The pension tag has no wiki summary.
6
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2answers
110 views
Value of Pension in regards to salary negotiations
I've been advised from careers.stackexchange to post this question here as it's more financial than career advice.
I've received a job offer from a company and I'm looking to make a strong ...
3
votes
1answer
53 views
US Tax Pitfalls for People Having a Pension Plan Abroad
I am a tax preparer and I'm trying to help a client who is a Peruvian born and now a United States citizen.
Before coming to USA and while living and working in Peru, he accumulate a considerable ...
3
votes
1answer
54 views
Should I take a separation benefit from a pension or wait until age 55 to get employer matching?
I worked at the University of Wisconsin part-time briefly, before Gov. Scott Walker's reforms. As a result I have about $2000 in the pension system, $1000 that I was required to contribute and $1000 ...
2
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2answers
67 views
How to take care of pension funds if career is spread over many different countries?
I am a young academic from The Netherlands presently working in Sweden. Due to the nature of modern Academia, I expect that within the next 40+ years, I will be working in many different countries ...
4
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1answer
138 views
What does it mean if my firm's retirement pension (not 401K) plan is incrementally vested?
I'm beginning work at a firm with an incrementally vested retirement pension (not 401K) plan that is incrementally vested for 20% for each of the first five years. After five years, I'm 100% vested. ...
1
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1answer
2k views
what is the meaning of allowing FDI in Insurance and pension funds
I want to know with respect to following news
http://www.hindustantimes.com/business-news/WorldEconomy/Pension-insurance-get-FDI-boost/Article1-939798.aspx
...
3
votes
1answer
110 views
What is the difference between state pension plans and defined contribution plans?
Googling "State pension plan" I get the result as shown here: http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/index.htm.
As described on the webpage, "Once you claim your State ...
5
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1answer
50 views
New Pooled Registered Pension Plan details?
Does anybody have a good summary / commentary on the new Pooled Registered Pension Plans recently passed by the Canadian gov't?
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2
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2answers
58 views
Estimated Value of staying in pension vs withdrawing
My wife is changing jobs, from city government into the private sector. She isn't fully vested on her pension, but has a couple options and I'm not sure about how to figure out which is best.
Here's ...
3
votes
1answer
55 views
Commencing a Pension from an SMSF
If I have bought a number of investment properties through my SMSF during the accumulation phase, which are all or mostly paid off with net positive income by the time I reach preservation age and ...
1
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1answer
111 views
PV problem: lump sum payoff or continue quarterly payments
I am is faced with a choice of two alternatives. There really is no right or wrong answer, I just want to hear someone else's input/methodology. Here are the two choices:
Keep paying $5,722.56 for ...
6
votes
1answer
126 views
Can already-retired immigrants get Social Security or other payments from the U.S. government?
My parents are 83+, and became U.S. citizens back in 2001. They were born as Indian citizens. They moved to the USA after they retired in India. Will they be entitled to receive any monthly payments ...
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2answers
134 views
Cheap SIPP providers in the UK
What are cheap SIPP providers in the UK? I would be saving around £333 each month in a SIPP starting from zero (all my previous pension contributions are in an employer-organizaed group pension plan). ...
6
votes
1answer
134 views
Can I still claim my Hong Kong-based MPF pension if I move elsewhere?
I am 60 year old and I will not be living in hong kong in the future, would I still be able to claim back my mpf?
3
votes
2answers
103 views
Potential problems with SIPPs and ETFs
My plan for kick-starting my pension is to set up a Self Invested Pension Plan and buy some ftse 100 Exchange Traded Funds (iShares, probably).
This is only the starting point, the simplest thing ...
0
votes
1answer
25 views
Understanding company pension plan monthly purchase of funds
A pension based on funds.
What does it mean to add £500 a month to a pension based on funds? Does that mean, I will own an additional £500 worth of that fund each month based on how much of the fund ...
2
votes
2answers
171 views
What benefits are there to having a Pension (Retirement Account) In Ireland?
What benefits are there to having a retirement account called a "pension" in Ireland, as opposed to simply making investments of one kind or another for the same purpose? I am not really asking about ...
1
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1answer
137 views
Hong Kong Mandatory Provident Fund contribution strategy
I'm moving to Hong Kong and understand that (almost) every employer and employee must contribute to the MPF (Mandatory Provident Fund) pension fund.
However the maximum contribution levels are very ...
4
votes
1answer
75 views
Pensions - Where to start? (UK)
What are the key decisions that I need to make and what key information should I know before starting a Pension in the UK?
I am 24 and living in the UK. I want, well more like should, start a pension ...
5
votes
3answers
187 views
Is there a rule of thumb for how much to save into your pension for retirement?
Pension sites often quote "Use our pension calculator to estimate the amount of pension income you could get when you retire. This will help you decide how much you need to save to get the retirement ...
3
votes
1answer
50 views
Should I be choosing funds myself for my Stakeholder pension? How?
I am filling out the forms to join my company pension scheme (I'm 30 y/o), and I am unsure about which funds to choose. I can choose the Friends Provident Balanced Index Fund of Funds or 1 or more of ...
5
votes
1answer
143 views
What pension options are there for a 22 year old graduate in the UK?
Following graduation last July, I've managed to save quite a significant amount of 'emergency wonga', for those rainy days or, more likely, the catastrophic end to my job.
Anyway, now that I have a ...
5
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4answers
3k views
Is Pension Benefit Information (aboutmyletter.com) legitimate?
I received a letter in the mail from a company called Pension Benefit Information saying that they had been engaged by my former employer to confirm my current mailing address because I have a balance ...
4
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1answer
144 views
DIY retirement savings plans for Canadian small business?
I work for a small business that currently offers no retirement plan. A few of my coworkers and I are more or less couch potato investors, but we each manage our own self-directed RRSPs or mutual fund ...
2
votes
2answers
225 views
Would you forgo government pension to retain your retirement savings?
Hungarians had an interesting decision to make recently.
They could continue to contribute to and maintain their own private pension account but they would lose the government pension benefit when ...
9
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3answers
380 views
Is it worth having a pension?
I know this could be a duplicate of other questions here, but I think I have a different take on it which may be of interest to others in a similar frame of mind.
Some background
I'm self-employed ...
3
votes
1answer
196 views
Wandering EU worker: Pension / retirement fund if working in multiple countries?
I am European, always worked in Europe in many different countries, and I have pension funds scattered around all the old continent. The EU legal system does not allow pension fund transfer among ...
3
votes
1answer
100 views
What does “Net Depreciation in Fair Value” mean on a financial report?
I was reading about a popular pension used in Texas called Teacher's Retirement Statement. Their latest annual report had a loss of $16B on a line item called "Net Depreciation in Fair Value" (see ...
6
votes
1answer
100 views
What is the best option for recent employee setting up a pension (UK)?
I have been a sole trader for a while and recently been employed full time, as part of the deal I have been promised an employer contribution pension but it is up to me to decide what to do. What are ...
7
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3answers
761 views
Pensions, why bother?
Ok this question is going to show my age, but its something I've been thinking about for a while and can't quite figure it out
Why bother with a pension?
I don't understand, why should I put away ...
6
votes
1answer
197 views
If I have a pension with my employer and then leave, is the pension mine to take with me?
Is the answer to this different if I choose to leave, versus if my employment is terminated? Are the funds my employer contributes towards my pension fund treated differently than the ones I ...
9
votes
3answers
259 views
Pension or Property: Should I invest in more properties, or in a pension?
I do not have a pension but have a rental property (which breaks even). Question is, do I invest in more properties or take out a pension ?
I am worried if I go down the pension route I would lose ...
