2answers
596 views

How to start investing/thinking about money as a young person?

I have about 10k GBP in my bank, and I know for most of you that is not a huge amount. However, I will finish university soon and I would like to have in the back of my mind about how to start ...
3
votes
2answers
104 views

How should I invest my money as a young graduate in Europe?

This is related to this question, but that question's answers are 95% tailored for residents of the US, basically recommending to full out the 401k retirement plan and this and that about stock market ...
0
votes
1answer
205 views

Traditional firms vs. Computer managed firms for investing

What are the short term (3-5 years) and long term (5-15years) advantages/disadvantages traditional vs. Computer managed investment firm.
1
vote
2answers
119 views

Real Estate: Please review my recent investment (with numbers from recent purchase)

I recently bought a brand new home as a rental property in Syracuse, NY: Price: $200,000 Down payment: $40,000 (20%) Monthly payment: $1,500-1,600 a month (~$800 mortgage + ~$700 for taxes) Price ...
4
votes
3answers
302 views

What is the best use of this cash, investment or payoff bills?

I am 57, will retire in 10 yrs. I have about $7000 from a matured CD. My 'portfolio' consists of a 401b with my job, no matching funds, worth about 25,000. My house will be paid off in 8 yrs. I have ...
1
vote
2answers
83 views

Plan/education for someone desiring to achieve financial independence primarily through investing? [closed]

I just turned 20 and live in the U.S. I haven't started any career, and I haven't graduated with an associates like some of my friends. I'm at a crossroads and I don't quite know what to do. I want ...
0
votes
1answer
117 views

College student lacking investment experience: How to begin investing money? [closed]

I am right now a college student with very little experience investing. I have a little bit of money now that I am looking to invest to increase it. how should I go about this? I have access to stock ...
4
votes
2answers
146 views

What do I do with my extra money in grad school?

I am privileged to have started grad school debt-free and am now earning money as part of the program. I have saved enough money to cover my expenses for a month and a half in a fairly ...
3
votes
3answers
108 views

What purchases, not counting real estate, will help me increase my cash flow?

I've read several books that recommend making purchases that increase your cash flow. Most point to real estate as the way to go, however this requires a big commitment and some working capital. Is ...
18
votes
5answers
3k views

Oversimplify it for me: the correct order of investing

I have been reading the top posts here, and the recommendations for what to invest in are often similar. What I'd like to know, in as simply of terms as possible, is what the consensus is on priority ...
6
votes
6answers
517 views

23 and on my own, what should I be doing?

So I graduated in May with a Computer Engineering degree and started work in September at a major bank located in Jersey City and moved in with a couple of college friends in an apartment in Astoria, ...
1
vote
1answer
58 views

What is the best way to invest in US stocks from India?

Being an Indian citizen, I would like to trade in US stock markets (i.e. in NASDAQ and NYSE) Is that possible?
2
votes
1answer
184 views

What to invest in with low capital?

I am a recent college graduate, and have a stable job now. I do not waste my money on useless things, so now I have a decent amount saved up (around $50,000). I noticed that my money is just being ...
2
votes
2answers
143 views

Good habits pertaining to personal finance for someone just getting started?

I'm in college right now. I'm in my 20s and will graduate next year. I haven't invested in any funds/stocks or anything of that sort. I am not working currently (part time or full time) — well, ...
0
votes
1answer
55 views

Buy and sell stock at specific earnings

I have been invested in a telecom stock for the past year. I buy the stock at ~$5.00 and sell the stock at ~$5.15. I'm roughly on a bi-weekly rotation - sometimes shorter depending on how the ...
13
votes
4answers
2k views

Book or web site resources for an absolute beginner to learn about stocks and investing?

I'm completely new to the world of investing and stocks. Knowing that I shouldn't invest or buy stocks until I know it well enough, I was wondering which cheap or affordable resources would be the ...
0
votes
2answers
194 views

Short Term investments without interest

I am new to investing, and am looking for what is the best way to invest. Due to religious reasons I do not want to make money by interest. Are there any other ways to get a decent amount of earnings ...
0
votes
0answers
34 views

Calculating return from an equity investment

I'm looking at supporting a company who is raising funding through a website by selling equity. The company is offering 2% equity at £1,000,000 which puts its value at £50,000,000. If I buy £1,000 ...
13
votes
5answers
2k views

Why might a robo-advisor service like Betterment be preferable to just buying a single well-performing index fund like SPY?

Edit: I think it would be beneficial for any answers to include whether the answerer uses a diversified portfolio or not in their own finances, and whether they have any affiliation with Betterment or ...
8
votes
4answers
551 views

Why are some funds only recommended for investors starting out?

I am 23 years old and have been in industry for a couple years and my savings have grown to an amount whereby GIC's are no longer good enough. Since I bank with TD Canada Trust, there seems to be a ...
16
votes
5answers
5k views

How exactly does dealing in stock make me money?

Soon I will be coming into a bit of extra money. Rather than simply sticking it in a savings account I would like to make my money work for me and getting into stock seems to be a good way to do that. ...
6
votes
2answers
915 views

18 year old making $60k a year; how should I invest? Traditional or Roth IRA?

I've had a lot of questions regarding personal finance, and I figured this would be the best place to get some good answers. To start, I made over $60,000 in 2013 and just over $44,000 in 2012. I make ...
-1
votes
1answer
278 views

Asset Allocation and Timing with a Cash Windfall in Q1 2015

Alright so I'm 30 years old. I'm sitting on cash to invest for the long haul. It's decision time. Here is what I have learned from my research over the last few months: Proper asset allocation ...
2
votes
1answer
374 views

If I can invest $100 a month, is it better to choose Vanguard S&P 500 ETF or Betterment

If I can invest $100 a month, is it better to choose Vanguard S&P 500 ETF or Betterment? I can put down a max initial investment of $1000, and may pull out the investments when the market looks ...
1
vote
1answer
88 views

How poor an idea is it to transfer out of an ISA before the interest is paid?

I currently have a Barclays issue 1 ISA, with around £8000 in it. I opened it in August 2014, and it pays 1.29% AER/1.28% tax free pa. At the time of opening it, I hadn't researched investments and ...
0
votes
1answer
38 views

What does the divided income number signify?

This mutual fund has a distribution at the end of every month. For example, the income dividend for October 2014 was 0.0301. Assuming I hold $x worth of units in this fund, what would my ...
-1
votes
2answers
145 views

First time homebuyer/investor: How to best allocate money towards paying off mortgage?

I am 23 with no debt and planning on purchasing a house. I've been running through many hypotheticals and decided to post an example to see what others think since this is a significant decision. I ...
167
votes
12answers
27k views

Best way to start investing, for a young person just starting their career?

I am young, just started my career, and looking to begin investing so I can make my money work for me. I'm still living like I did in college (occasional purchase on myself, but most of it goes into ...
1
vote
1answer
80 views

How to determine mortgage or rent payment

I used to know a formula for determining P. I. T. I. (principal, interest, taxes, insurance) payments being $(interest rate x 100) for every $1000 of home value. Does this still apply as the best way ...
2
votes
1answer
246 views

Starting non-retirement investment account

I would like to start investing in a non-retirement account. I have: A 401k through my employer I'm contributing to with Vanguard A 529 for my two daughters, three and five, I'm contributing to with ...
16
votes
7answers
1k views

Investing small amounts at regular intervals while minimizing fees?

My daughter is about to turn one year old and I'd like to start some sort of investment account for her. The purpose would be to invest her birthday and gift money into the stock market each year. I'd ...
18
votes
12answers
1k views

What should I be aware of as a young investor?

I'm 19 years old and am keen on investing in blue-chip companies. What should I take note of?
1
vote
1answer
122 views

What retirement plans/options should i pick for a relatively unstable career path?

Precursor: I work in the software industry and as such, I'm pretty subjected to the massive instability: possibly no demand, and also i don't expect to be able to keep up with the technology when i'm ...
8
votes
3answers
1k views

Ways to invest my saved money in Germany in a halal way?

I will be graduating soon from university with a masters degree in computer science. I will get a good salary when I start working and I will save about 1000 euros each month. However I'm looking for ...
12
votes
4answers
3k views

How can I determine if my rate of return is “good” for the market I am in?

I am considering a small investment to get started with. What percent rate of return is considered to be good return on investments made in a stock market? I read somewhere that 25-30% is considered ...
1
vote
2answers
140 views

For Non US resident is it better to invest in a start up as a individual or as a company?

What are the tax implications of investing as a company versus as an individual for foreigners (Non US resident)in the US? Which would be better for a foreigner (NON US Citizen) to invest as.
7
votes
10answers
2k views

Ideal investments for a recent college grad with very high risk tolerance?

I recently graduated college and got a steady job making decent money as a software engineer/programmer. I make more than enough money to sustain myself and save up money, while still having money ...
3
votes
2answers
583 views

Investing in third world countries

I am working for an engineering company that allows me to travel to different third world countries. I am quite certain their are plenty of investment opportunities such as in restaurant, chains, real ...
5
votes
4answers
580 views

For young (lower-mid class) investors what percentage should be in individual stocks?

For relatively speaking young, middle / lower middle-class investors, what percentage of our investments should be individual stocks? I've done an excellent job keeping my credit outstanding and my ...
1
vote
3answers
128 views

How do you figure out your investment objectives?

According to What is the best way to learn investing techniques?, you start investing by figuring out your investment objectives. What does this mean and how do you do it? Is it trying to figure out ...
3
votes
3answers
1k views

I just made $50K from selling my house. How should I invest the proceeds?

I just made $50K from selling my house. I need some advice because I'm terribly bad at managing money and I'd like to invest a bit. My bank is harassing me – they want to sell me their product ...
-1
votes
2answers
88 views

Settling before T+3?

If I am using an online broker, Merrill Edge, is it possible for my transaction to settle before the third day? I am confused on the settlement process, in theory, couldn't I settle the funds ...
3
votes
3answers
316 views

I want to invest in Gold. Where do I go and buy it?

I would like to invest in some Gold. The current rate of Gold is Rs 27,800/- per 10 grams. Some banks like HDFC offer gold but at a much higher inflated price of Rs 29,084/- Some of my questions ...