Tagged Questions
3
votes
1answer
69 views
Expected total principal + gains from a vanguard life cycle account upon retirement after 33 years?
If one maxes out his Roth IRA starting from age 26, investing only into a vanguard target 2045 (lifecycle) fund, what amount can he expect to withdraw at retirement at age 59?
I did a quick check ...
3
votes
1answer
77 views
When is a SEP IRA appropriate, can a Roth IRA suffice for self-employed individuals?
I am a self-employed individual working in the software industry; my current salary is commensurate to the market value of a software developer with 5 years of experience. I have not yet opened up a ...
2
votes
1answer
57 views
How do I obtain the foreign equivalent of homeowner's insurance when buying a vacation home in another country?
I am considering purchasing a property in another country as a vacation home. I'll continue to live in the US (nation of citizenship), but may consider using the foreign home as a retirement locale, ...
1
vote
0answers
67 views
Appropriate asset allocation for an entrepeneur's portfolio?
I'm a recent college grad (computer science). I was lucky enough to get into some good investments in college and now have $450K in liquid assets. I've decided I'm definitely moving to San Francisco.
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6
votes
1answer
219 views
Investment methods for a US non-resident alien, living in the US for the next 2-5 years only
If an employer does not offer a 401k plan, what options do I have to invest in stocks, bonds, ETFs, etc.?
Would a Roth account be a viable option considering I will probably be in the US for 2-5 more ...
3
votes
3answers
334 views
Does this plan make any sense for early 20s investments?
I am currently a sophomore in college and will earn about $4000 from a part-time job in the spring. I was hoping to open up a mutual fund via a Roth IRA from Fidelity after I get all my money since ...
6
votes
3answers
137 views
While building a retirement portfolio, should the concentration be more on increasing net worth or cash flow?
Most of the articles/blogs/websites on retirement savings concentrate on adding more savings and investments to increase the net worth of an individual. But a higher net worth doesn't imply that a ...
9
votes
1answer
727 views
Any Experience with the Gone Fishin' Portfolio?
In doing research on How to Select IRA Investments, I stumbled across the Gone Fishin' Portfolio. This link where I found out about the portfolio claims that it is based on the 1990 economics Nobel ...
28
votes
6answers
3k views
What is the best asset allocation for a retirement portfolio, and why?
Based on financial conversations I've had with trusted family members, I believe that asset allocation is one of the more critical things to "get right" during retirement savings.
Based on an ...
3
votes
3answers
318 views
What is my % return on investment for various home renovations upon resale of my house?
For instance, I've heard that there is a minimum 75% return-on-investment ("ROI") on bathroom and kitchen renovations - is that an accurate figure?
What about the other rooms in my home? Are there ...