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3
votes
1answer
487 views

Can I buy IPO stock during the pre-market trading on the day of IPO?

Is it possible to buy a company's stock from 8 am to 9:30 am on the day of the company's IPO using an online brokerage that is? Or does the IPO stock only become available when the market opens at ...
-3
votes
2answers
93 views

Can I add different billing person and card holder?

I am going to purchase some goods on an online shop. At the checkout I need the add the details of the billing person as well as the details of my credit card. Is it acceptable that I add the details ...
1
vote
1answer
63 views

Are all sellers required to comply with the FTC's Cooling-off rule?

I live in Texas, but the Texas rules seem to mirror the US CFR in this instance. Under 16 CFR Part 429 (and Texas Business & Commerce Code Section 39), there is a so-called FTC Cooling-off rule ...
3
votes
4answers
962 views

Are car buying services worth it?

I have to admit, all my car buying experiences have been traumatic. The car salesmen are a nightmare, the dealers are tricky, and prices are less than consistent. Because of this, through the years, I ...
1
vote
3answers
602 views

Paying restaurants in cash instead of credit card - how signficant is this?

A friend of mine (this is in the United States) said that he always pays cash when he goes to a restaurant or a business that he particularly likes, so that the restaurant owner (he often does this in ...
5
votes
2answers
273 views

New or Used Car Advice for Recent College Grad

I am a recent college grad living in Los Angeles with a current salary of $35,000 at one job and an internship at the other. I used to drive a great 93 Honda Accord, but after 365,000 miles (my dad ...
1
vote
1answer
43 views

Does ownership of a mutual fund in another account sufficient to buy more if it is “closed to new investors?”

I would like to purchase shares in a mutual fund that has closed itself to new investors. The account in which I would like to purchase the shares is in my current employer's retirement plan. I ...
0
votes
2answers
69 views

Are there loans for buying businesses?

You want a house or something, you get a mortgage. But what if you're buying up a hotel, or a restaurant? I see these things for sale online at reasonable prices but not so reasonable that I could ...
1
vote
4answers
138 views

Is it always bad to purchase a business you don't understand?

...YET. A business you don't understand yet. Say you're a random fellow. You work in, I don't know, a retail store. In so doing, you somehow build up enough money to purchase a restaurant that ...
4
votes
3answers
1k views

What's my risk of buying a house for a friend and sell back to him?

I'm in a situation and need some advice. A friend of mine is in the middle of Chapter 11. He asked me to help to buy his house and in a few months sell back to him, so he can force the bank to lower ...
5
votes
3answers
554 views

Can I get a chargeback from Visa or MasterCard if a product I bought did not match the description?

If I buy something from a retailer and later on, when I go pick up the product, I find out that it was not the same product agreed on and they refuse to give me a refund (even through they legally ...
5
votes
5answers
2k views

When to trade in a relatively new car for maximum value

I am considering purchasing a new car in the next year to replace my current car. I currently own a 2010 model year vehicle which I estimate to be paid off early spring 2012. My question is, in ...
5
votes
4answers
788 views

Can I get a discount on merchandise by paying with cash instead of credit?

I heard that if you offer to buy a car or a flat screen TV for example with all cash, you can usually get a discount instead of using credit. Is this true and has anyone tried it? I also heard that ...
9
votes
2answers
178 views

Can I recover my deposit (for a future purchase) from a company whose assets are frozen?

We recently paid a catering company $1400 as a deposit for our upcoming wedding. The company was highly recommended by a number of previous clients and had been in business for over a decade. Then ...
3
votes
2answers
981 views

How does buying stock work when orders are queued while the price is changing

Let's say we want to buy stock X at $1 We say we will buy at $1, but by the time our request arrives to the seller/transaction broker, the price has moved to $1.05 Does our request just get denied ...
37
votes
8answers
4k views

Should I buy a house with a friend?

To give some background, I currently live with a couple of friends in a 3 bedroom apartment. The living arrangement is good however I'm tired of not building equity. I've tossed the idea out for two ...
10
votes
5answers
641 views

Purchasing an extremely affordable home with 10% down VS renting and saving for 20%

Background: Current Rent: 710/mo or roughly 20% of my 3700 salary take-home pay. Wife is currently in school and will graduate in two years, at which point she will likely be making a teacher's ...
1
vote
3answers
395 views

What's the best time of a year to buy a car or a house in Canada?

Are there any months where car or house prices usually drop in Canada? Is the difference noticeable enough to justify the waiting?
7
votes
5answers
144 views

If there's no volume discount, does buying in bulk still make sense?

If I'm buying household items that get used up (e.g; furnace filters, soap, etc.) is it still worthwhile sometimes to buy a bunch, even if there is no volume discount, or am I wasting money? p.s. ...
21
votes
8answers
3k views

I'm thinking of getting a new car … why shouldn't I LEASE one?

Why is leasing a car a bad idea?