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0
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0answers
26 views

Daily personal financial calculations [on hold]

What are some daily financial calculation that a person must do to predict or analyse his/her past or future profit and losses? I am actually building a test app for this. So if possible please also ...
5
votes
2answers
110 views

What information is required in the top left (payor) part of a check?

I occasionally do consulting for people, using a business name rather than my personal name. I don't do enough work to justify setting up a separate business bank account, so all the checks I write ...
2
votes
1answer
133 views

If a check was made out to my name instead of my business name, is there some way I can still deposit it into my business account?

I am working as an independent contractor, and my first check was made out to my personal name instead of my business/corporate name, can I sign the check over and consider it as income for the ...
5
votes
1answer
2k views

How do you write a check with cents?

The other day I wrote a check and on the line that you write the amount in words I put how many dollars and wrote right next to that 50/100 without any line or the word "and". Will this work, because ...
-4
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2answers
123 views

Where can I cash a check in the USA Online instead of in person? [closed]

I would like to know WHERE could I cash any type of cheque in USA entirely online (contact done online without physical visit)? Tried to do some research but most far i came was having to sign some ...
2
votes
1answer
307 views

Endorsed check - does everyone have to be present to cash it?

Myself and some old roommates have a security deposit check made out to all five of us. Do all five of us have to actually be present to cash the check, or can one or more people in the party simply ...
0
votes
1answer
6k views

How do banks handle post-dated checks deposited via the ATM?

As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted ...
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2answers
4k views

What to enter on the check ordering form?

I want to order checks for my Bank of America checking account from a third party, but I don't know how to complete the checkout form: Suppose my numbers were: Account number: 1234 5678 9012 ...
3
votes
1answer
179 views

How to teach personal reconciliation and book balancing

How do I go about finding good resources to teach my children about good money management. Something that will be able to show them how to run a personal bank account, how to reconcile and balance it. ...
5
votes
2answers
1k views

For which alterations on a personal check in the US does one need to initial?

For which alterations on a personal check in the US does one need to initial? Crossing out one's old address on a personal check is possible. Crossing out an outdated address is not necessary in the ...
2
votes
2answers
182 views

How can one fill in the cent portion of the numeric amount on a personal check in the US?

On personal checks in the US, one fills in the numeric version of the dollar amount towards the left of the respective rectangular field. Say the check is for $36.25. I have seen different ways of ...
8
votes
1answer
603 views

Which colors can one use to fill out a check in the US?

With which colors can one fill out and sign and personal check in the US? Black is of course okay; I have heard that blue is also allowed. An ideal answer will give references. Is there anything ...
7
votes
3answers
27k views

How can I get free or discounted checks for my bank account?

I bank with chase and my account type does not qualify me for free check books. I have to pay a fee to get a check book. Is there a way I can: Get a free check book for my account? Print my own free ...
9
votes
7answers
2k views

Can I really not close a checking account if I have a year old outstanding check?

Over a year ago, I wrote a small check ($35) to an organization at my university. They never cashed it and finally just told us that they were "lost" in the changing of the offices of the national ...
5
votes
2answers
412 views

Cashing Checks Via Photograph

Recently I discover a great time saver. Rather than Fedexing my check to my bank in US, I simply photograph the check with IPhone and tada the check is deposited. However I still have to have the ...
3
votes
3answers
1k views

Are there any restrictions on cashing a high-value (large amount) personal check?

Are there any restrictions on cashing a high-value personal check (say just less than $100,000) from a bank where I don't hold an account. My friend will give me a check for the amount from BofA, but ...
11
votes
4answers
696 views

Someone has my check: any risks?

Some time ago I found a room to rent in another city (via Craigslist). I talked with the lady renting out the room on the phone and after we made a deal I sent her a half of the month rent ($375). Not ...
8
votes
5answers
57k views

How can I have someone deposit a check for me?

I'm currently out of US territory, someone needs to pay me, so he made a check to me, with my name and CHASE account number on it, of course. Can I ask some other friend to go and deposit that check ...
5
votes
3answers
3k views

What laws govern check clearing in the US?

When I deposit a check in my bank, the bank credits the first $100 of the sum immediately and the rest of the sum is credited the next day, usually. I know that it's not a real clearing - i.e. if the ...
29
votes
5answers
23k views

Is it valid to write checks without spelling out the amount?

I've been writing checks this way for the last ~15 years or so: Namely, the amount field is written using numbers like 1,500 and 00/100 rather than the tedious, painful spelling out of ...
15
votes
5answers
49k views

Is there a limit on the dollar amount of a personal check?

Is there a limit on the dollar amount of a personal check?
11
votes
4answers
54k views

Is it possible to cash a check made to someone else's name? How to do so?

Is it possible to cash a check made to someone else's name? How to do so?
10
votes
2answers
5k views

Do personal checks expire? [US]

Do personal checks expire in the US? Also, if I stamp the following on it: VOID if not claimed within 60 days. Will that be honored by most banks? Related Do personal cheques expire? ...