For questions relating to online payment services (Paypal, Google Checkout, etc.) and the use of online payments as a way to make purchases.

learn more… | top users | synonyms

6
votes
2answers
16k views

What does paying by invoice mean?

I was trying to buy a book from Springer in the Yellow Sale 2012. I chose to pay by invoice, without knowing what it means!?! Further, if it matters -- I filled in: Billing address, Shipping address ...
58
votes
6answers
12k views

Pay online: credit card or debit card?

I have a credit card and a debit card. I could use both to pay online. Credit card is only a bit less convenient since I have to transfer the money back in the credit card account later. Is it safer ...
1
vote
1answer
49 views

ACH Transfer limits

I belong to a Credit Union and they tell me that the maximum amount I can transfer via ACH is $500. That seems very low to me. Is that normal?
1
vote
1answer
57 views

What steps I should take if I'm failing to purchase anything outside of US and bank does not help me at all?

I have a very strange problem which drives me crazy for almost about a year and I just don't know what I can try to do next. So here's the situation so far: All my Wells Fargo debit cards seems to ...
3
votes
1answer
139 views

Can a company take money from a Debit Card at a Later Date?

I have booked an online service from a web site which only asked me for the Debit / Credit Card Info (Visa Electron) to reserve the service (Only save my Card details are saved, no deductions are made ...
4
votes
5answers
14k views

How do I make a one of payment to my HSBC credit card bill with a HSBC debit card UK

I need to pay my HSBC credit card bill with a HSBC debit card and I can't transfer money between accounts (it doesn't show up on the list of accounts). When I click on the direct debit details it says ...
11
votes
5answers
3k views

What are cheap ways to accept small amounts of money (micropayments) on my web site?

I need to receive money from users from my webpage. They will only pay very small amounts, i.e. $1 max, but the total will probably go up to $10,000.00. What is the best way to receive this money ...
2
votes
2answers
86 views

can you see the name of the person who purchased with the credit card online?

if you order something online via PayPal, can the person see the name of the person who purchased it on their credit card?
0
votes
3answers
4k views

Credit card with no card holder names on it

I am interested in creating a credit/debit card for online use which in no way references my real names and etc. I need to use, for say, pay some website hosting and not expose my credit card printed ...
1
vote
3answers
335 views

Must I pay a credit card balance after receipt of the statement, or can I pay as I go?

I recently got my first credit card and am not sure how payment works (I'm used to debit cards). I know there's a closing date: you get the statement, and you have to pay it by a certain date. I made ...
1
vote
2answers
77 views

Setting up auto-pay. Should I use my bank that holds mortage or my personal bank?

I am trying to setup my bills so I can be a little hassle free when it comes to paying them. The cost isn't so much an issue as me remembering to pay them in the first place. Currently, I have been ...
4
votes
1answer
109 views

E-shopping, the store refunds less money, how act?

I've ordered some product online. The next day I got an email: On 1st time orders, our company requires transactions to be completed via Paypal. We have refunded your credit card for the total ...
1
vote
1answer
71 views

How can I send money to someone from India to Pakistan?

I've one friend in Pakistan who did freelance work on a website project. So, I have to pay him for it. But unable to find any gateway.
5
votes
3answers
259 views

Have plenty of cash flow but bad credit

I had financial issues back in 06-08 (when the nation in general also did). I had debt I couldn't pay, and I had to sell our house short. I since then have not purchased anything I couldn't pay cash ...
6
votes
3answers
3k views

Should I keep online bill-pay confirmation numbers?

I pay some bills/credit cards via website or over-the-phone payment systems. These systems give you a confirmation number/reference number. Is there a point to recording these confirmation numbers? ...
2
votes
1answer
123 views

Online accounting with Stripe/PayPal transactions

I have a small solo business where I sell services on a website. I probably have about 100 small transactions per month and people pay me with PayPal or Stripe. I have been doing accounting in an ...
-2
votes
1answer
80 views

Personal Online Money Saving [closed]

I'm thirteen. I want to get some money for various online transactions. I do not want a full on bank account, nor can I get a joint checking account, because I don't to approach my dad about it. I ...
1
vote
2answers
183 views

Is it better to pay credit card bills through the online bill pay service offered by my bank or from my credit card's website?

I have a Radius Bank checking account with a bill pay service and a Capital One credit card. I can pay my credit card bill from either website. Is there any advantage to using Radius's over Capital ...
1
vote
1answer
154 views

Mastercard - No password for online transactions

I am from India and recently moved to France. In India while making any online transaction one need the information on the debit card and ATM pin number or need a password given by the bank ...
10
votes
3answers
3k views

Why is OkPay not allowed in the United States?

For those of us who deal with freelance foreign clients, I've heard of this company from clients, but can't figure out why it's not allowed in the United States. The reason I ask is that they ...
1
vote
1answer
121 views

My payment has been voided by the merchants but money wont show up on my credit card

I ordered something from the internet and payed thru credit card. But my order has been canceled and they promised to refund me the payment I made. They say the have only authorized the payment but ...
2
votes
1answer
143 views

Can anyone else make an online payment for me?

I want to register for the SAT, paper registration is currently not available in my country(Ethiopia), and I want to register online. Credit card and any other form of online payment is not possible ...
1
vote
2answers
367 views

How does Wells Fargo can detect my right account if I have multiple accounts when I am transferring money?

I have 4 different bank accounts with 4 different banks. I wanted to transfer money from my account in Wells Fargo to my account in some other bank ONLINE. But I don't see any option to add my other ...
3
votes
1answer
253 views

Is home address required for online payments

I have a question about online payment and I would appreciate it if one could answer. For online payments with debitcard in the UK, at the time of payment, I have always been asked to enter the home ...
3
votes
1answer
80 views

Find out if I have recurring charges to my accounts?

I do online payments for various services, and I'm wondering if over the years I've accumulated some recurring (perhaps annual) charges that I've forgotten about, for services I no longer use. Is ...
0
votes
1answer
130 views

How to avoid maintenance fee when balance drops below minimum?

Looking for a way to, in the event of a purchase dropping my balance below the minimum daily balance (MDB) with no way to bring it above the MDB before the end of the day, make 6 point of sale (POS) ...
0
votes
0answers
115 views

Can I open a bank account in the U.S as a tourist visa holder and use it for an online business and make money?

Can I open a bank account in the U.S as a tourist visa holder and use it for an online business and make money? I mean I will go to the U.S for 3 months as a tourist and I want to open a bank account....
1
vote
1answer
102 views

Why can't online transactions be completed outside of business hours?

If I want to (for example) pay my credit card bill online after business hours, I usually get some kind of confirmation message saying that the transaction will not go through until the next business ...
1
vote
2answers
100 views

Do numbers in an account number represent anything?

For example Is it possible to understand what the currency of an account is from the account number. Is there a global standard for this or all banks have their own ?
2
votes
2answers
77 views

Does Visa Electron preauth success necessarily mean the transaction will succeed?

I have placed an order with an online store which preauthorises charges at 100% the price of the item. Now on my Visa Electron debit card I have a daily purchase limit of say x dollars. The purchase ...
3
votes
1answer
3k views

Is it acceptable to receive payment from U.S. in Indian saving bank account via PayPal?

I'm working as a MyCommerce - RegNow affiliate. I promote software/desktop utilities of various software vendors associated with MyCommerce and they pay me some commission for each sale. MyCommerce ...
12
votes
8answers
11k views

PayPal wants me to “add a bank account”, another funding source. Credit card isn't working. Why?

This is the second time in the last couple of weeks that I'm seeing the following error from PayPal. (Note: I've deliberately hidden the name of the merchant at the top.) "You cannot use this ...
2
votes
1answer
80 views

How to identify currency of online payment

I made a donation online to a Canadian charitable organization, entering a donation amount in dollars, assuming it to be Canadian currency. It turns out that their donations were being handled by ...
2
votes
3answers
946 views

Is there any way to pay online in a country with no international banking system

I live in Ethiopia and according on the National Bank of Ethiopia, it is illegal to get any money out of Ethiopia without special permission from the bank. I personally want to make some online ...
4
votes
1answer
434 views

How long does a retailer have to take payment?

I made an e-commerce purchase in January 2015, for which I used a credit card. The product was delivered promptly; no problem there at all; however the retailer failed to debit my account until around ...
5
votes
3answers
4k views

What exactly is “Perfect Money”'s guarantee?

I'm thinking of depositing a substantial amount of sum into Perfect Money. The advantages are: (much) ease in international transfers (when buying/selling things online) (much, much) better ...
2
votes
1answer
3k views

Question about using a VISA card to withdraw money from PayPal balance

According to the following PayPal policy, https://cms.paypal.com/mz/cgi-bin/?cmd=_render-content&content_ID=ua/RecPymt_print The only way for me to withdraw money from PayPal in my country is ...
2
votes
1answer
171 views

What are online payment options with no chargeback protection?

What exactly are chargebacks and chargeback fraud? Is it a complaint about not receiving the product, or is it about the customer saying that he did not authorize the payment? If I understand ...
1
vote
1answer
70 views

What happened if a merchant capture the fund without delivering the ordered product/service?

I am new with the payment process. I hope clarification would be appreciated. I am developing a payment gateway. And I am trying to understand the way an authorization and capture of payment. What ...
0
votes
2answers
103 views

Citizens Bank: What counts as a 'qualified online bill payment'?

I am hoping to get the $200 bonus through this offer. One requirement is that I must post "three qualified online bill payments". My question is: What counts as one such bill payment? Does it have to ...
1
vote
2answers
2k views

Should I have separate business and personal accounts for my start up?

I have a personal active PayPal account. I am about to start a small web development company. I have googled to learn about making and receiving on line payments like if I want to register a domain ...
0
votes
1answer
69 views

What is the most convenient way I can accept money transfer online? [closed]

I've made a deal with a person over email. He needs to send the payment online (around $3000), what is the quickest way I can make this happen? I need to be able to accept this transfer by tomorrow.
2
votes
1answer
249 views

How does credit card's online authentication work?

I am not sure if this question is valid here but this seems to be the most appropriate place. I have a credit card which I use to shop online. When I checkout a product on say, Flipkart, it asks me ...
3
votes
3answers
2k views

Is there a rule that a merchant must identify themself when making a charge

Recently I sent several credit card payments online. The company that charged my card is a multi-billion dollar company, so not just a small start-up. However on the statements the charges appeared as ...
2
votes
1answer
407 views

Receiving money from Paypal via a friend in different country

Paypal doesn't support my country yet, but I want to open a small ecommerce site to accept payment from paypal. Can a friend living in a different country (may be US, Canada, Australia etc.) accept ...
2
votes
2answers
940 views

Why are interbank payment (settlement) systems closed for weekends and holidays?

Why are interbank payment (settlement) systems (TARGET2, for example) closed for weekends and holidays? Are they saving on the electricity of their servers or something? Or are they really checking ...
1
vote
3answers
467 views

Is it safe to scan debit card's front and back side for my broker?

To make a deposit, my broker, regulated by EU and established, asks me to provide the scans of the front and back side of the debit card. "Name, expiration date and the first and last four digits of ...
2
votes
1answer
2k views

Apply for credit card online and get card # immediately?

Are there credit cards, as for online shopping only, that one can apply to online and get the card number immediately, without waiting for a physical card to arrive via snail-mail?
4
votes
3answers
205 views

Using credit cards online: is it safe?

Since I started using payment cards online, I have completely no understanding about how these payments are secured. Whenever I pay online no matter for what, I'm usually asked to provide all ...
2
votes
1answer
300 views

How do I remotely open a bank account in Thailand?

A friend of mine told me that Thai bank account has no limitations in paypal for transfers, etc. I would like to try it out and open bank account in Thailand, register paypal account for it and use it ...