8
votes
10answers
2k views

Ideal investments for a recent college grad with very high risk tolerance?

I recently graduated college and got a steady job making decent money as a software engineer/programmer. I make more than enough money to sustain myself and save up money, while still having money ...
4
votes
4answers
343 views

For young (lower-mid class) investors what percentage should be in individual stocks?

For relatively speaking young, middle / lower middle-class investors, what percentage of our investments should be individual stocks? I've done an excellent job keeping my credit outstanding and my ...
2
votes
1answer
68 views

Can I withdraw unsettled funds?

I recently made a purchase of stock and made a good gain on it. However, i need the funds to make a purchase ASAP. Is it possible to withdraw the money from my cash-only brokerage account into my ...
-1
votes
2answers
69 views

Settling before T+3?

If I am using an online broker, Merrill Edge, is it possible for my transaction to settle before the third day? I am confused on the settlement process, in theory, couldn't I settle the funds ...
2
votes
1answer
531 views

Tax ID for an international student investing in U.S stocks

I am an international student studying at Villanova University in Philadelphia, PA. I am very interested in trying my luck at the U.S stock market. However, I do not work on campus and so do not have ...
3
votes
1answer
119 views

What are stock indexed funds and how do they lower taxes?

I have read the Wikipedia page but I still don't get the concept. Who maintains the "index of a specific financial market"? For example, one index fund could invest in companies in the S&P 500, ...
4
votes
1answer
264 views

Why might it be a bad idea to invest 100% of your 401(k) into a stock index fund?

Background: I'm a young 20-something, I won't be retiring for 40+ years, and the expense ratios for the funds offered in my company's 401(k) plan mostly suck. I understand that one of the reasons an ...
3
votes
2answers
138 views

Are there any benefits to investing with a group of friends vs. by myself?

Total newbie here... Are there any benefits to setting up an investment group/club between myself and three other friends, as opposed to doing it by myself? I am only talking small amounts, say $25 ...
11
votes
3answers
1k views

How can I determine if my rate of return is “good” for the market I am in?

I am considering a small investment to get started with. What percent rate of return is considered to be good return on investments made in a stock market? I read somewhere that 25-30% is considered ...
19
votes
4answers
1k views

How do I invest and buy/sell stocks? What does “use a broker” mean?

This is an embarrassingly basic question. I'm a college student and know very, very little about the world of investing and purchasing stocks. I realize that some Googling could find me the answer ...
1
vote
1answer
99 views

Any diagramming techniques to help diversify/rebalance a portfolio of investments?

I was thinking about how to diversify a portfolio of investments and started scribbling a few diagrams down. I want to plan a diversified portfolio of stocks/investments so there maybe either a 50/50 ...
3
votes
1answer
223 views

Can you please explain what the information in this stock quote means?

I'm trying to understand shares as of "now", so I know more or less nothing about them. I have discovered this website: http://www.google.com/finance?q=microsoft I entered in microsoft and it comes ...
11
votes
4answers
2k views

Book or web site resources for an absolute beginner to learn about stocks and investing?

I'm completely new to the world of investing and stocks. Knowing that I shouldn't invest or buy stocks until I know it well enough, I was wondering which cheap or affordable resources would be the ...
6
votes
1answer
290 views

What is my next step with investing, given a signing bonus of restricted stock units?

So, here's my status: I have never owned stock or investments of any kind, and currently have only a checking and savings account to my name, with a small amount of stock. I'm receiving a signing ...
14
votes
7answers
2k views

Is it wise to invest money in the stock market?

My uncle wants me to invest money in buying shares. I would like to ask these questions to my fellow users: Is it wise to invest money in the stock market? Is there any age limit to start into stock ...