The security tag has no wiki summary.
8
votes
3answers
212 views
How to avoid Paypal holding incoming payments?
What just happened:
A client payed for a service (software development) by PayPal. For sending,
he used a different account than previously.
After receiving the money by PayPal, I immediately ...
2
votes
1answer
49 views
How do I calculate the interest on my deposits to my landlord?
I was renting from this company called harbor house builders. I started renting from them in 2009 and at that time I was renting an apartment at 650 a month so I put 650 for rent and 650 for deposit. ...
5
votes
1answer
65 views
What Canadian banks offer two-factor authentication (such as password & token) for online banking?
None of the Canadian financial institutions I deal with offer multi-factor authentication. They only use a password/pin, plus laughable "security questions".
Are there any options for Canadians ...
3
votes
1answer
36 views
What securities is Return of Capital applicable to?
I am trying to understand to what securities Return of Capital is applicable (especially I am interested in stocks).
From Wikipedia:
Return of capital (ROC) refers to payments back to "capital ...
0
votes
1answer
32 views
What Assets Does the Term “Security” Encompass?
From what I understand, the term “security,” as used in finance, refers to equities, debt instruments (such as bonds), and derivatives based on equities and debt. Does the term encompass other ...
2
votes
1answer
89 views
Who ultimately receives principal and interest of a mortgage payment?
So the mortgage is bundled and sold as a securitized instrument in tranches, etc. That explains the contract side of a mortgage. When an individual makes a monthly payment on that mortgage, how does ...
1
vote
1answer
116 views
US Banks offering Security Tokens in 2012
I'm wondering what banks in the US offer security tokens (keyfobs or an Android app serving the same function). I'm having difficulty digging up any details about this, since every bank happily claims ...
0
votes
1answer
65 views
Are bank accounts (same bank) accessible from outside of the U.S
This is a bit of a subjective question, perhaps more of a safety concern.
I currently bank with Citibank (U.S), and since I know they have branches in other countries, could bankers in those other ...
4
votes
2answers
502 views
Meaning of capital market
From Wikipedia
A capital market is a market for securities (debt or equity), where
business enterprises (companies) and governments can raise long-term
funds. It is defined as a market in ...
5
votes
2answers
241 views
Valuation, pricing, and analysis of securities
I was wondering what differences are between valuation and pricing
of securities?
To me, they seem identical and for identical purposes.
If not, what is each of them trying to get from
what is ...
1
vote
1answer
93 views
Are Square Tabs secure?
My barber takes credit card payments using the Square reader and his iPhone. I get the receipts via text message. The text messages include a link to the Square site that allow me to create a "Tab" ...
2
votes
1answer
319 views
How do I shield or protect my 'chipped' card from thieves? (block the RFID transmitter)
I read an article in the news today called "Police caution that credit-card chips make it easier for thieves".
Apparently, because the chips are transmitting a radio signal (an RFID), this signal can ...
4
votes
1answer
83 views
What should I include on a security checklist for choosing a Tax Preparer
I am considering an in-person Tax Preparer vs doing it myself online. I feel a little safer doing it online, but an in-person Preparer can offer advice for complex Tax situations.
My concern is that ...
6
votes
1answer
500 views
Protecting an elderly parent's assets / medicaid look-back
I've been asked by a senior to investigate: What are the things one needs to keep in mind with the issue of an elderly parent with some assets (house + some savings) who may need to enter into a ...
2
votes
1answer
74 views
Do “safety cheques” really provide added security and reduce fraud?
I came across an article/advertorial, in print, describing the virtues of safety cheques. Safety cheques are purported to be a good tool for fighting cheque fraud. The features of the cheques ...
3
votes
0answers
185 views
Which institutions in Canada offer true read-only guest accounts?
I've been reading a lot about Mint.com and Yodlee, but I just can't get over the fact that they store a set of credentials which could be used to empty your bank account if they fell into the wrong ...
5
votes
3answers
228 views
Is a “secure key” token for authenticating to online banking really more secure?
I have one of these secure key things, that I have to use to log into my bank account. It is extremely annoying, and makes mobile banking awkward. So I want to know if it's worth it.
The key, once ...
2
votes
1answer
69 views
Security of Online Bank/Brokerage/Mutual Fund Accts?
Online bank/mutual fund/brokerage accounts and electronic transfers make it easy to move money around. However, I've started to wonder a little about the security. Assume for the sake of argument ...
3
votes
1answer
45 views
How to tell if you can trust a loan company?
What do you look for? Good UI design? BBB accreditation? Yelp, NYTimes mentions?
What should I expect of the customer service when making my decision to take out a loan?
What information should I ...
4
votes
1answer
407 views
Which banks / companies offer virtual or instant credit card services in the UK?
I'm looking to make a small number of hotel and guest-house reservations, and thought that generated credit card numbers with defined limits would be a good idea.
Which companies provide such ...
3
votes
2answers
266 views
What is a negotiable security and how are they related to derivatives?
From Wikipedia, security is defined as:
A security is generally a fungible,
negotiable financial instrument
representing financial value.1
Securities are broadly categorized
into:
* debt ...
4
votes
1answer
98 views
Meaning of “readily transferable”?
From Wikipedia:
Cash instruments are financial
instruments whose value is determined
directly by markets. They can be
divided into securities, which are
readily transferable, and other ...
12
votes
4answers
795 views
Why does my bank suddenly need to know where my money comes from?
Today I went to my brokerage acct for Wells Fargo and the page said that online trading was suspended.
So I called them and the rep said, "we need to know where your money came from."
This is an odd ...
2
votes
1answer
930 views
Will I be able to identify the ATM surveillance footage from the bank where my money was stolen from?
I recently discovered unauthorized ATM withdrawals from an account I rarely use. The amounts were small ($40-100) over several months. I searched for my ATM card to this account and could not locate ...
8
votes
2answers
139 views
What do I do with the paper check when I make a deposit over the Internet
Just opened an account at a credit union that allows me to make deposits over the Internet with my scanner and a Java app.
I assume I need to keep the actual check for at least until the money shows ...
3
votes
2answers
197 views
Does any online payment system use OpenID authentication?
Does any online payment system (something like PayPal or the web site of a banking institution) make use of OpenID?
2
votes
6answers
191 views
Are PINs always needed for paying with card?
I'm a little concerned because I just payed to get access to Spotify Premium and it only asked for my card number and 2 other details that were on the card. Nothing like a PIN. Also I noticed that at ...
2
votes
1answer
286 views
What are the available credit card companies that offer virtual credit card number generation?
What credit card companies offer virtual credit card number generation for one-time purchases for extra security over the Internet?
I heard that PayPal offers this for their debut card, but am not ...
2
votes
1answer
217 views
Security freeze on my TransUnion credit report
I run a credit check on myself every couple months just to make sure everything looks good. Well today I received this message on the report:
*SECURITY FREEZE: THE FOLLOWING CREDIT BUREAUS REPORT ...
5
votes
2answers
517 views
How do credit card payments work? What ensures the retailer charges the right amount?
If I buy book from an online shopping site via my credit card, how can the retailer get money from my credit card? What is in place to ensure the retailer gets the exact amount of money I should pay, ...
14
votes
5answers
3k views
What U.S. banks offer two-factor authentication (such as password & token) for online banking?
Do you know of any US banks that allow you to have two-factor authentication (i.e. password and token) for your online account? Paypal does that, but it's not really a bank. For some reason banks seem ...
9
votes
6answers
5k views
Why do some online stores not ask for the 3-digit code on the back of my credit card?
How is it that some e-commerce stores are able to process credit card transactions without getting the 3 (or 4-) -digit security code from the back of my credit card?
What value does this code add if ...
5
votes
4answers
904 views
Why activate credit cards? What is the purpose of credit card activation?
A number of credit card companies - almost all of them - ask to "activate" credit cards when sent to me. Usually it involves calling the phone on the sticker and typing in whole or partial card ...
4
votes
5answers
227 views
How do I create the illusion I don't have anything valuable, so thieves wouldn't want to steal from my home?
There's a question on DIY SE asking how to secure the house from intruders. One of the answers is to not have anything valuable or at least to not appear to.
Can the illusion that a person doesn't ...
11
votes
7answers
2k views
Safe method of paying for a Gym Membership?
After looking into joining a gym, I can't help but notice that all of them require a credit or debit card or a checking account number to join. I've also noticed that the contracts they require you ...
2
votes
4answers
143 views
What's the fuss about identity theft?
I know, people can steal your money, or can borrow money in your name, etc. But in the end you should be able to demonstrate that you didn't do that, right?
What would worry me is somebody getting my ...
10
votes
9answers
536 views
Who uses safe deposit boxes?
What items would an average person keep in a safe deposit box? Sounds like most of the documents (passports, birth certificates) can be restored.
6
votes
3answers
5k views
Can I use Mint.com without giving out bank details & manually enter transactions instead?
Can I use Mint.com without giving out my bank details (credentials), and manually enter my transactions instead?
5
votes
2answers
188 views
Is there any site to compare the security of (online) banking services?
I work in the computer industry, and I know a few things about security, like the fact that those "security questions" that you're asked for are pretty much completely bogus and not useful as ...
27
votes
4answers
793 views
Are bank customers allowed to provide username & password to sites like Mint.com?
This question is not about whether Mint.com is secure, or not. That is beside the point. (Refer to this question on the subject of trusting Mint.com and similar services.) Rather:
Are bank ...
14
votes
8answers
2k views
Online money management applications: Do you trust Mint.com or Quicken Online, or other personal finance tools online?
For online applications such as Mint and Quicken (online), to automatically update your accounts, they'll always ask you to enter your login info to your banking and/or investment accounts.
Do you ...
