A tag for questions on real estate or property.

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22
votes
6answers
1k views

In general, is it financially better to buy or to rent a house?

I know this differs from country to country, from person to person (depending on how much you already have saved), but I'm curious about the simplest example. Let's say I have little to no money. I ...
17
votes
6answers
3k views

Would it make sense to buy a rental property as an LLC and not in my own name?

I'm considering buying a rental property. Would it make sense forming an LLC and purchasing it in the name of my company, rather than owning it directly? Considerations: pros: I don't want my name ...
16
votes
7answers
8k views

What is a good rental yield?

If you are thinking of buying a property for investment purposes, what is a good gross yield? I've been told you should take 3 zero's off the price of the property, so if a property is worth 400,000, ...
10
votes
9answers
616 views

Does it make sense to buy a house in my situation?

I've been in a pretty crappy financial situation. I've described my situation in detail in the past and I am greatful for all the great advice I have received here. Since asking that question 8 ...
7
votes
4answers
573 views

How can one hedge against property price change when buying a home?

Let's say I want to buy a home, with intent to sell it down the road ( < 10 years). If I want to minimize my exposure to market fluctuation, what would be the best way to accomplish that? I ...
1
vote
1answer
76 views

Best sources of real estate information for Toronto, Ontario, Canada?

When I want info about stocks/funds/bonds, I can turn to many sources of information. But, for real estate investments, what is the most reliable source of information? e.g. Prices, whether to rent ...
0
votes
4answers
335 views

Is real estate considered a depreciable asset?

At the following link defining Capital cost allowance, why do they say that a building is a depreciable property: Capital cost allowance (CCA) A yearly deduction or depreciation on the cost ...
20
votes
6answers
3k views

What's the catch in investing in real estate for rent?

I can see a 2 bedroom, 2 bathroom $100k property on Zillow (est. mortgage $375/mo) next to a university so rent prospects are good. Rent estimate by Zillow, confirmed roughly by Craigslist: $972/mo. ...
8
votes
4answers
578 views

Rental Property: What is considered decent cash flow? (with example)

I'm looking into buying my first rental property in Syracuse, NY. I'm looking at this one: http://www.zillow.com/homedetails/317-Wellesley-Rd-Syracuse-NY-13207/31678383_zpid/ The current list price ...
11
votes
5answers
1k views

Rent or own, given these circumstances

Option A: $3600 (RENT) for a 3/2.5 condo. Option B: $629,000 (BUY) for a 3/1.75 house. This is in the Los Angeles area. Looking to live in this area for at least a year, maybe more. The house ...
4
votes
5answers
241 views

How do I create the illusion I don't have anything valuable, so thieves wouldn't want to steal from my home?

There's a question on DIY SE asking how to secure the house from intruders. One of the answers is to not have anything valuable or at least to not appear to. Can the illusion that a person doesn't ...
17
votes
7answers
1k views

Is Real Estate ever a BAD investment? If so, when?

Even in a bad market, over 30 years won't the value of Real Estate always go up? Is it always a sure bet? If not, what should an investor or buyer consider?
8
votes
4answers
6k views

Landlords: what's the maximum amount of time to allow a guest of tenant to stay in a rental?

As the title says, but with these details: I have a rental unit; this situation has come up with a potential tenant. This tenant has an adult daughter, who, the tenant volunteered, has an unstable ...
8
votes
4answers
661 views

How to calculate the total return on buying a home?

How to calculate the total return on buying a home, considering things such as : home value down payment constant mortgage payment (going from mostly interests at the beginning to mostly principal ...
5
votes
4answers
160 views

Are real estate prices memory-less?

Stock prices are claimed by some/most to be "memory-less" - there is no evident correlation between past performance of a stock, to its future performance. Do real estate prices exhibit similar ...
10
votes
5answers
324 views

How do you value your home when calculating your net worth?

I'm interested in tracking my net worth as a way of measuring progress and I'd like to include home equity in my net worth. How are you tracking home equity? Are you using purchase price? Average ...
9
votes
5answers
555 views

What is the best way to stay risk neutral when buying a house with a mortgage?

I'm looking to buy a property. I do not want to take a risk on this property. Its sole purpose is to provide me with a place to live. How would I go about hedging against increasing interest rates, to ...
5
votes
4answers
438 views

What are my investment options in real estate?

In a nutshell, I'm about to graduate from college at 21 with a great degree and have a job lined up that pays just short of six figures. Things are looking good. But I don't want to be a software ...
4
votes
3answers
449 views

Assessed value of my house

I received a letter from the county tax assessor. It gave me the total appraised value $188,000. I purchased it on Sept, 2008. The price was 216,000. I am shocked at such a big difference. I use ...
2
votes
1answer
137 views

When buying / selling a house in the UK, is it normal for solicitors' fees to be due before or after completion?

When we made our most recent house move (selling one house and buying another) we had to pay the solicitor's fees in advance of completion - the fees for searches etc. had to be paid upfront before ...
2
votes
2answers
160 views

How can one offset exposure created by real-estate purchase?

Is there any viable way to offset exposure introduced by buying a real-estate (house/land)? By "way to offset" I mean financial instruments (like derivatives) that you can buy to decrease the risk of ...
2
votes
5answers
203 views

Is it a good investment for a foreigner to purchase a flat/apartment in China?

Is it a good investment for a foreigner to purchase a flat/apartment in China? Why, or why not?
1
vote
2answers
128 views

Rental Properties: Is it good or bad that I can't find rental listings on that street?

I'm looking into investing into real estate and rental properties. I live in NYC, and want to check out properties in Syracuse. An agent gave me a list of his listings and I'm looking into one of ...
1
vote
1answer
301 views

Buying property in India: paying loan/mortgage

I am on a H1B visa in USA and thinking about buying property in India. What is the best way to make payments from USA bank ac to pay loan/mortgage in India? Can I get tax relief for loan/mortgage ...
1
vote
2answers
431 views

Buying property in India : FBAR declaration.

I am on H1b visa in USA and thinking about buying property in India. If I buy any property in india,do I need to report my property in USA income tax return, FBAR or anywhere else? Do i need to pay ...
1
vote
1answer
389 views

Gift Tax owed on the transfer of a Home Equity Loan

I'm in a bit of a conundrum here: My sister owns an investment property outright (no loan on it...) She lives with me in my primary residence. Now, my family and I are moving to another house, with ...
0
votes
1answer
116 views

Evidence For/Against Real Estate Investing Vis-a-vis Investing in ETFs

Do people have good pieces of evidence about whether or not Real Estate is worth investing at all? What's a good measurement to decide this (e.g., simply looking at value increases?) If I have X ...
0
votes
1answer
175 views

Selling property in India and gettting back money to USA

I am on H1b visa in USA and thinking about buying property in India. Suppose I alraedy bought some property in India, now in future if i sell the property in India, then how can i get that money back ...