For questions relating to beginning investing. It should normally be used with other tags to clarify the area that it relates to.
3
votes
1answer
38 views
Can I invest in the housing market via the stock exchange?
Buying houses is expensive these days, and interest on mortgages is extortionate. Do investments via the stock market exist where you can invest in the housing market? Maybe shares in real ...
3
votes
1answer
91 views
Why might it be a bad idea to invest 100% of your 401(k) into a stock index fund?
Background: I'm a young 20-something, I won't be retiring for 40+ years, and the expense ratios for the funds offered in my company's 401(k) plan mostly suck.
I understand that one of the reasons an ...
3
votes
1answer
66 views
Are there any benefits to investing with a group of friends vs. by myself?
Total newbie here...
Are there any benefits to setting up an investment group/club between myself and three other friends, as opposed to doing it by myself?
I am only talking small amounts, say $25 ...
1
vote
1answer
86 views
How should somebody just starting their career begin investing for short-term goals? [India]
I am young, just started my career, and looking to begin investing so I can make my money work for me. I know there are two types of investments: short term and long term.
Could anyone provide some ...
1
vote
2answers
120 views
Investments other than CDs?
I have quite a lot of cash on hand, but I'm discouraged that I haven't been able to make my money work for me.
I have no debt and live well within my means.
I have an emergency fund in a savings ...
6
votes
1answer
129 views
Starting off as an investor
For 2 years I am alternating between 4 months of work and 4 months of school, so for the first time in my life, I have a lot more money than I need. I will be graduating in 15 months and am looking ...
2
votes
3answers
273 views
First time investor and online brokerage accounts
I have some extra money which I would like to start investing. I am a first time investor so I know very little about personal investing. I have about 1000 dollars to invest. I want to use an online ...
5
votes
3answers
262 views
Investment time horizon: When is it acceptable to withdraw money from investments?
I have received a windfall of 300K dollars. I am 23, have no debt, college educated. I want to have a mini retirement when I am ~40 years old. I plan on managing a diversified portfolio of index ...
8
votes
5answers
163 views
Understanding the phrase “afford to lose” better
The phrase, "Only invest what you can afford to lose", when put in quotes, generates 167,000 Google hits and seems to me like one of the hoariest maxims in investing. But what does it mean?
...
11
votes
3answers
363 views
How can I determine if my rate of return is “good” for the market I am in?
I am considering a small investment to get started with. What percent rate of return is considered to be good return on investments made in a stock market?
I read somewhere that 25-30% is considered ...
2
votes
1answer
68 views
Comparing Treasury Inlation Protected Securities (TIPS) vs Certificates of Deposit
I was wondering what the pros and cons are of choosing one versus the other. There are TIPS that seem to have a better yield than CDs and would therefore make for better places to park savings.
8
votes
3answers
126 views
Are there things I can be doing while waiting for an investment to mature?
I'm not going to be a day trader and I don't have enough time to be an active trader in the sense that I will not be making several trades a month. Instead I'm more of a buy and hold investor. I find ...
8
votes
9answers
2k views
New to investing — I have $20,000 cash saved, what should I do with it?
maybe someone can lend some advice.
Background: I'm 28, married, and expecting my first child.
Our short(ish)-term financial goal is to continue saving for a home.
I'm wondering if I should take ...
0
votes
0answers
35 views
Creating a “private” mutual fund / stock purchase program [duplicate]
Possible Duplicate:
Legal documents required for managing an investment portfolio among friends?
After looking here, I am wondering how I would create a mutual fund for myself and others ...
14
votes
4answers
530 views
How do I invest and buy/sell stocks? What does “use a broker” mean?
This is an embarrassingly basic question. I'm a college student and know very, very little about the world of investing and purchasing stocks. I realize that some Googling could find me the answer ...
1
vote
1answer
84 views
Any diagramming techniques to help diversify/rebalance a portfolio of investments?
I was thinking about how to diversify a portfolio of investments and started scribbling a few diagrams down.
I want to plan a diversified portfolio of stocks/investments so there maybe either a 50/50 ...
1
vote
2answers
71 views
Trading when you work for a market participant
I work in the IT department at a Futures FCM. While I'm aware that there are insider trading rules with respect to our company stock, I'm still not clear on what it means for my own participation in ...
6
votes
3answers
193 views
What factors affect the yield and “trade value” on an exchange of a junk bond ETF?
In an effort to further my grasp of financial derivatives available for speculation and losing money, I realize I need further understanding of how "high-yield corporate", aka junk bond ETF's, "work" ...
3
votes
1answer
160 views
investing - where to trade online? (Greek citizen)
I wanted to know if you could help me a bit because online searches didn't bring back many results (at least what I was looking for, ie non-Greek banks, etc).
Can you recommend any sites where ...
0
votes
1answer
45 views
UK Shares in Gold? [duplicate]
Possible Duplicate:
Investing in gold without holding physical gold
Instead of buying actual gold, bringing it into your house, then worrying about it getting stolen. Is it possible to buy ...
9
votes
1answer
2k views
What does it mean if a company pays a quarterly dividend? How much would I get quarterly?
If I have a single share, lets say in Google which is currently worth 605.79. Lets say they pay out the dividends quarterly. What does that mean and how much would I get quarterly?
6
votes
1answer
171 views
How does compounding of annual interest work?
I have tried reading up on it, but I just find it confusing.
Apparently, if you started investing $150/month at a 15% annual return and kept reinvesting the profits, here is what you would have ...
1
vote
3answers
167 views
Micro-investing: How to effectively invest frequent small amounts of money in equities?
I am planning to invest a tiny amount of money each month (less than $100) in some way. (I hope what begins as a small amount is more a confidence/skill builder [mainly for the benefit of the wife - ...
2
votes
1answer
153 views
Can you please explain what the information in this stock quote means?
I'm trying to understand shares as of "now", so I know more or less nothing about them. I have discovered this website: http://www.google.com/finance?q=microsoft
I entered in microsoft and it comes ...
4
votes
3answers
470 views
I'm 23 and new to investing. How should I diversify my 401(k) based on my plan's choices?
My employer matches 100% of up to 4% of my gross salary. I want to contribute at least what is matched. I'm 23 and have a gross salary of $70k, and I know very little about this. I was hoping someone ...
7
votes
6answers
480 views
What is a good 5-year plan for a college student with $15k in the bank?
I have 15K in a USA Midwest bank called TCF. I am a college student, and after working at some internships I saved up some cash.
I currently have the money in a savings account called "TCF® Premier ...
2
votes
2answers
94 views
Should I think of investing in infrastructure bonds right now?
I am a newbie as far as investment decisions are concerned. I will put a more detailed question later. Right now, I need to declare my investments for this financial year in advance. I will certainly ...
14
votes
7answers
1k views
Where to start with personal finance?
I am married with kids and starting to look hard at savings for retirement, buying a house and sending my kid to college (still a LONG way away).
However, I am completely new to the world of finance ...
4
votes
2answers
59 views
Approaching graduation from college. When/if I should open an IRA?
I'm not very familiar with finances, however as I get to my undergrad being finished the more I feel I need to get acquainted with it.
From what I've gathered from a few investing tips I've read ...
6
votes
2answers
83 views
Roth IRA for Students
I'm currently a graduate student who does not work aside from fellowship duties like TA-ing, grading, and such. My approximate income, therefore, is around $18k per year, minus around $2k for ...
11
votes
4answers
385 views
What is a good investment vehicle for introducing kids to investing?
We have been paying our four kids a small allowance. We help them split their money by percentage into different categories (savings, investment, responsibility, school, play, etc.) One of the ...
2
votes
4answers
331 views
What are some (beginner) introductory books about Technical Analysis of Stocks?
I read Technical Analysis for Dummies...and am looking for a more detailed insight into the topic.
6
votes
1answer
158 views
How to save and partition money for a University student
I'm about to start my first "professional" internship/job, but I will be getting paid. I will be making around 1100$ every 2 weeks and saving around 8800$ during the whole summer. This is more money ...
9
votes
4answers
634 views
Resources for an Absolute Beginner to Stocks
Hello Money@StackExchange Users:
I'm completely new to the world of investing and stocks. Knowing that I shouldn't invest or buy stocks until I know it well enough, I was wondering which cheap ...
5
votes
1answer
150 views
What is my next step with investing, given a signing bonus of restricted stock units?
So, here's my status: I have never owned stock or investments of any kind, and currently have only a checking and savings account to my name, with a small amount of stock.
I'm receiving a signing ...
10
votes
3answers
496 views
Is an index fund a good choice for a starter investment?
As an individual that is willing to consistently invest ~100-150 dollars monthly into an investment, willing to devote an average of an hour a day to educate himself / monitor investments, what kinds ...
1
vote
4answers
196 views
What should I do with a lump sum payment while I don't have a steady source of income?
I am a 52 year old male. I have been on a limited employment for 2 1/2 years only working less than 10 hours a month at a local department store. I have asked for more hours and have not gotten any. I ...
4
votes
4answers
124 views
Working but still in college, worth investing?
Currently, I'm in a predictable but yet uncertain future with my money situation. I'm working for the next semester and summer, but I'll be going back to do a 2-years graduate program in the fall. ...
8
votes
3answers
340 views
How do you model future income when doing long term planning?
One of the things I do that allows me to really get into investments, budgeting, saving money, is spreadsheeting it all out and forcasting the returns I might reap based on a given set of assumptions. ...
7
votes
2answers
237 views
What are some valuable sources for investment experience, when there is very little to no money to start with?
I have come across quite a bit good information about investing (real estate, stocks, bonds, etc..) and so far, almost all of my investment knowledge comes from books and online research. I would like ...
7
votes
2answers
185 views
What ways are there to invest in stocks, options, indexes, etc, and where should one start (what funds)?
I have been poking around with investing for a few years now. I have diversified my assets a decent amount, between a home, several IRA's and 401k's, savings and checking accounts, and a little bit of ...
4
votes
3answers
533 views
Is it worth investing in Index Fund, Bond Index Fund and Gold at the same time?
I live in Cyprus, and I have been considering ways to get started with some basic investments in the US. After a little, and I mean little, research it seems that Index Funds, Bond Index Funds and ...
80
votes
11answers
10k views
Best way to start investing, for a young person just starting their career?
I am young, just started my career, and looking to begin investing so I can make my money work for me. I'm still living like I did in college (occasional purchase on myself, but most of it goes into ...
13
votes
7answers
1k views
Is it wise to invest money in the stock market?
My uncle wants me to invest money in buying shares. I would like to ask these questions to my fellow users:
Is it wise to invest money in the stock market?
Is there any age limit to start into stock ...
