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6
votes
1answer
348 views

What tax rules apply to selling of digital goods, specifically in-game currencies?

We are selling an in-game currency to be used to buy virtual objects that will be used and consumed in the game. How do taxes relate to this type of purchase as compared to selling physical goods ...
2
votes
3answers
357 views

How to send money from my Indian bank account/debit card to my PayPal account?

I have a verified PayPal account which I'm using for the last 3-4 yrs. I want to buy a book from a web site, but PayPal is the only option listed for payment. I have money in my bank account, but I ...
7
votes
4answers
130 views

Is there any way for a buyer to guarantee that there will be no chargeback in PayPal or GoogleCheckout?

Assume I'm a buyer and I want to guarantee a seller that I will not charge back my Paypal or GoogleCheckout payment. Is there any binding mechanism to do it in those systems? Or may be there is a ...
9
votes
8answers
4k views

PayPal wants me to “add a bank account”, another funding source. Credit card isn't working. Why?

This is the second time in the last couple of weeks that I'm seeing the following error from PayPal. (Note: I've deliberately hidden the name of the merchant at the top.) "You cannot use this ...
0
votes
1answer
48 views

Best P2P payments system? [closed]

In an increasingly active field, a number of competitors have developed: Dwolla Venmo Of course, there is always staid Paypal, as well as Bitcoin, though the latter is currently technologically ...
4
votes
2answers
770 views

Alternatives to Intuit's PayTrust service for online bill viewing and bill payment?

I've been a long-time user of PayTrust. The idea behind the service is great: I can receive bills through PayTrust, view them online and set up payment rules to pay them automatically. However, Intuit ...
1
vote
2answers
140 views

Why are interbank payment (settlement) systems closed for weekends and holidays?

Why are interbank payment (settlement) systems (TARGET2, for example) closed for weekends and holidays? Are they saving on the electricity of their servers or something? Or are they really checking ...
-2
votes
1answer
222 views

Must all details match exactly if receiving payment via my personal bank account?

I want to use my personal bank account to receive payment for my work e.g. as a first-time software developer. I found a company who wants to list my application for sale in their online store. To ...
2
votes
3answers
1k views

In what countries can credit card merchants use address verification?

Usually when you pay with a Visa or MasterCard online you have to provide a billing address. Many online shops, especially from the United States, will only send purchases to the cardholders billing ...
1
vote
3answers
206 views

Getting payment from a moving sale via PayPal or by Bank of America account?

I am doing moving sale. A person who bought some of my stuff asked me if I have account with PayPal or Bank of America? I told him no, because I really don't. Later I tried to understand how ...
5
votes
1answer
314 views

What does paying by invoice mean?

I was trying to buy a book from Springer in the Yellow Sale 2012. I chose to pay by invoice, without knowing what it means!?! Further, if it matters -- I filled in: Billing address, Shipping address ...
4
votes
2answers
258 views

Should I keep online bill-pay confirmation numbers?

I pay some bills/credit cards via website or over-the-phone payment systems. These systems give you a confirmation number/reference number. Is there a point to recording these confirmation numbers? ...
3
votes
2answers
1k views

How do I get a US credit or debit card if I reside outside the US?

I am from Hungary and I would like to purchase sometimes from US web services like iTunes and so on. They require US cards and billing address. Is it possible to have one without traveling to the US? ...
1
vote
1answer
93 views

Are Square Tabs secure?

My barber takes credit card payments using the Square reader and his iPhone. I get the receipts via text message. The text messages include a link to the Square site that allow me to create a "Tab" ...
7
votes
7answers
241 views

Do you know of any online monetary systems?

I'm actually looking for something that would resemble a monetary system of a sovereign country. The value of its currency would be somewhat independent of, say the dollar. If there was a more stable ...
3
votes
2answers
96 views

Enable a select group of people to claim a flexible portion of a fixed amount of money anonymously?

This is a bit of an unusual question, so I'll explain: My girlfriend and I are getting married next year. I'm German, she's American, and the wedding will happen in the U.S. Most of the people that ...
1
vote
0answers
104 views

How do I remotely open a bank account in Thailand?

A friend of mine told me that Thai bank account has no limitations in paypal for transfers, etc. I would like to try it out and open bank account in Thailand, register paypal account for it and use it ...
1
vote
2answers
346 views

Can I setup a PayPal account or Google Checkout account without providing a bank account?

I want to set up an account on PayPal or Google to simplify online transactions. However, for security reasons, I do not want to link it to a bank account. I can get a friend to fund the ...
27
votes
5answers
2k views

Pay online: credit card or debit card?

I have a credit card and a debit card. I could use both to pay online. Credit card is only a bit less convenient since I have to transfer the money back in the credit card account later. Is it safer ...
3
votes
2answers
184 views

How much “one-time fee” do I have to pay to be able to use PayPal to send money?

From http://help.yahoo.com/l/us/yahoo/smallbusiness/webhosting/sitebuilder2/paypal/paypal-04.html: Personal accounts are meant for use by individuals. With a Personal account, you can send and ...
10
votes
4answers
381 views

What are cheap ways to accept small amounts of money (micropayments) on my web site?

I need to receive money from users from my webpage. They will only pay very small amounts, i.e. $1 max, but the total will probably go up to $10,000.00. What is the best way to receive this money ...
6
votes
2answers
99 views

Taxation from variations in currency

Assuming: I am a UK tax payer I live in the UK Assume I sell a good online, for $100. One payment method I accept is Bitcoins. Bitcoins at the moment are extremely volatile, it wouldn't surprise ...
2
votes
2answers
44 views
3
votes
2answers
195 views

Does any online payment system use OpenID authentication?

Does any online payment system (something like PayPal or the web site of a banking institution) make use of OpenID?
5
votes
2answers
515 views

How do credit card payments work? What ensures the retailer charges the right amount?

If I buy book from an online shopping site via my credit card, how can the retailer get money from my credit card? What is in place to ensure the retailer gets the exact amount of money I should pay, ...
5
votes
2answers
103 views

Payment service provider which works with CIS (ex-USSR countries)

Our client wants to create online shop to sell goods worldwide. Inside CIS there are many payment service providers (WebMoney or Yandex-money for example) which are useless outside. Are there any ...
4
votes
4answers
87 views

Why does the payment date on online credit card payment forms default to the due date?

Here's a screenshot from my credit card's payment form: Out of habit, I tend to set the payment date to a day far sooner than the statement's due date ...I suppose for fear that something will ...
6
votes
2answers
771 views

Alternatives to Paypal plug-in for one-time use card generation

I use the Paypal plug-in service to generate one-time use cards to avoid giving my real credit card information to untrusted online vendors. Paypal recently notified users that the Paypal plug-in ...
3
votes
1answer
56 views

Do distance selling protection regulations work across borders?

When buying online in the UK, purchases are covered by the distance selling regulations, which basically give you 14 days to return or annul an agreement or purchase made online. If I buy products ...
8
votes
1answer
158 views

What are the alternatives to PayPal for non-supported countries?

What are the alternatives to PayPal for countries whom PayPal does not support? For example, I am from Pakistan and I am looking for easy way like PayPal to transfer and receive amounts from the ...
4
votes
2answers
138 views

Are there any viable alternatives to Paypal for a small site?

I don't want to have the hassle of dealing with credit card or direct payments directly on my website, the volume and amount of transactions don't justify the effort. I've set up Paypal on the site ...