For questions relating to online payment services (Paypal, Google Checkout, etc.) and the use of online payments as a way to make purchases.

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1
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2answers
809 views

Can I setup a PayPal account or Google Checkout account without providing a bank account?

I want to set up an account on PayPal or Google to simplify online transactions. However, for security reasons, I do not want to link it to a bank account. I can get a friend to fund the ...
4
votes
4answers
6k views

In what countries can credit card merchants use address verification?

Usually when you pay with a Visa or MasterCard online you have to provide a billing address. Many online shops, especially from the United States, will only send purchases to the cardholders billing ...
8
votes
5answers
4k views

Alternatives to Intuit's PayTrust service for online bill viewing and bill payment?

I've been a long-time user of PayTrust. The idea behind the service is great: I can receive bills through PayTrust, view them online and set up payment rules to pay them automatically. However, Intuit ...
3
votes
2answers
361 views

How much “one-time fee” do I have to pay to be able to use PayPal to send money?

From http://help.yahoo.com/l/us/yahoo/smallbusiness/webhosting/sitebuilder2/paypal/paypal-04.html: Personal accounts are meant for use by individuals. With a Personal account, you can send and ...
2
votes
3answers
5k views

How to send money from my Indian bank account/debit card to my PayPal account?

I have a verified PayPal account which I'm using for the last 3-4 yrs. I want to buy a book from a web site, but PayPal is the only option listed for payment. I have money in my bank account, but I ...
45
votes
6answers
7k views

Pay online: credit card or debit card?

I have a credit card and a debit card. I could use both to pay online. Credit card is only a bit less convenient since I have to transfer the money back in the credit card account later. Is it safer ...
7
votes
2answers
129 views

Taxation from variations in currency

Assuming: I am a UK tax payer I live in the UK Assume I sell a good online, for $100. One payment method I accept is Bitcoins. Bitcoins at the moment are extremely volatile, it wouldn't surprise ...
2
votes
2answers
73 views

What fees and other costs are associated with Moneybookers withdrawals‎ in China?

What fees and other costs are associated with Moneybookers withdrawals‎ in China?
10
votes
4answers
1k views

What are cheap ways to accept small amounts of money (micropayments) on my web site?

I need to receive money from users from my webpage. They will only pay very small amounts, i.e. $1 max, but the total will probably go up to $10,000.00. What is the best way to receive this money ...
5
votes
2answers
355 views

Does any online payment system use OpenID authentication?

Does any online payment system (something like PayPal or the web site of a banking institution) make use of OpenID?
6
votes
2answers
1k views

How do credit card payments work? What ensures the retailer charges the right amount?

If I buy book from an online shopping site via my credit card, how can the retailer get money from my credit card? What is in place to ensure the retailer gets the exact amount of money I should pay, ...
4
votes
4answers
136 views

Why does the payment date on online credit card payment forms default to the due date?

Here's a screenshot from my credit card's payment form: Out of habit, I tend to set the payment date to a day far sooner than the statement's due date ...I suppose for fear that something will ...
7
votes
7answers
285 views

Do you know of any online monetary systems?

I'm actually looking for something that would resemble a monetary system of a sovereign country. The value of its currency would be somewhat independent of, say the dollar. If there was a more stable ...
6
votes
2answers
1k views

Alternatives to Paypal plug-in for one-time use card generation

I use the Paypal plug-in service to generate one-time use cards to avoid giving my real credit card information to untrusted online vendors. Paypal recently notified users that the Paypal plug-in ...
5
votes
2answers
4k views

How do I get a US credit or debit card if I reside outside the US?

I am from Hungary and I would like to purchase sometimes from US web services like iTunes and so on. They require US cards and billing address. Is it possible to have one without traveling to the US? ...
5
votes
2answers
151 views

Payment service provider which works with CIS (ex-USSR countries)

Our client wants to create online shop to sell goods worldwide. Inside CIS there are many payment service providers (WebMoney or Yandex-money for example) which are useless outside. Are there any ...
3
votes
1answer
62 views

Do distance selling protection regulations work across borders?

When buying online in the UK, purchases are covered by the distance selling regulations, which basically give you 14 days to return or annul an agreement or purchase made online. If I buy products ...
9
votes
1answer
221 views

What are the alternatives to PayPal for non-supported countries?

What are the alternatives to PayPal for countries whom PayPal does not support? For example, I am from Pakistan and I am looking for easy way like PayPal to transfer and receive amounts from the ...
7
votes
2answers
204 views

Are there any viable alternatives to Paypal for a small site?

I don't want to have the hassle of dealing with credit card or direct payments directly on my website, the volume and amount of transactions don't justify the effort. I've set up Paypal on the site ...
11
votes
8answers
7k views

PayPal wants me to “add a bank account”, another funding source. Credit card isn't working. Why?

This is the second time in the last couple of weeks that I'm seeing the following error from PayPal. (Note: I've deliberately hidden the name of the merchant at the top.) "You cannot use this ...