This country tag is to be used for any question that is specific to or only relevant within Singapore

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-1
votes
0answers
14 views

Payment gateways available for Singapore banks direct credit card payment for iOS and Android app development?

I need a payment gateway which can do direct credit card payment moreover it should support maximum all Singaporean banks for Mobile App. Note: PayPal doesn't support for Singaporean banks. Here is ...
1
vote
1answer
309 views

What's the best gold investment strategy for a Singapore resident?

I'd like to buy gold in small amounts (1 gm) when the prices are attractive, but I can't keep a watch on it. I'm buying gold as a long term investment / hedge, and I don't have plans to sell it. ...
4
votes
1answer
810 views

What do I use for the article number and % rate on the W-8BEN form, for publishing & selling my ebooks?

I am an Indian citizen living in Singapore. I am publishing ebooks on Amazon, Apple, etc., and I have just gotten the EIN. I need help in Part II of the W-8BEN form, where it asks for the Article ...
2
votes
2answers
667 views

In your 20s how much money should you have and how to properly use & manage it?

If you're in your younger days how much money should you be earning and be spending? Should you already invest for car, house or start your own business? What is the wisest decision should a person ...
4
votes
1answer
246 views

How does bank deposit insurance work in Singapore?

When I check bank web sites in Singapore, they usually post something like below: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under ...
6
votes
1answer
275 views

Is having a Critical Illness Insurance worth it?

I am aware that the typical argument for having a CI insurance is because we just really don't know what will happen in the future and it's better to be protected. But is it really worth it paying for ...
1
vote
1answer
73 views

What is the reasonable amount yearly for a Hospitalization + Disability Income + Critical Illness Insurance?

I live in Singapore. I'm in my mid-20s and I currently have medical insurance that covers hospitalization bills. This amounts to roughly USD 250 per year. However, I lack Critical Illness insurance ...
3
votes
3answers
305 views

is it good to buy insurance policy as investment for beginner?

I have no investment experiences before. So want to get some suggestions. Lately one insurance adviser was suggesting to buy one insurance policy as investment (they called it as saving plan ) . Here ...
4
votes
1answer
806 views

Where can I find company filing information in Singapore?

I found that in the US one can take a look and research company filing information (such as 10-K, 10-Q etc) a the SEC before they invest in a company. For Singapore I only find SGX, and couldn't find ...
6
votes
2answers
365 views

What is a private banker?

When I went to the bank , I was introduced by a staff to another woman who addressed her as a private banker. As I don't understand the term private banker clearly, below are my few questions. 1) ...
2
votes
2answers
165 views

Is it good enough to close the existing saving account and open new saving account at another bank for higher interest?

I have a saving account which can earn at most 0.25 %p.a on BANK A. I have another despoit account in BANK A for my daily usage. I found BANK B is offering 0.4% per year for the saving account. ...
2
votes
1answer
473 views

How to calculate this interest rate MSA in DBS bank (SINGAPORE)?

This morning, I check Montly Saving Account of DBS bank Singapore. I tried with their calculator via this link and came up with this. Total monthly savings $ 3,600.00 Total interest earned $ ...
4
votes
1answer
379 views

best free web app or tools to track one's cash flow

I am wondering where can I get the free web app or tools to track my monthly or overall cash flow. As for now, I do use google documents (spreadsheet for budgeting) that I can use for free to track my ...
2
votes
2answers
592 views

Best steps to start saving money for a fresh grad in Singapore?

What steps should a fresh graduate in Singapore undertake to start saving money or growing money?
11
votes
2answers
11k views

“Savings” account vs. “current” account - what's the difference?

When I draw money from ATMs or open a new bank account, there's the choice of either "savings" or "current" account. What's the difference between these two account types?
5
votes
2answers
95 views

What are the opportunities/implications of having a designated clearing bank in my home country?

NOTE: I don't come from a finance background i.e. I'm an idiot in this topic. Recently China announced that the Bank of China and ICBC will become designated RMB "clearing banks" in my home country, ...