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1answer
55 views

How should I handle the maturation of my savings bonds?

I recently found out from my father that I own 5 U.S. savings bonds, valued at roughly 50 dollars when deposited, some of which are about to start maturing (one in 2017 will be worth around 90 ...
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1answer
45 views

Is the interest on EE series US Savings Bonds accrual dates prorated If I cash in just before an accrual date?

I have several EE series US savings bonds which I would like to cash, they were all given to me on the same date in different years, and I calculated the interest online, the calculator said that ...
2
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1answer
104 views

should i cash some twenty year old EE savings bonds?

I have, let's say, $20,000 in series EE savings bonds, issued in 1995. As I understand it they were purchased for half their face value ($10,000) and have now matured to their full value since it's ...
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1answer
51 views

Understanding payment options with NS&I Bonds

So, just like many, my parents want to invest in: http://www.nsandi.com/65-guaranteed-growth-bonds?ccd=NALBAA since they are supposed to be quite good however, there is a genuine fear that the money ...
2
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0answers
59 views

TreasuryDirect - workaround for requiring certified forms to change bank account info

TreasuryDirect makes it a real pain to change bank account information. They require a signed form, certified at a bank. This is impossible if you do all your banking online, and it seems ...
2
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1answer
4k views

How to determine the final value of a U.S. Savings Bond at maturity?

Is it possible to determine the "final" value of a U.S. Savings Bond on its maturity date? The interest rate is fixed, the compounding periods are known (semi-annually for EE bonds), and the term is ...
2
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1answer
251 views

How can I cash out US government savings bonds?

My grandmother gave me a series of US government savings bonds before she died. I have the ID numbers, but not the physical bonds themselves. The bonds are in my name; I received them as gifts. Will ...
0
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1answer
140 views

What to do with paper savings bonds?

My kids get paper savings bonds from family members for holidays/birthdays/etc. Right now I do nothing with them besides putting them in a fire proof lock box but that can't be the best thing to do. ...
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2answers
377 views

Most profitable choice? ($25,000 Cash) or ($30,000 in U.S. Savings Bonds + $10,000 Cash)

This may be a basic question but I don't know anything about U.S. Savings Bonds. I don't know how long it takes until you can cash a U.S. Savings Bond, nor do I know their average rate of return. If ...
2
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3answers
107 views

Tax Benefits for 529 Plan and Treasury Savings Bonds?

So here is my question (for tax year 2011): If I open and fund 529 College Savings Plan, do I get federal and state (Utah) tax deduction for my contributions? If I get a Treasury Savings Bond ...
3
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2answers
121 views

I Bond Rates and Terms

Looking at I Bonds. Can someone clarify this hypothetical situation for me? I buy a 100 I Bond today. It earns current yield of 4.6% for the next 6 months. I never reap any "fixed" rate regardless ...
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2answers
212 views

Are U.S. I Bonds good for extra savings?

I recently ran across an article about where to park extra cash that mentioned US I Bonds. I had never heard of them before. How do they work? Limitations or rules? Really tax free? I've had ...