For questions relating to online payment services (Paypal, Google Checkout, etc.) and the use of online payments as a way to make purchases.

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0answers
22 views

how to get paid online “indie Software developer” egypt? [on hold]

I intend to work as a freelancer and maybe develop and sell software through a personal website , or through stores like "apple or google play" ,what are my options ?
0
votes
1answer
24 views

How can I send money to someone from India to Pakistan?

I've one friend in Pakistan who did freelance work on a website project. So, I have to pay him for it. But unable to find any gateway.
5
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3answers
227 views

Have plenty of cash flow but bad credit

I had financial issues back in 06-08 (when the nation in general also did). I had debt I couldn't pay, and I had to sell our house short. I since then have not purchased anything I couldn't pay cash ...
-2
votes
1answer
68 views

Personal Online Money Saving [closed]

I'm thirteen. I want to get some money for various online transactions. I do not want a full on bank account, nor can I get a joint checking account, because I don't to approach my dad about it. I ...
1
vote
2answers
101 views

Is it better to pay credit card bills through the online bill pay service offered by my bank or from my credit card's website?

I have a Radius Bank checking account with a bill pay service and a Capital One credit card. I can pay my credit card bill from either website. Is there any advantage to using Radius's over Capital ...
1
vote
1answer
76 views

Mastercard - No password for online transactions

I am from India and recently moved to France. In India while making any online transaction one need the information on the debit card and ATM pin number or need a password given by the bank ...
1
vote
1answer
83 views

My payment has been voided by the merchants but money wont show up on my credit card

I ordered something from the internet and payed thru credit card. But my order has been canceled and they promised to refund me the payment I made. They say the have only authorized the payment but ...
10
votes
3answers
2k views

Why is OkPay not allowed in the United States?

For those of us who deal with freelance foreign clients, I've heard of this company from clients, but can't figure out why it's not allowed in the United States. The reason I ask is that they ...
1
vote
2answers
126 views

How does Wells Fargo can detect my right account if I have multiple accounts when I am transferring money?

I have 4 different bank accounts with 4 different banks. I wanted to transfer money from my account in Wells Fargo to my account in some other bank ONLINE. But I don't see any option to add my other ...
3
votes
1answer
130 views

Is home address required for online payments

I have a question about online payment and I would appreciate it if one could answer. For online payments with debitcard in the UK, at the time of payment, I have always been asked to enter the home ...
3
votes
1answer
57 views

Find out if I have recurring charges to my accounts?

I do online payments for various services, and I'm wondering if over the years I've accumulated some recurring (perhaps annual) charges that I've forgotten about, for services I no longer use. Is ...
1
vote
1answer
65 views

Online accounting with Stripe/PayPal transactions

I have a small solo business where I sell services on a website. I probably have about 100 small transactions per month and people pay me with PayPal or Stripe. I have been doing accounting in an ...
0
votes
0answers
76 views

Can I open a bank account in the U.S as a tourist visa holder and use it for an online business and make money?

Can I open a bank account in the U.S as a tourist visa holder and use it for an online business and make money? I mean I will go to the U.S for 3 months as a tourist and I want to open a bank ...
1
vote
1answer
98 views

Why can't online transactions be completed outside of business hours?

If I want to (for example) pay my credit card bill online after business hours, I usually get some kind of confirmation message saying that the transaction will not go through until the next business ...
1
vote
2answers
92 views

Do numbers in an account number represent anything?

For example Is it possible to understand what the currency of an account is from the account number. Is there a global standard for this or all banks have their own ?
0
votes
1answer
121 views

How to avoid maintenance fee when balance drops below minimum?

Looking for a way to, in the event of a purchase dropping my balance below the minimum daily balance (MDB) with no way to bring it above the MDB before the end of the day, make 6 point of sale (POS) ...
3
votes
4answers
2k views

How do I make a one of payment to my HSBC credit card bill with a HSBC debit card UK

I need to pay my HSBC credit card bill with a HSBC debit card and I can't transfer money between accounts (it doesn't show up on the list of accounts). When I click on the direct debit details it says ...
2
votes
1answer
128 views

Can anyone else make an online payment for me?

I want to register for the SAT, paper registration is currently not available in my country(Ethiopia), and I want to register online. Credit card and any other form of online payment is not possible ...
2
votes
2answers
58 views

Does Visa Electron preauth success necessarily mean the transaction will succeed?

I have placed an order with an online store which preauthorises charges at 100% the price of the item. Now on my Visa Electron debit card I have a daily purchase limit of say x dollars. The purchase ...
2
votes
1answer
72 views

How to identify currency of online payment

I made a donation online to a Canadian charitable organization, entering a donation amount in dollars, assuming it to be Canadian currency. It turns out that their donations were being handled by ...
4
votes
1answer
225 views

How long does a retailer have to take payment?

I made an e-commerce purchase in January 2015, for which I used a credit card. The product was delivered promptly; no problem there at all; however the retailer failed to debit my account until around ...
1
vote
1answer
62 views

What happened if a merchant capture the fund without delivering the ordered product/service?

I am new with the payment process. I hope clarification would be appreciated. I am developing a payment gateway. And I am trying to understand the way an authorization and capture of payment. What ...
0
votes
2answers
77 views

Citizens Bank: What counts as a 'qualified online bill payment'?

I am hoping to get the $200 bonus through this offer. One requirement is that I must post "three qualified online bill payments". My question is: What counts as one such bill payment? Does it have to ...
0
votes
1answer
181 views

Must I pay a credit card balance after receipt of the statement, or can I pay as I go?

I recently got my first credit card and am not sure how payment works (I'm used to debit cards). I know there's a closing date: you get the statement, and you have to pay it by a certain date. I made ...
0
votes
1answer
67 views

What is the most convenient way I can accept money transfer online? [closed]

I've made a deal with a person over email. He needs to send the payment online (around $3000), what is the quickest way I can make this happen? I need to be able to accept this transfer by tomorrow.
0
votes
0answers
61 views

Visa Credit Card Regulations in Europe

I'm a US expat living in Spain (almost a year now). I made a large purchase at an online store last week with my Visa credit card. The item has not shipped, but I have already been charged for the ...
2
votes
1answer
2k views

Question about using a VISA card to withdraw money from PayPal balance

According to the following PayPal policy, https://cms.paypal.com/mz/cgi-bin/?cmd=_render-content&content_ID=ua/RecPymt_print The only way for me to withdraw money from PayPal in my country is ...
2
votes
1answer
194 views

How does credit card's online authentication work?

I am not sure if this question is valid here but this seems to be the most appropriate place. I have a credit card which I use to shop online. When I checkout a product on say, Flipkart, it asks me ...
2
votes
3answers
669 views

Is there a rule that a merchant must identify themself when making a charge

Recently I sent several credit card payments online. The company that charged my card is a multi-billion dollar company, so not just a small start-up. However on the statements the charges appeared as ...
1
vote
3answers
295 views

Is it safe to scan debit card's front and back side for my broker?

To make a deposit, my broker, regulated by EU and established, asks me to provide the scans of the front and back side of the debit card. "Name, expiration date and the first and last four digits of ...
2
votes
1answer
776 views

Apply for credit card online and get card # immediately?

Are there credit cards, as for online shopping only, that one can apply to online and get the card number immediately, without waiting for a physical card to arrive via snail-mail?
0
votes
2answers
2k views

Credit card with no card holder names on it

I am interested in creating a credit/debit card for online use which in no way references my real names and etc. I need to use, for say, pay some website hosting and not expose my credit card printed ...
2
votes
1answer
292 views

Receiving money from Paypal via a friend in different country

Paypal doesn't support my country yet, but I want to open a small ecommerce site to accept payment from paypal. Can a friend living in a different country (may be US, Canada, Australia etc.) accept ...
0
votes
1answer
506 views

privacy concerns when receiving money from paypal from strangers?

I am doing a few small scale (< $200) freelancing jobs and I've found a couple of interested individuals off the net. I need to receive payment, and I have decided to use paypal. However, as these ...
2
votes
2answers
182 views

Privacy Concerns For Self Employment Taxes

I'm a UK based freelance website developer, registered as self employed and trading under my own name. I have to be honest that things haven't been going all that well recently so I'm turning my ...
0
votes
1answer
84 views

PayPal- Quick Overview

So I have a Westpac bank card- no Visa or MasterCard. When wanting to setup a PayPal account to link with this account I understand that there will be no fees applied to me, the purchaser, for ...
1
vote
0answers
37 views

file a complaint to bureaus of a company's residence if you live in another country?

Can I submit a consumer complaint to Better Business Bureau, federal Trade Commissionn, or the Consumer Frauds and Protection Bureau if I've bought a faulty product froma company based in Brooklyn, ...
0
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1answer
63 views

refund or replacement for a faulty product purchased online with mastercard?

I bought a product from a company located in Brooklyn, New Work, online and had the product shipped by them to me to Armenia. The product was of unsatisfactory quality as it didn't function as ...
1
vote
1answer
275 views

Freelancing from India to US employer: Can they deposit pay to my US Account?

I recently moved back to India from USA as I didn't get H1B Visa. I have started working for same company from India as a contractor. I still have my bank account active in USA. Can my company ...
3
votes
1answer
1k views

why will charges disappear from my debit card then reappear

I have made a few large purchases (ex: computer, flight tickets) in the past with my debit card, and for the most part the charges go onto my card and that's the end of it; other times I will see the ...
2
votes
3answers
1k views

Which currency should I use to pay for my flight ticket?

I am buying flight tickets for a forthcoming trip. The website that I am booking through allows me to pay in many different currencies. I have one credit card each for payment in three different ...
7
votes
2answers
401 views

How can a school club collect money using credit cards?

tl;dr- How can we legally accept credit cards (to our club bank account) without being able to become a legal entity? I'm an officer an officially-recognized student-run club at my university. I'd ...
1
vote
2answers
215 views

How to safely pay with VISA online

Usually I can get away with PayPal for online purchases, but sometimes I come across a website that only accepts VISA card. I refuse to use my VISA card, as my account contains all of my money, and ...
2
votes
3answers
580 views

Is there any way to pay online in a country with no international banking system

I live in Ethiopia and according on the National Bank of Ethiopia, it is illegal to get any money out of Ethiopia without special permission from the bank. I personally want to make some online ...
2
votes
1answer
154 views

What are online payment options with no chargeback protection?

What exactly are chargebacks and chargeback fraud? Is it a complaint about not receiving the product, or is it about the customer saying that he did not authorize the payment? If I understand ...
3
votes
1answer
129 views

Is it legal for a vendor to reuse credit details from a previous transaction

I purchased an item online. I got a phone call from them touting some other service. All I said was OK- I didn't understand the details and they charged again a big amount using the originally ...
2
votes
1answer
63 views

How to calculate taxes for an online business?

I am presently contemplating a small start-up online and am looking into the various pitfalls before getting too invested into it. The website might be hosted on servers in Europe or the US and I ...
1
vote
2answers
1k views

Should I have separate business and personal accounts for my start up?

I have a personal active PayPal account. I am about to start a small web development company. I have googled to learn about making and receiving on line payments like if I want to register a domain ...
2
votes
1answer
94 views

Which card data online merchant can store and what can he do with it?

I see that to perform on-line transaction with credit (or debit) card you usually need 3 pieces of information Card number Expiration date Security code Some merchants offer option to store ...
2
votes
1answer
63 views

Dual Citizen British/US and online business taxes

I am a dual British/US citizen living in the EU. I file taxes in the US with my husband. I want to open an account with an online gallery to sell my artwork and as we intend to retire to UK I will ...