1
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2answers
47 views

Investment property information resources

I'm thinking of buying some investment property, however I have no idea where to start with it. I understand that there are a few kinds of property investments and a bunch of laws and tax variations ...
0
votes
1answer
42 views

Relationship between Home, Net Worth, and REITs

Source: P215, ETF for Dummies, 2nd Ed (2011) by Russell Wild: Your residence, your portfolio If you bought your home for, say, $130,000 some 26 years ago, and that home is now worth $1.3 ...
2
votes
4answers
201 views

What to do with savings for 3-5 years?

Here's the situation: Married, late 30's, combined income around $170k. 2 toddlers. We owe $360k on a house worth $600k. Only other debt is $20k each in student loans. 401k plans are in order. We have ...
3
votes
1answer
47 views

Selling equities for real-estate down payment

I'm 29 years old and my current financial situation is as follows: 53 000 USD invested in equities (low cost index funds and some in bond ETFs) 9 000 USD in cash. I have fairly low fixed costs and ...
2
votes
1answer
240 views

What should I consider before buying a condo under construction, for flipping at a profit?

I am planning on buying a second condo, with the hope of selling it for a profit as soon as the construction is finished (i.e. flipping it). My questions are: What significant risks are there in ...
3
votes
2answers
185 views

What will be the consequences if Negative Gearing is abolished in Australia?

There has been recent speculation in the Australian media about the Government possibly abolishing Negative Gearing in Australia in order to shore up falling revenues. In fact certain interest groups ...
5
votes
4answers
394 views

What are my investment options in real estate?

In a nutshell, I'm about to graduate from college at 21 with a great degree and have a job lined up that pays just short of six figures. Things are looking good. But I don't want to be a software ...
5
votes
4answers
912 views

Owning REIT vs owning real estate - which has a better hypothetical ROI?

Let's say I want to invest in the real estate market because I am bullish on it. Consider two options: invest in REITs or actually purchase real estate. My question is which option has a better ...
9
votes
1answer
148 views

What are the risks in buying a property from a “Tax Deed” auction?

Recently, I was approached by a friend of my wife's, and she said that she and her husband were making a lot of money bidding on properties that went up for sale in our area, at auctions like this ...
5
votes
4answers
2k views

Are parking spaces and garage boxes a good investment?

Suppose, the following scenario: You have an investment budget available to buy a parking space or garage box. (In Belgium that would be around €25000 ($30K).) currently the saving accounts make ...
4
votes
3answers
716 views

Is there a formula to use to analyse whether an investment property is a good investment?

How do I determine the real cost of buying an investment property over time considering rent, interest, expenses and capital gain? I know there are many factors at play but is there a generic ...
4
votes
2answers
601 views

Where should I invest my savings?

I am 29 year old living in USA, married and expecting first child this summer. We are debt free and both have stable jobs. I have a side business earning me about $30K net income a year. We have about ...
1
vote
1answer
563 views

Tax lien investing: Possible in Canada?

I was just reading on the tax lien investing process and how it works in the United States. I was wondering if it happens in other countries. In specific, I would like to know if it happens in Canada ...
5
votes
4answers
156 views

Are real estate prices memory-less?

Stock prices are claimed by some/most to be "memory-less" - there is no evident correlation between past performance of a stock, to its future performance. Do real estate prices exhibit similar ...
4
votes
1answer
108 views

Models for evaluation of real estate as an investment?

Considered as an investment, real estate differs largely from other investments like equity. E.g. The difficulty in selling (Potential long time span in waiting/hunting for buyer), the much higher ...
2
votes
3answers
128 views

Investing in real estate when the stock market is high, investing in stocks when it's low?

I'm wondering as to whether or not the following investing strategy is viable: Invest in real estate when the stock market is high (i.e. it's been going up for numerous years, no recent large drops) ...
8
votes
4answers
3k views

Why are monthly mortgage pre-payments applied to the back-end of the mortgage?

After having paid several years of 'extra' principal payment on my mortgage, I found that the extra monies were being applied the the 'back-end' of the mortgage instead of the 'front end'. The ...
8
votes
1answer
135 views

Are “investment clubs” worth investing one's time in?

I've seen investment clubs that meet around my area (well, 50 miles from here). Some are generic and some focus on real estate investment. My questions: Is it worth attending the meetings for ...
2
votes
5answers
187 views

Is it a good investment for a foreigner to purchase a flat/apartment in China?

Is it a good investment for a foreigner to purchase a flat/apartment in China? Why, or why not?
4
votes
2answers
215 views

Can buying REIT's be compared to investing in Real Estate?

I am currently renting an apartment, and investing a portion of my income in stocks and bonds (90/10). Part of my stock allocation contains REIT's. I have been saving to purchase a home (I have ...
4
votes
2answers
208 views

Do other countries have the equivalent of Australia's Negative Gearing?

Negative Gearing is a feature of Australian taxation where losses from real estate or share investments can be offset against assessable income. In simple terms, the difference between rent, and ...
19
votes
6answers
1k views

In general, is it financially better to buy or to rent a house?

I know this differs from country to country, from person to person (depending on how much you already have saved), but I'm curious about the simplest example. Let's say I have little to no money. I ...
7
votes
2answers
449 views

How can I profit on the Chinese Real-Estate Bubble?

How can I profit on the Chinese Real-Estate Bubble?
7
votes
3answers
516 views

Should we use an expected inheritance to invest in a rental property with cash, i.e. no mortgage?

My wife and I will be getting an inheritance soon. There are many ways to invest this money. One thought we had was to take advantage of the down real estate market and buy a house for a rental ...
17
votes
8answers
843 views

Is Real Estate ever a BAD investment? If so, when?

Even in a bad market, over 30 years won't the value of Real Estate always go up? Is it always a sure bet? If not, what should an investor or buyer consider?
9
votes
5answers
719 views

Should I put more money down on one property and pay it off sooner or hold on to the cash?

I've a huge chunk of money saved up for a down payment on a property that I'd eventually like to pay off and use as a rental. The assumption is that the property value will go up substantially over ...
10
votes
3answers
285 views

Pension or Property: Should I invest in more properties, or in a pension?

I do not have a pension but have a rental property (which breaks even). Question is, do I invest in more properties or take out a pension ? I am worried if I go down the pension route I would lose ...