The tag has no wiki summary.

learn more… | top users | synonyms

1
vote
3answers
104 views

What's the best time to start holiday shopping this year?

I am planning and making a list of things I need to buy this Christmas. Can you please tell me the best time to start holiday shopping so I can benefit from best deals online for electronics and etc. ...
1
vote
5answers
214 views

How can I take advantage of credit card cash back programs?

I have a credit card that offers cash back (1%) on every purchase. Now there are some stores in Canada that have their own cash back (a.k.a...if you buy something for 5$ and charge 100$ to the card, ...
0
votes
1answer
86 views

Can shop in EU refuse to accept a banknote if there is no change?

Is it legal for large retail store to refuse e.g. 200 Euro banknote if there is no change? If this differs among EU countries, Estonia is of primary interest. Thanks!
4
votes
1answer
2k views

What happens if I have to return something that I purchased with a credit card that is now canceled?

I bought a few things on Amazon.com that I need to return. However, the card I used was just canceled because of fraud/unauthorized use of the account (apparently a copy of it was made). What will ...
1
vote
2answers
143 views

Comparing keeping old car vs. a new car lease

I'm considering replacing my current car with a new leased car. I'd like to compare the total cost of ownership of keeping my car for three years vs. leasing a new one. I'd also like a sensible ...
2
votes
2answers
288 views

Does Amazon.com offer price protection on purchases? If so, how do I request a refund?

I bought an XBox One from Amazon.com 2 weeks ago. Since then both Walmart and Best Buy have dropped the price by $50.00. Does Amazon.com offer any sort of price protection? If they do, how do I go ...
0
votes
1answer
413 views

What information is sent to merchant with online/POS credit card and “no name” gift card purchases?

With credit card and online: your full name, full billing address and maybe some numbers from the card? Is there a difference in this regard between a "normal" merchant account or Paypal's credit card ...
2
votes
1answer
61 views

Paying import taxes in different EU country than my home

I have ordered goods from U.S. to France. I know I will have to pay the VAT and I'm ok with this. My concern is the following: I'm a long-term visitor of France, I'm a citizen of Czech Republic. Does ...
6
votes
6answers
1k views

Is it better to buy a computer on my credit card, or on credit from the computer store?

I am interested on buying a computer (approximate cost USD 600). I can pay for it either with my credit card, or apply for credit in the computer store. What are the advantages of using one form ...
3
votes
2answers
69 views

Online Grocery Store sites and privacy

My household has been doing some belt-tightening, so we recently stopped subscribing to the Sunday newspaper. My wife wants to try using online coupon sites (Coupons.com, Couponmom.com, ...
4
votes
1answer
570 views

How do credit card companies track your purchase categories?

I've seen a few responses scattered on the internet that attempt to answer this but they seem to disagree on the matter. When dealing with cash-back credit cards, they offer different percentages for ...
8
votes
2answers
8k views

Can I get US sales taxes refunded for electronics purchased while on vacation?

I'm visiting the US for vacations (specifically Manhattan) and wanted to buy a digital camera. The guy at the shop told me that I can get back what I pay in NYC taxes for that camera if I present the ...
4
votes
4answers
113 views

How to plan in a budget for those less frequent but mid-range expensive buys?

Like bicycle or new laptop or something like that. Not very expensive but quite expensive in comparison with day-to-day goods.
6
votes
7answers
300 views

How can I stop wasting food?

I live a pretty busy lifestyle. I'm in my late 20s and go out often and I work a lot as well. I find that I'm always throwing out food. It's mainly becuase I do grocery shopping but I don't know when ...
1
vote
4answers
161 views

For which kinds of products does a generic brand tend to be just as good as a name brand?

Sometimes I buy the generic brand at the super market and it turns out it's just as good as the name brand. Other times, I totally regret buying the generic brand. For which kinds of products do you ...
13
votes
7answers
352 views

Buying insurance (extended warranty or guarantee) on everyday goods / appliances?

I have a practice of never buying insurance except when the law demands, such as car insurance, or when the loss would be too great to bear, such as house insurance, and this policy has saved me a lot ...
6
votes
6answers
3k views

How do you find reasonably priced, quality, long lasting clothing?

As noted in the products you shouldn't buy cheap question, you should buy quality, long lasting clothes. Where can you find quality clothing and how can you recognize quality clothing in discount and ...
5
votes
7answers
294 views

Wardrobe: To Update or Not? How-to without breaking the bank

Since reading this and this about the essentials a guy needs in his closet, I've come to realize that mine is...perhaps somewhat lacking. My wardrobe was seriously overhauled about 2.5 to 3 years ...
10
votes
13answers
315 views

What websites do you use for saving money (coupons, etc.)?

Which sites do you use to save money when shopping? For example, coupon codes, printable coupons, or even Firefox, Chrome or Safari extensions such as the Invisible Hand.
5
votes
3answers
963 views

Are factory outlet stores really cheaper these days?

I am not much of a comparison shopper without being on the Internet, and recently the family was near one of those new outlet malls. The stuff they bought didn't seem (to me) to be any cheaper than ...
7
votes
5answers
658 views

How to avoid friends' peer pressure to spend money on shopping & at restaurants?

How to avoid peer pressure from friends to spend money on shopping and at restaurants?
3
votes
1answer
182 views

Do companies that get taken-over have to honour the old gift card/certificate?

With reference to this question, can companies that get taken over set limitations on honouring gift cards issued prior to the take-over? Also if a company just changes it's name, can it set limits ...
3
votes
1answer
3k views

Do gift cards expire? Does a gift certificate's value depreciate? How long can I keep them for?

I recently found several gift certificates (yes, way back when) from stores like Restoration Hardware, Omer DeSerres (now Loomis) and Jacob. I live in Canada. Can I use these certificates today, ...
19
votes
7answers
2k views

Why do stores and manufacturers use mail in rebates? A scam, or is there a way to use them effectively?

Why do companies use mail in rebates? Are they a scam or is there a way to use them without getting shafted? I've used mail in rebates before but it seems like a gamble – half the time I end ...
14
votes
12answers
456 views

What are some good ways to control costs for groceries?

I find groceries to be one area where I have a hard time controlling costs. We want to eat well, buy healthy foods, good cuts of meat, etc. and limit eating out. I find it hard to know what is a ...
3
votes
2answers
1k views

Does there exist a website that lists manufacturer of generic, store-brand items? Are private label brands worth it?

For instance, I'm certain that Shopper's Drugmart in Ontario, Canada does not manufacture its own shampoo, conditioner, diapers, tissue, kitchen spray, room deodorizer, etc. for its "Life Brand" ...
7
votes
3answers
179 views

How do you save money on clothes and shoes for your family?

I feel like I'm constantly buying clothes, shoes, boots, jackets, hats, etc. for my kids, because they grow so fast! I try to re-use via hand-me-downs, but are there other ways I could be saving ...
10
votes
9answers
270 views

How can I avoid going deep into debt during the holiday season?

The holiday season is just around the corner. The shopping malls are especially eager – Christmas trees, lights, and decorations have been up for weeks, all to get us in the mood to spend, ...
13
votes
8answers
853 views

When buying expensive electronics is it worth getting the extended warranty?

When shopping for big budget items like TV's and appliances, the resellers (e.g. Best Buy, FutureShop) will often sell an extended warranty that covers the product well beyond the manufacturer's ...
17
votes
15answers
501 views

What are some tips to help avoid impulse-buying?

My husband and I are both impulse buyers - not a good pair now that our combined income has been reduced! How do you stop yourself from making an impulse purchase? I need some help to improve our ...
16
votes
7answers
2k views

Are warehouse clubs like Costco and Sam's Club worth it?

Are warehouse clubs like Costco and Sam's Club worth it? What's the best way to approach buying at these stores - buying everything there instead of the grocery store, or buying specific things? ...