For questions relating to online payment services (Paypal, Google Checkout, etc.) and the use of online payments as a way to make purchases.

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2
votes
3answers
89 views

What are some options for sending and receiving money electronically?

I occasionally sell items via Kijiji and Craigslist in Canada, and while cash is convenient sometimes it's easier to do electronic transfers, or even have the ability to accept credit card in person. ...
2
votes
1answer
61 views

Facebook application income (India)

I am currently working software engineer in India. Except for salary income. I get income from my facebook app which is very basic amount. For that I use paypal to transfer money to my bank account. ...
8
votes
4answers
2k views

Alternatives to Intuit's PayTrust service for online bill viewing and bill payment?

I've been a long-time user of PayTrust. The idea behind the service is great: I can receive bills through PayTrust, view them online and set up payment rules to pay them automatically. However, Intuit ...
2
votes
4answers
3k views

In what countries can credit card merchants use address verification?

Usually when you pay with a Visa or MasterCard online you have to provide a billing address. Many online shops, especially from the United States, will only send purchases to the cardholders billing ...
1
vote
1answer
90 views

Is it acceptable to receive payment from U.S. in Indian saving bank account via PayPal?

I'm working as a MyCommerce - RegNow affiliate. I promote software/desktop utilities of various software vendors associated with MyCommerce and they pay me some commission for each sale. MyCommerce ...
1
vote
1answer
167 views

How do I remotely open a bank account in Thailand?

A friend of mine told me that Thai bank account has no limitations in paypal for transfers, etc. I would like to try it out and open bank account in Thailand, register paypal account for it and use it ...
6
votes
2answers
789 views

How do credit card payments work? What ensures the retailer charges the right amount?

If I buy book from an online shopping site via my credit card, how can the retailer get money from my credit card? What is in place to ensure the retailer gets the exact amount of money I should pay, ...
0
votes
1answer
96 views

What payment app makes it easiest for friends to transfer money (without a fee)?

I'm a fantasy football league commissioner. That means it's my responsibility to collect dues from all 12 team managers and then distribute funds to the winners. This seems like an easy enough task, ...
12
votes
6answers
3k views

Is it safer to send credit card number via unsecured website form or by e-mail? What safer options are there?

I want to buy something from a VERY REPUTABLE Asian seller. They've got a lot of good references all over the internet. The only thing is, they are quite old-fashioned and so is their website. They ...
-1
votes
1answer
134 views

Can I connect a PayPal account to a business bank account instead of a personal bank account?

If I write online content and get paid through my PayPal account, and if the PayPal account is connected to my business bank account, does my income automatically become my corporation's income? ...
4
votes
3answers
565 views

What exactly is “Perfect Money”'s guarantee?

I'm thinking of depositing a substantial amount of sum into Perfect Money. The advantages are: Much easier to do international transfers (I buy and sell things online) Much much better interest ...
0
votes
2answers
377 views

How can my friend in the U.K. cheaply transfer money to me in Israel?

I have a friend who owe me ~600 GB pounds. I have asked him to pay me in USD. What is the cheapest way to transfer the money from UK to Israel? I have checked PayPal - 3.5% commission for ...
-2
votes
2answers
317 views

How mistake-proof is the process for receiving an ING Direct Canada email money transfer?

I want to send about $500 to a local charity. Some electronic-payment options include Vogogo (fee: usually $1.75), PayPal (fee: about 2%), or Interac e-Transfer (your bank sets the fee: between $0 ...
4
votes
4answers
293 views

Is there a no-fee way for Americans to send electronic payments to American small businesses?

currently I have a registered business with a client that pays me every two weeks. Normally I send an invoice, and he sends a check via snail mail. We would like to move this to something online. ...
0
votes
0answers
23 views

Trusting USUnlocked [duplicate]

I'm considering using USUnlocked. They require a lot of confidential information and I'm curious that if they are secure; if they can be trusted? I know they've an official message board but I'm ...
2
votes
1answer
270 views

Receiving online payments without disclosing my name and home address?

Is there a payment gateway or something that keeps your name/identity private and not seen that takes credit cards? Does PayPal work, or does it show your name and home address? I would ONLY like my ...
6
votes
1answer
689 views

What tax rules apply to selling of digital goods, specifically in-game currencies?

We are selling an in-game currency to be used to buy virtual objects that will be used and consumed in the game. How do taxes relate to this type of purchase as compared to selling physical goods ...
2
votes
3answers
2k views

How to send money from my Indian bank account/debit card to my PayPal account?

I have a verified PayPal account which I'm using for the last 3-4 yrs. I want to buy a book from a web site, but PayPal is the only option listed for payment. I have money in my bank account, but I ...
7
votes
4answers
536 views

Is there any way for a buyer to guarantee that there will be no chargeback in PayPal or GoogleCheckout?

Assume I'm a buyer and I want to guarantee a seller that I will not charge back my Paypal or GoogleCheckout payment. Is there any binding mechanism to do it in those systems? Or may be there is a ...
10
votes
8answers
5k views

PayPal wants me to “add a bank account”, another funding source. Credit card isn't working. Why?

This is the second time in the last couple of weeks that I'm seeing the following error from PayPal. (Note: I've deliberately hidden the name of the merchant at the top.) "You cannot use this ...
1
vote
2answers
386 views

Why are interbank payment (settlement) systems closed for weekends and holidays?

Why are interbank payment (settlement) systems (TARGET2, for example) closed for weekends and holidays? Are they saving on the electricity of their servers or something? Or are they really checking ...
-2
votes
1answer
320 views

Must all details match exactly if receiving payment via my personal bank account?

I want to use my personal bank account to receive payment for my work e.g. as a first-time software developer. I found a company who wants to list my application for sale in their online store. To ...
1
vote
3answers
320 views

Getting payment from a moving sale via PayPal or by Bank of America account?

I am doing moving sale. A person who bought some of my stuff asked me if I have account with PayPal or Bank of America? I told him no, because I really don't. Later I tried to understand how ...
5
votes
1answer
3k views

What does paying by invoice mean?

I was trying to buy a book from Springer in the Yellow Sale 2012. I chose to pay by invoice, without knowing what it means!?! Further, if it matters -- I filled in: Billing address, Shipping address ...
4
votes
2answers
595 views

Should I keep online bill-pay confirmation numbers?

I pay some bills/credit cards via website or over-the-phone payment systems. These systems give you a confirmation number/reference number. Is there a point to recording these confirmation numbers? ...
4
votes
2answers
3k views

How do I get a US credit or debit card if I reside outside the US?

I am from Hungary and I would like to purchase sometimes from US web services like iTunes and so on. They require US cards and billing address. Is it possible to have one without traveling to the US? ...
1
vote
1answer
107 views

Are Square Tabs secure?

My barber takes credit card payments using the Square reader and his iPhone. I get the receipts via text message. The text messages include a link to the Square site that allow me to create a "Tab" ...
7
votes
7answers
270 views

Do you know of any online monetary systems?

I'm actually looking for something that would resemble a monetary system of a sovereign country. The value of its currency would be somewhat independent of, say the dollar. If there was a more stable ...
3
votes
2answers
106 views

Enable a select group of people to claim a flexible portion of a fixed amount of money anonymously?

This is a bit of an unusual question, so I'll explain: My girlfriend and I are getting married next year. I'm German, she's American, and the wedding will happen in the U.S. Most of the people that ...
1
vote
2answers
645 views

Can I setup a PayPal account or Google Checkout account without providing a bank account?

I want to set up an account on PayPal or Google to simplify online transactions. However, for security reasons, I do not want to link it to a bank account. I can get a friend to fund the ...
35
votes
5answers
4k views

Pay online: credit card or debit card?

I have a credit card and a debit card. I could use both to pay online. Credit card is only a bit less convenient since I have to transfer the money back in the credit card account later. Is it safer ...
3
votes
2answers
278 views

How much “one-time fee” do I have to pay to be able to use PayPal to send money?

From http://help.yahoo.com/l/us/yahoo/smallbusiness/webhosting/sitebuilder2/paypal/paypal-04.html: Personal accounts are meant for use by individuals. With a Personal account, you can send and ...
10
votes
4answers
739 views

What are cheap ways to accept small amounts of money (micropayments) on my web site?

I need to receive money from users from my webpage. They will only pay very small amounts, i.e. $1 max, but the total will probably go up to $10,000.00. What is the best way to receive this money ...
7
votes
2answers
118 views

Taxation from variations in currency

Assuming: I am a UK tax payer I live in the UK Assume I sell a good online, for $100. One payment method I accept is Bitcoins. Bitcoins at the moment are extremely volatile, it wouldn't surprise ...
2
votes
2answers
68 views
5
votes
2answers
270 views

Does any online payment system use OpenID authentication?

Does any online payment system (something like PayPal or the web site of a banking institution) make use of OpenID?
5
votes
2answers
119 views

Payment service provider which works with CIS (ex-USSR countries)

Our client wants to create online shop to sell goods worldwide. Inside CIS there are many payment service providers (WebMoney or Yandex-money for example) which are useless outside. Are there any ...
4
votes
4answers
101 views

Why does the payment date on online credit card payment forms default to the due date?

Here's a screenshot from my credit card's payment form: Out of habit, I tend to set the payment date to a day far sooner than the statement's due date ...I suppose for fear that something will ...
6
votes
2answers
1k views

Alternatives to Paypal plug-in for one-time use card generation

I use the Paypal plug-in service to generate one-time use cards to avoid giving my real credit card information to untrusted online vendors. Paypal recently notified users that the Paypal plug-in ...
3
votes
1answer
57 views

Do distance selling protection regulations work across borders?

When buying online in the UK, purchases are covered by the distance selling regulations, which basically give you 14 days to return or annul an agreement or purchase made online. If I buy products ...
9
votes
1answer
182 views

What are the alternatives to PayPal for non-supported countries?

What are the alternatives to PayPal for countries whom PayPal does not support? For example, I am from Pakistan and I am looking for easy way like PayPal to transfer and receive amounts from the ...
4
votes
2answers
157 views

Are there any viable alternatives to Paypal for a small site?

I don't want to have the hassle of dealing with credit card or direct payments directly on my website, the volume and amount of transactions don't justify the effort. I've set up Paypal on the site ...